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$375,000 New to Website

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1,119 Sq. Ft.
  • Updated 22 hours ago
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This charming turn-of-the-century cottage is tailor made for first time buyers or folks looking to downsize. The seller is offering a $10,000 concession to help with closing costs with a full priced offer. Situated on a nearly quarter acre lot shaded by mature trees in a quiet, tucked away neighborhood close to downtown, this home features a bright, open layout and loads of character! The home is approached through a cute white picket fence leading to a covered front porch. Upon entry, you are greeted with an expansive main living area featuring a large picture window that floods the home with natural light and much of the original late 19th century style trim. The large kitchen has ample counter space and is open to the expansive dining area, and features plenty of room for a coffee nook. Mini-splits installed in 2023 provide cooling and heating, and there's also a wall-mount furnace for those really cold nights. There's off-street parking in front and plenty of room for your toys behind the property. There is a fully fenced yard featuring a fire pit in the rear for outdoor living. About half the property is not fenced and faces Railroad Ave, making access for large vehicles easy! A pad for a future garage already exists. This well cared for home features several updates. The roof is 5 years old, the mini-splits are 3 years old, the kitchen features new butcher block countertops, a new modern stainless sink and a new dishwasher, and you will find new light fixtures, new interior paint and new flooring throughout the home. The sewer line was replaced in 2025. You won't find more value at this price point in Loveland. Don't miss this one-of-a-kind home!

Full Property Details for 103 E 12th St

General

  • Price: $375,000
  • Taxes: $1,930 (2025)
  • Status: Active
  • Type: Single Family
  • Source: IRES
  • MLS ID: 1057297
  • Updated: 4/23/2026
  • Added to Site: 1 day(s) ago

Interior

  • Interior Features: Separate Dining Room, Open Floorplan, Washer/Dryer Hookup, High Ceilings
  • Appliances: Electric Range, Dishwasher, Refrigerator, Washer, Dryer

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Floor Baths: 1

Bedrooms

  • Total Bedrooms: 3

Parking

  • Parking Features: RV Access/Parking, Off Street
  • Garage Description: Off Street

Location

  • Area: Loveland
  • County: Larimer
  • Subdivision: Loveland Heights
  • Driving Directions: From Hwy 287 (Cleveland or Lincoln), turn west on 12th St. Home is on the NW corner of 12th St. and Railroad Ave.

School Information

  • School District: Thompson R2-J
  • Elementary School: Truscott
  • Middle School: Bill Reed
  • High School: Thompson Valley

Heating & Cooling

  • Cooling Type: Ductless
  • Heating Type: Heat Pump, Wall Furnace

Utilities

  • Gas: Yes
  • Gas: Xcel
  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Natural Gas Available, Electricity Available, Cable Available, Satellite Available, High-Speed Internet Available

Structural Information

  • Architectural Style: Cottage
  • Construction: Frame
  • Exterior Const.: Frame
  • Basement Desc.: None
  • Roof: Composition
  • Windows: Window Coverings
  • Square Feet: 1,119
  • Sq. Ft. Source: Assessor
  • Living Area: 1,119 Sq. Ft.
  • Year Built: 1901

Additional Structures

  • Other Structures: Storage

Lot Features

  • Lot Size (Acres): 0.23
  • Lot Size (Sq. Ft.): 10,173
  • Frontage: City Street
  • Street/Road Desc.: Asphalt
  • Fence: Yes
  • Lot Features: Corner Lot, Deciduous Trees, Level, City Limits, Paved, Curbs, Gutters, Sidewalks, Street Light, Alley
  • Potential Use: Single-Family
  • Zoning: R3E
  • Fencing (Description): Fenced

Green Features

  • Energy Efficient: Southern Exposure

Financial Considerations

  • Tax Amount: $1,930
  • Tax Year: 2025
  • Terms: Cash, Conventional, FHA, VA

Disclosures and Reports

  • Special Conditions: Private Owner
  • Exclusions: Seller's personal property.
  • Property ID: R0381705

Listed by Equity Colorado-Front Range (303) 416-8363

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Listing agent

— 103 E 12th St —

  • Equity Colorado-Front Range

    303-416-8363

9707790397

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 103 E 12th St

School District:Thompson School District R-2j
NameGradesDistance
Truscott Elementary School
211 West 6th Street, Loveland, CO 80537
K-50.5 mi
Bill Reed Middle School
370 West 4th Street, Loveland, CO 80537
6-80.7 mi
Thompson Valley High School
1669 Eagle Drive, Loveland, CO 80537
9-121.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 103 E 12th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/23/2026
Listed
$375,000
-6.25%
MLS
8/11/2025
Sold
$400,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 103 E 12th St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,930
13%
$22,563
-10%
2024
$1,707
4%
$25,078
—
2023
$1,647
2%
$25,078
23%
2021
$1,617
3%
$20,342
3%
2022
$1,573
-3%
$19,773
10%
2021
$1,617
59%
$18,011
46%
2018
$1,019
16%
$12,377
—
2017
$877
-38%
$12,377
-31%
2019
$1,408
307%
$18,011
91%
2016
$346
1%
$9,433
—
2015
$343
17%
$9,433
21%
2014
$293
—
$7,780
—
2013
$293
—
$7,780
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 103 E 12th St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

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NMLS#: 1598647

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Listed by Equity Colorado-Front Range (303) 416-8363

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103 E 12th St, Loveland, CO 80537 (MLS# 1057297) is a Single Family property with 3 bedrooms and 1 full bathroom. 103 E 12th St is currently listed for $375,000 and was received on April 23, 2026. Want to learn more about 103 E 12th St? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

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