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$370,000
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Property Description
**OPEN HOUSES SAT 1/17 11-1 & SUN 1-3P!** Wake up to views of Lake Loveland, the foothills, and abundant natural light in this centrally-located Loveland townhome! With 3 bedrooms, 4 bathrooms, and a low $75 per month HOA, this home delivers space, comfort, and value. The main level fills with sunshine and features fresh paint in the kitchen, beautifully refinished hardwood floors, and easy access to a private back deck overlooking the greenbelt. Perfect for morning coffee or unwinding in the evening! Downstairs, the finished daylight basement adds flexible living space and includes a convenient half bath, ideal for guests, a home office, or movie nights. Upstairs, the primary suite steals the show with direct views of Lake Loveland and the mountains, a huge walk-in closet, and a private 3/4 bath, while two additional guest bedrooms and a full hallway bath complete the upper level. An oversized garage offers built-in storage and an extra refrigerator that stays with the home. Like to entertain? Enjoy extra parking to the east and ample street and driveway parking to fit all of your guests! With a proven track record as an in-demand income property, current market rent is $2,295 with neighbors renting up to $2,400. Just minutes from downtown dining, Centerra shopping, quick access to I-25, and endless foothills recreation, this home is ideal for investors or to owner occupy! An absolute unicorn property offering views, low HOA dues, and in a fantastic location, do not miss this opportunity to call it yours!
Full Property Details
Full Property Details for 1004 Winona Cir
General
- Price: $370,000
- HOA FEE: $75/month
- Taxes: $1,715 (2024)
- Status: Active
- Type: Townhouse
- Source: IRES
- MLS ID: 1049145
- Updated: 1/14/2026
- Added to Site: 10 day(s) ago
Interior
- Interior Features: Eat-In Kitchen, Separate Dining Room, Cathedral Ceiling(s), Open Floorplan, Pantry, Walk-In Closet(s), Washer/Dryer Hookup
- Fireplace: Yes
- Fireplace(s): Gas, Living Room
- Appliances: Electric Range, Dishwasher, Refrigerator, Microwave, Disposal, Fire Alarm
- Flooring: Wood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 1
- 3/4 Bathrooms: 1
- Half Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Exterior
- Exterior Features: Sprinkler System
- Porch/Patio/Deck: Patio, Deck
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Garage Door Opener
- Garage Description: Attached
Location
- Area: Loveland
- County: Larimer
- Subdivision: Willowbriar PUD
- Driving Directions: From Eisenhower/HWY 34, turn South on Colorado then West on 10th, North on Ferguson, East on Winona into The Grove subdivision. Property is on North side of the circle facing Lake Loveland.
School Information
- School District: Thompson R2-J
- Elementary School: Garfield
- Middle School: Bill Reed
- High School: Thompson Valley
Community
- Association: Yes
- Assoc. Name: The Grove HOA
- Assoc. Fees Include: Maintenance Grounds, Management, Utilities
Heating & Cooling
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Forced Air, 2 or more Heat Sources
Utilities
- Gas: Yes
- Gas: Xcel
- Sewer: Public Sewer
- Water: City
- Utility Description: Natural Gas Available, Electricity Available, Cable Available, High-Speed Internet Available
Structural Information
- Structure Type: Townhouse, 1/2 Duplex
- Construction: Frame
- Exterior Const.: Frame
- Basement: Yes
- Basement Desc.: Full, Partially Finished, Daylight
- Roof: Composition
- Windows: Window Coverings
- Square Feet: 1,906
- Sq. Ft. Source: Assessor
- Living Area: 1,409 Sq. Ft.
- Year Built: 2000
Lot Features
- Property View: Hills, Water
- Lot Size (Acres): 0.05
- Lot Size (Sq. Ft.): 2,100
- Frontage: City Street
- Street/Road Desc.: Asphalt
- Lot Features: Level, Abuts Pond/Lake, House Faces North, Paved
- Zoning: P-22
Water Features
- Water View: Yes
Financial Considerations
- Association Fee: Yes
- Association Fee: $75
- Assoc Fee Freq.: Monthly
- Tax Amount: $1,715
- Tax Year: 2024
- Terms: Cash, Conventional, FHA, VA, 1031 Exchange
Disclosures and Reports
- Special Conditions: Private Owner
- Exclusions: Seller's personal property.
- Property ID: R1504720
Listed by eXp Realty - Northern CO (970) 889-0371
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Schools
Schools serving 1004 Winona Cir
School District:Thompson School District R-2j
| Name | Grades | Distance |
|---|---|---|
Garfield Elementary School 720 North Colorado Avenue, Loveland, CO 80537 | K-5 | 0.4 mi |
Bill Reed Middle School 370 West 4th Street, Loveland, CO 80537 | 6-8 | 0.8 mi |
Thompson Valley High School 1669 Eagle Drive, Loveland, CO 80537 | 9-12 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1004 Winona Cir
Date
Details
Price
Change
Source
1/07/2026
Listed
$370,000
157.48%
MLS
8/01/2000
Sold
$143,700
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1004 Winona Cir
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,715
4%
$25,172
—
2023
$1,654
-2%
$25,172
19%
2021
$1,687
3%
$21,229
3%
2022
$1,642
-3%
$20,635
16%
2021
$1,687
32%
$17,861
15%
2018
$1,276
16%
$15,509
—
2017
$1,099
21%
$15,509
25%
2016
$911
1%
$12,418
—
2015
$903
-35%
$12,418
-30%
2019
$1,396
57%
$17,861
51%
2014
$890
—
$11,840
—
2013
$892
—
$11,840
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1004 Winona Cir
1004 Winona Cir, Loveland, CO 80537 (MLS# 1049145) is a Townhouse property with 3 bedrooms, 1 full bathroom and 3 partial bathrooms. 1004 Winona Cir is currently listed for $370,000 and was received on January 07, 2026. Want to learn more about 1004 Winona Cir? Do you have questions about finding other Townhouse real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

