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$960,000
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Property Description
Welcome to Missouri Lakes, a mountain community in central Gilpin County surrounded by evergreen and aspen trees, with mountain views and plenty of room to enjoy the outdoors. This well-maintained and thoughtfully updated home offers a comfortable, functional layout with a bright, open main level and large windows that bring the surrounding landscape inside. A covered front porch welcomes you in, while the gas fireplace adds a cozy spot to gather. The kitchen features granite countertops, stainless steel appliances, and plenty of workspace for everyday cooking or entertaining. Just a half-level up, the primary suite feels private and tucked into the trees. The finished walk-out lower level adds even more living space, with a gas log stove, large family room, full bath, multiple bonus rooms, and a sauna. Outside, the one-acre lot gives you plenty of space to enjoy the mountain setting. The deck overlooks the changing seasons, while a fenced, usable area provides room for outdoor activities, pets, entertaining, or simply enjoying the fresh mountain air. A two-car garage, level paved driveway, and additional space for an RV add to the home's practicality. Missouri Lakes offers a little something you don't find in every mountain community, including four private lakes. County-maintained roads provide easy access year-round. You're also close to Black Hawk and Central City for dining, entertainment, hiking, biking, and a little bit of Colorado history. Highway 119 provides direct access to the Peak-to-Peak corridor and the Front Range, with Denver approximately 25 miles to the east. Get up to $8,000 in lender-paid concession to cover closing costs or buy your rate down!
Full Property Details
Full Property Details for 428 Aspen Ln
General
- Price: $960,000
- HOA FEE: $10/month
- HOA FEE FREQ.: Annually
- Taxes: $1,689 (2025)
- Status: Active
- Type: Single Family
- Source: IRES
- MLS ID: 1067458
- Updated: 8/29/2026
- Added to Site: 16 day(s) ago
Interior
- Interior Features: Eat-In Kitchen, Separate Dining Room, Cathedral Ceiling(s), Open Floorplan, Pantry, Washer/Dryer Hookup, Jack and Jill Bath, High Ceilings
- Fireplace: Yes
- Fireplace(s): Two or More, Gas, Gas Log, Living Room, Family Room
- Appliances: Gas Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Freezer, Water Softener Owned, Water Purifier Owned, Disposal, Fire Alarm
- Flooring: Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main Floor Baths: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Sink
Exterior
- Exterior Features: Heated Garage
- Porch/Patio/Deck: Patio, Deck
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Garage Door Opener, RV Access/Parking, Attached
- Garage Description: Attached
Location
- Area: Black Hawk
- County: Gilpin
- Subdivision: Missouri Lakes Filing #1
- Driving Directions: From Nederland, head south on HWY 119/Peak to Peak Hwy 15.2 mi. Turn left onto Evergreen Rd 0.2 mi. Turn left onto Aspen Ln 0.4 mi. Property will be on the right.
School Information
- School District: Gilpin
- Elementary School: Gilpin
- Middle School: Gilpin
- High School: Gilpin
Community
- Association: Yes
- Assoc. Name: Missouri Lakes
- Assoc. Fees Include: Common Amenities
Heating & Cooling
- Cooling Type: Ceiling Fan(s)
- Heating Type: Forced Air, 2 or more Heat Sources
Utilities
- Gas: Yes
- Gas: CO Natural Gas
- Sewer: Septic Tank
- Water: Well
- Utility Description: Natural Gas Available, Electricity Available, High-Speed Internet Available, Underground Utilities
Structural Information
- Architectural Style: Contemporary
- Construction: Frame, Wood Siding
- Exterior Const.: Frame, Wood Siding
- Basement: Yes
- Basement Desc.: Full, Partially Finished, Slab, Walk-Out Access
- Roof: Composition
- Windows: Window Coverings
- Square Feet: 3,576
- Sq. Ft. Source: Appraiser
- Living Area: 3,576 Sq. Ft.
- Year Built: 1995
Additional Structures
- Other Structures: Storage
Lot Features
- Property View: Mountain(s)
- Mountain views: Yes
- Lot Size (Acres): 0.96
- Lot Size (Sq. Ft.): 41,818
- Frontage: County Maintained
- Street/Road Desc.: Gravel
- Fence: Yes
- Lot Features: Wooded, Evergreen Trees, Deciduous Trees, Native Grass, Level, Rolling Lot, Rock Outcropping, House Faces South, Unincorporated, Lake Access
- Potential Use: Single-Family
- Zoning: RS
- Fencing (Description): Partial, Wire, Metal
Green Features
- Energy Efficient: Southern Exposure, Windows, Doors, High Efficiency Furnace
Financial Considerations
- Association Fee: Yes
- Association Fee: $125
- Assoc Fee Freq.: Annually
- Tax Amount: $1,689
- Tax Year: 2025
- Terms: Cash, Conventional, VA
Disclosures and Reports
- Special Conditions: Private Owner
- Exclusions: Seller understands any discrepancy regarding Inclusions and Exclusions between the Listing Contract and the buy/sell contract accepted by Seller, the buy/sell contract will prevail.
- Property ID: R003729
Listed by 8z Real Estate (303) 543-3083
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Schools
Schools serving 428 Aspen Ln
School District:Gilpin County School District Re-1
| Name | Grades | Distance |
|---|---|---|
Gilpin County Elementary School 10595 Highway 119, Black Hawk, CO 80403 | PK-5 | 0.6 mi |
Gilpin County Undivided High School 10595 Highway 119, Black Hawk, CO 80403 | 6-12 | 0.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 428 Aspen Ln
Date
Details
Price
Change
Source
8/13/2026
Listed
$960,000
3.78%
MLS
2/06/2023
Sold
$925,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 428 Aspen Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,689
6%
$55,970
-1%
2024
$1,588
1%
$56,560
—
2023
$1,569
24%
$56,560
38%
2022
$1,261
—
$40,850
-3%
2021
$1,258
42%
$42,020
16%
2020
$884
—
$36,160
—
2019
$884
17%
$36,160
24%
2018
$756
—
$29,250
—
2017
$756
-2%
$29,250
-2%
2016
$774
1%
$29,890
—
2015
$769
14%
$29,890
16%
2014
$674
—
$25,790
—
2013
$676
—
$25,790
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 428 Aspen Ln
428 Aspen Ln, Black Hawk, CO 80422 (MLS# 1067458) is a Single Family property with 3 bedrooms and 3 full bathrooms. 428 Aspen Ln is currently listed for $960,000 and was received on August 13, 2026. Want to learn more about 428 Aspen Ln? Do you have questions about finding other Single Family real estate for sale in Black Hawk? You can browse all Black Hawk real estate or contact a Coldwell Banker agent to request more information.

