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$345,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,688 Sq. Ft.
  • 2 Car Garage
  • Updated 4 days ago
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NOW AVAILABLE! Welcome to a little more room to live-and a little less hustle & bustle. After nearly 30 years, a rare opportunity is about to hit the market in the heart of Fort Morgan. Tucked along a quiet residential street in Fort Morgan, 523 Gayle Street pairs the ease of ranch-style, main-floor living with something you might not expect from the curb: more than 2,100 finished square feet, an updated kitchen and luxury vinyl plank flooring, a full basement, an enclosed sunroom, private backyard, one fireplace in the basement and plenty of room to make yourself at home. The main level delivers 1,344 finished square feet with 3 bedrooms and 2 full bathrooms, anchored by an updated kitchen with stone countertops and refreshed, modern baths. Comfortable gathering spaces adorned with ceiling beams, easy-care flooring and a practical ranch floor plan make everyday living refreshingly uncomplicated. But there's much more downstairs. The full 1,300+ square-foot basement adds more than 800 finished square feet, including a fourth bedroom and additional living space ready for movie nights, game days, guests, hobbies, a home office-or simply some welcome separation when you need it. Maybe even warm up by the wood-burning stove during the winter months ahead. Stop to enjoy the enclosed sunroom just off the door to the backyard where you can feel the warmth of Colorado's never-ending four season sunshine or the glow of its glorious evenings in the comfort of cover. It's also a perfect place to grow plants or just find your new favorite spot to relax in your home. All of it comes with the everyday convenience of single-level ranch living, an attached two-car garage, and an established Fort Morgan location with easy access to lively downtown Fort Morgan-recently the focus of HGTV's Hometown Takeover (ca. 2023), schools, parks, shopping, and I-76. Updated where it counts, surprisingly spacious, private yard, and tucked onto a quiet street this home checks so many boxes!

Full Property Details for 523 Gayle St

General

  • Price: $345,000
  • Taxes: $1,100 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MetroList_Colorado
  • MLS ID: 5413701
  • Updated: 9/7/2026
  • Added to Site: 9 day(s) ago

Interior

  • Interior Features: Ceiling Fan(s), Smoke Free, Stone Counters
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Basement, Basement, Basement
  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Oven, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Main: 3

Exterior

  • Exterior Features: Private Yard, Rain Gutters

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 4
  • Parking Features: Concrete, Finished Garage

Location

  • County: Morgan
  • Subdivision: D & B Add
  • Driving Directions: Follow I-76 E to exit 75 I-76 Business Route (W Platte Ave) in Morgan County. Proceed down W Platte Ave to Sherman Rd and turn right. Follow Sherman Rd to Ram Avenue and take a left. Proceed down Ram Ave to Gayle St. Once you get to Gayle St, turn right onto Gayle St and proceed to 523 Gayle St. House is on your right.
  • Direction Faces: East

School Information

  • Elem School District: Fort Morgan RE-3
  • Midd School District: Fort Morgan RE-3
  • High School District: Fort Morgan RE-3
  • Elementary School: Baker
  • Middle School: Fort Morgan
  • High School: Fort Morgan

Community

  • Pets Allowed: Yes

Heating & Cooling

  • Cooling Type: Evaporative Cooling
  • Heating Type: Baseboard, Wood Stove

Utilities

  • Gas: Yes
  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Connected, Natural Gas Connected, Phone Connected

Structural Information

  • Structure Type: House
  • Construction: Frame
  • Basement: Yes
  • Basement Desc.: Finished, Full
  • Roof: Composition
  • Windows: Double Pane Windows
  • Square Feet: 2,688
  • Sq. Ft. Source: Public Records
  • Living Area: 2,150 Sq. Ft.
  • Year Built: 1983

Lot Features

  • Lot Size (Acres): 0.17
  • Lot Size (Sq. Ft.): 7,200
  • Fence: Yes
  • Fencing (Description): Full

Financial Considerations

  • Tax Amount: $1,100
  • Tax Year: 2025
  • Terms: Conventional, FHA, Qualified Assumption, VA Loan

Disclosures and Reports

  • Ownership: Individual
  • Special Conditions: None
  • Legal Description: SUBD: D & B ADD, FM BLOCK: 01 LOT: 21
  • Exclusions: Personal property
  • Property ID: 122908241022

Listed by Real Broker, LLC DBA Real

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Listing agent

— 523 Gayle St —

  • Real Broker, LLC DBA Real

Matt@AltitudeRealEstateGroup.com,303-269-1617

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 523 Gayle St

School District:Fort Morgan School District Re-3
NameGradesDistance
Sherman Early Childhood Center
300 Sherman Street, Fort Morgan, CO 80701
PK-K0.7 mi
Fort Morgan Middle School
605 Education Avenue, Fort Morgan, CO 80701
6-81.3 mi
Lincoln High School
230 Walnut Street, Fort Morgan, CO 80701
9-121.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Tax History for 523 Gayle St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,100
28%
$19,300
11%
2024
$857
-1%
$17,400
-17%
2023
$869
34%
$21,090
40%
2021
$648
3%
$15,050
3%
2022
$630
-3%
$14,630
6%
2021
$648
12%
$13,770
—
2019
$581
36%
$13,770
38%
2018
$428
—
$9,990
—
2017
$428
1%
$9,990
2%
2016
$423
1%
$9,770
—
2015
$417
12%
$9,770
15%
2014
$372
3%
$8,510
—
2013
$361
—
$8,510
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 523 Gayle St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Real Broker, LLC DBA Real

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523 Gayle Street, Fort Morgan, CO 80701 (MLS# 5413701) is a Single Family property with 4 bedrooms and 2 full bathrooms. 523 Gayle Street is currently listed for $345,000 and was received on September 02, 2026. Want to learn more about 523 Gayle Street? Do you have questions about finding other Single Family real estate for sale in Fort Morgan? You can browse all Fort Morgan real estate or contact a Coldwell Banker agent to request more information.

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