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$479,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 3,250 Sq. Ft.
  • 2 Car Garage
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See This Home
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Welcome to your Mississippi Riverfront dream home, where spectacular views, exceptional waterfront access, and comfortable living come together. This spacious 3,250-square-foot, 3-bedroom, 2-full-bath home is situated on 0.768 acres with approximately 180 feet of Mississippi River frontage in Fulton. The property features a concrete riverside patio and your own 35ft boat dock-perfect for a yacht, pontoon, or fishing boat. Designed to take full advantage of its incredible setting, this open-concept home showcases breathtaking river views throughout. The kitchen overlooks the Mississippi and features a breakfast bar and under-cabinet lighting. The main level includes a bedroom, full bath, dining room, living room, laundry room with utility sink, and a dramatic glass-enclosed atrium overlooking the river. Expansive windows fill the home with natural light while providing panoramic views of the Mississippi and across to Iowa. Upstairs, two bedrooms feature impressive 5' x 9' river-facing windows, creating a true bird's-eye view of the water. The oversized primary bedroom easily accommodates a king-size bed and includes four built-in speakers for surround sound. A luxurious jetted tub is perfectly positioned to enjoy beautiful views of the Mississippi River. A convenient second-floor changing/laundry room includes an additional washer and dryer and built-in ironing board and can also serve as a fourth bedroom or flex space. Comfort is exceptional year-round with heated floors throughout the first and second levels. The boiler was renewed in 2025, and multiple Wi-Fi-enabled mini-split systems provide additional climate control, including a dedicated unit for the atrium. Many of the home's expansive windows feature translucent cellular shades. Additional features include a 10-kilowatt natural-gas backup generator with automatic transfer, a heated garage with a finished and sealed floor, and an approximately 30-foot-wide driveway providing generous parking for multiple vehicles and trailers. But the true centerpiece of this home is the Mississippi River itself. Watch boats, ships, and barges pass by, enjoy eagles throughout the winter and abundant birdlife during the warmer months, and end your days with spectacular sunsets over the river. This is more than a waterfront home-it's a front-row seat to life on the Mississippi.

Full Property Details for 716 N 4th St

General

  • Price: $479,900
  • Taxes: $10,300 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12740207
  • Updated: 9/2/2026
  • Added to Site: 50 day(s) ago

Rental Information

  • Complex Features: Park, Water Rights, Street Lights, Street Paved

Interior

  • Basement: None
  • Interior Features: 1st-Floor Bedroom, 1st-Floor Bath, Built-in Features, Dining Combo, Quartz Counters
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Living Room, Wood-Burning, Gas Starter, Stubbed in Gas Line
  • Flooring: Laminate, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Bathroom Features: Whirlpool, Separate Shower, Accessible Shower, Soaking Tub

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Equipment: Water Softener (Owned), Cable TV, TV Antenna, Carbon Monoxide Detectors, Ceiling Fan(s), Generator, Internet-Fiber, Water Heater-Gas
  • Other Features: Interstate Access, Historical District

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 6
  • Parking Features: Concrete, Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Driveway, Owned, Garage

Location

  • Area: Fulton
  • County: Whiteside
  • Township: Fulton
  • Driving Directions: IL Route 136 west into Fulton, turn right (north) on 4th Street to address.

School Information

  • School District: 2
  • Elem School District: 2
  • Midd School District: 2
  • High School District: 2
  • Elementary School: Fulton Elementary School
  • Middle School: River Bend Middle School
  • High School: Fulton High School
  • Private School: Fulton High School

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Wall Unit(s), Zoned
  • Heating Type: Natural Gas, Steam, Radiant, Radiant Floor

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Onsite: Cable Available

Structural Information

  • Architectural Info: American 4-Sq., Traditional
  • Architectural Style: American Foursquare, Traditional
  • Construction: Aluminum Siding
  • Exterior Const.: Aluminum Siding
  • Basement Desc.: None
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Windows: Window Treatments, Drapes, Insulated Windows, Aluminum Frames, Blinds, Display Window(s), Greenhouse Windows
  • Doors: French Doors, Mirrored Closet Door(s), Sliding Doors, 36" Minimum Entry Door, Pocket Door(s), Sliding Glass Door(s)
  • Sub-Flooring: Laminate, Carpet
  • Square Feet: 3,250
  • Sq. Ft. Source: Landlord/Tenant/Seller
  • Year Built: 1991

Additional Structures

  • Other Structures: Workshop, Boat Dock

Lot Features

  • Lot Size (Acres): 0.76
  • Lot Size Range: .50 to .99 Acre
  • Lot Dimensions: 33106
  • Lot Features: Water Rights, Rear of Lot

Water Features

  • Water Front: Yes
  • Water Front Name: MISSISSIPPI RIVER
  • Water Front Desc.: River Front, Waterfront
  • Water Front View: Back of Property

Financial Considerations

  • Parking Included: Yes
  • Assessment Year: 1991
  • Tax Amount: $10,300
  • Tax Year: 2025
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 1213010010000

Listed by Taylor Street Realty

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Listing agents

— 716 N 4th St —

  • Taylor Street Realty

  • Taylor Street Realty

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 716 N 4th St

School District:River Bend Community Unit District 2
NameGradesDistance
Fulton Elementary School, Fulton, IL
1301 7th Avenue, Fulton, IL 61252
K-50.9 mi
River Bend Middle School
415 12th Street, Fulton, IL 61252
6-80.8 mi
Fulton High School, Fulton, IL
1207 12th Street, Fulton, IL 61252
9-121.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 716 N 4th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/27/2026
Listed
$479,900
49.97%
MLS
1/28/2019
Sold
$320,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 716 N 4th St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$10,300
5%
$142,167
7%
2024
$9,788
9%
$133,100
8%
2023
$8,999
6%
$123,149
9%
2022
$8,475
6%
$112,908
2%
2021
$8,012
—
$110,208
3%
2020
$8,001
-18%
$106,802
-11%
2019
$9,730
5%
$120,646
3%
2018
$9,276
—
$117,212
—
2017
$9,296
2%
$116,722
2%
2016
$9,120
2%
$114,120
2%
2015
$8,970
4%
$112,345
1%
2014
$8,638
2%
$111,310
1%
2013
$8,501
—
$110,012
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Taylor Street Realty

716 N 4th Street, Fulton, IL 61252 (MLS# 12740207) is a Single Family property with 3 bedrooms and 2 full bathrooms. 716 N 4th Street is currently listed for $479,900 and was received on August 27, 2026. Want to learn more about 716 N 4th Street? Do you have questions about finding other Single Family real estate for sale in Fulton? You can browse all Fulton real estate or contact a Coldwell Banker agent to request more information.

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