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Property Description
**ASSUMABLE 2.875% VA LOAN** Welcome to a rare opportunity in Kiowa, Colorado - a spacious 2-bedroom, 2-bath condo with a finished basement, private 2-car attached garage, rooftop patio, and an assumable 2.875% VA loan. Located just minutes from historic downtown Kiowa and just east of Elizabeth and Parker, this home offers small-town Colorado living with convenient access to nearby shopping, dining, schools, trails, and major commuter routes. Inside, this 1,370 sq. ft. condo features a functional multi-level layout with comfortable living spaces, updated bathrooms in the two upstairs bedrooms, new light fixtures, and an updated ceiling fan. The primary bedroom includes direct access to a private rooftop patio, creating a unique outdoor retreat that is perfect for morning coffee, evening sunsets, or extra entertaining space. The finished basement adds valuable flexibility and may offer potential for a future bathroom, guest space, home office, workout room, media room, or additional primary-style suite depending on the buyer's needs and plans. The attached 2-car garage provides private parking and extra storage - a major convenience for condo living in Kiowa. The HOA has recently completed major exterior improvements for the complex, including new roofs and fresh exterior paint, giving buyers added confidence and curb appeal. With its finished basement, rooftop patio, attached garage, updated interior touches, and low assumable VA loan rate, this Kiowa condo stands out as a smart option for buyers looking for more space, flexibility, and affordability east of the Denver metro. Enjoy the charm of historic downtown Kiowa, the open feel of Elbert County, and easy access to Elizabeth, Parker, and the surrounding southeast Colorado communities.
Full Property Details
Full Property Details for 645 Yuma Loop #402
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General
- Price: $325,000
- HOA FEE: $499/month
- Taxes: $1,621 (2025)
- Status: Active
- Type: Condo
- Source: MetroList_Colorado
- MLS ID: 6976350
- Updated: 5/16/2026
- Added to Site: 11 day(s) ago
Interior
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Concrete, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Main Floor Baths: 1
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: In Unit, Laundry Closet
Exterior
- Exterior Features: Balcony
- Porch/Patio/Deck: Rooftop
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
Location
- County: Elbert
- Subdivision: Kiowa Creek
- Building Name: Kiowa Creek Condominiums
School Information
- Elem School District: Kiowa C-2
- Midd School District: Kiowa C-2
- High School District: Kiowa C-2
- Elementary School: Kiowa
- Middle School: Kiowa
- High School: Kiowa
Community
- Association: Yes
- Assoc. Name: Kiowa Creek Condominium
- Assoc. Fees Include: Insurance, Maintenance Grounds, Maintenance Structure, Sewer, Snow Removal, Trash, Water
- Pets Allowed: Yes
- Management Type: Professionally Managed
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Available, Electricity Available, Internet Access (Wired)
Structural Information
- Structure Type: Low Rise (1-3)
- Construction: Frame, Wood Siding
- Basement: Yes
- Basement Desc.: Bath/Stubbed, Finished
- Roof: Composition
- Common Walls: 2+ Common Walls
- Entry Floor Number: 1
- Entry Location: Exterior Access
- Square Feet: 1,374
- Sq. Ft. Source: Public Records
- Living Area: 1,374 Sq. Ft.
- Year Built: 2007
Lot Features
- Zoning: K
Financial Considerations
- Association Fee: Yes
- Association Fee: $499
- Assoc Fee Freq.: Monthly
- Assoc Fee /Annual: $5,996
- Tax Amount: $1,621
- Tax Year: 2025
- Terms: Cash, Conventional, VA Loan
Disclosures and Reports
- Ownership: Individual
- Special Conditions: None
- Legal Description: SECTION: 20 TOWNSHIP: 8 RANGE: 63 DESC: F4 BLD 4 SUBDIVISION: KIOWA CREEK CONDO UNIT: 402
- Exclusions: Sellers personal property
- Property ID: R119403
Listed by Lifestyle International Realty
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 645 Yuma Loop #402 —
Lifestyle International Realty
jamison@metro5280.com,720-584-3361
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 645 Yuma Loop #402
School District:Kiowa School District C-2
| Name | Grades | Distance |
|---|---|---|
Kiowa Elementary School 525 Comanche Street, Kiowa, CO 80117 | PK-5 | 0.3 mi |
Kiowa Middle School 525 Comanche Street, Kiowa, CO 80117 | 6-8 | 0.3 mi |
Kiowa High School 525 Comanche Street, Kiowa, CO 80117 | 9-12 | 0.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Estimate the Cost
Estimate the Cost for 645 Yuma Loop #402
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645 Yuma Loop #402, Kiowa, CO 80117 (MLS# 6976350) is a Condo property with 2 bedrooms, 2 full bathrooms and 1 partial bathroom. 645 Yuma Loop #402 is currently listed for $325,000 and was received on May 16, 2026. Want to learn more about 645 Yuma Loop #402? Do you have questions about finding other Condo real estate for sale in Kiowa? You can browse all Kiowa real estate or contact a Coldwell Banker agent to request more information.