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$419,000

  • For Sale
  • Active
  • Townhouse
  • 2 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,350 Sq. Ft.
  • 2 Car Garage
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Desirable over 55 Senior living at Mirasol Senior Living Community. Well-maintained 2-bedroom, 2-bathroom duplex with an oversized 2-car garage is thoughtfully designed for accessible living. The welcoming front porch provides a great spot to greet neighbors, while the open-concept layout creates a bright, airy atmosphere. Vaulted-ceiling living room features a ceiling fan and a cozy gas log fireplace, flowing seamlessly into the dining area with natural light from north-facing windows. Built-in office nook with shelving offers a convenient workspace. Kitchen includes refrigerator, flat-top range, microwave, dishwasher, disposal, generous countertops, pantry, and ample cabinet space-all set on easy-care laminate wood flooring. Off kitchen, enjoy a patio with a gas line for a BBQ grill and a garden space. Spacious carpeted primary suite with large window includes a private bathroom with dual sinks, a walk-in shower, grab bars, linen closet, medicine cabinet, and carpeted walk-in closet with custom shelving. Guest bedroom features a large window for natural light, making it ideal for guests or hobbies. A full hall bath includes a step-in tub. Additionally, hallway laundry closet with shelving and included washer/dryer, a second hallway linen closet for extra storage, and a finished garage with interior home access with coat closet. HOA takes care of lawn care, snow removal, exterior maintenance, exterior home insurance, & event center-making this an ideal low-maintenance home. Home is classified as affordable housing; it has a Deed of Trust with the housing authority of a value of $60,600. There no payments on this deed ; however, buyer must income qualify via application to show income less than 70% of Loveland AMI. Cash or loan to close at listing price $419,000 is $358,400. Seller is providing a home warranty to the buyer for the first year after closing.

Full Property Details for 1238 Finch St

General

  • Price: $419,000
  • HOA FEE: $438/month
  • Taxes: $1,905 (2024)
  • Status: Active
  • Type: Townhouse
  • Source: IRES
  • MLS ID: 1037374
  • Updated: 12/17/2025
  • Added to Site: 212 day(s) ago

Interior

  • Interior Features: Separate Dining Room, Cathedral Ceiling(s), Open Floorplan, Pantry, Walk-In Closet(s), Washer/Dryer Hookup
  • Fireplace: Yes
  • Fireplace(s): Gas, Living Room
  • Appliances: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Disposal, Fire Alarm

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1
  • Main Floor Baths: 1

Bedrooms

  • Total Bedrooms: 2

Exterior

  • Porch/Patio/Deck: Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Garage Description: Attached

Location

  • Area: Loveland
  • County: Larimer
  • Subdivision: Mirasol 1st Sub Lov
  • Driving Directions: Drive South on Madison to where it dead ends at the trailhead for the Old St. Louis Natural Area. Turn Right (West) on Finch. The destination is on your left after crossing Inca Dove Cir., South Side of Finch. Right side duplex.

School Information

  • School District: Thompson R2-J
  • Elementary School: Winona
  • Middle School: Bill Reed
  • High School: Mountain View

Community

  • Association: Yes
  • Assoc. Name: Mirasol
  • Assoc. Fees Include: Snow Removal, Maintenance Grounds, Exterior Maintenance, Insurance
  • Pets Allowed: Yes

Heating & Cooling

  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Forced Air

Utilities

  • Gas: Yes
  • Gas: XCEL Energy
  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Natural Gas Available, Electricity Available, Cable Available, High-Speed Internet Available

Structural Information

  • Architectural Style: Contemporary
  • Structure Type: Townhouse, 1/2 Duplex
  • Construction: Frame, Stucco
  • Exterior Const.: Frame, Stucco
  • Basement Desc.: None
  • Roof: Composition
  • Windows: Window Coverings
  • Square Feet: 1,350
  • Sq. Ft. Source: Assessor
  • Living Area: 1,350 Sq. Ft.
  • Year Built: 2007

Lot Features

  • Lot Size (Acres): 0.09
  • Lot Size (Sq. Ft.): 3,883
  • Frontage: City Street
  • Street/Road Desc.: Asphalt
  • Lot Features: Level, House Faces North, City Limits, Paved, Curbs, Gutters, Sidewalks, Fire Hydrant within 500 Feet
  • Zoning: P-87

Green Features

  • Energy Efficient: Windows

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $438
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $1,905
  • Tax Year: 2024
  • Terms: Cash, Conventional

Disclosures and Reports

  • Special Conditions: Private Owner, Senior Community
  • Property ID: R1640331

Listed by Real (720) 807-2890

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Listing agents

— 1238 Finch St —

  • Real

    720-807-2890

  • Real

    720-807-2890

9702271327

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1238 Finch St

School District:Thompson School District R-2j
NameGradesDistance
Winona Elementary School
201 South Boise Avenue, Loveland, CO 80537
PK-50.4 mi
Conrad Ball Middle School
2660 North Monroe Avenue, Loveland, CO 80538
PK-82.3 mi
Mountain View High School
3500 Mountain Lion Drive, Loveland, CO 80537
9-122.2 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1238 Finch St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/28/2025
Price Reduced
$419,000
-1.41%
MLS
6/20/2025
Listed
$425,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Real (720) 807-2890

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1238 Finch St, Loveland, CO 80537 (MLS# 1037374) is a Townhouse property with 2 bedrooms, 1 full bathroom and 1 partial bathroom. 1238 Finch St is currently listed for $419,000 and was received on June 20, 2025. Want to learn more about 1238 Finch St? Do you have questions about finding other Townhouse real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

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