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$538,000
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Property Description
***OPEN HOUSE SATURDAY 1:00-3:00*** ZONED R3E + HUGE WORKSHOP GARAGE + NO HOA! Unique opportunity on a corner lot just minutes from Downtown Loveland, parks, trails, restaurants & quick I-25 access. This versatile property offers live/work, multigenerational or future income potential with alley access & multiple outdoor spaces. Major improvements are already complete including a NEW roof, NEW gutters & downspouts, FRESH interior paint, REFINISHED hardwood floors, NEW carpet, NEW baseboards & NEW automatic garage door opener. Inside, the flexible layout features multiple living areas including a living room, sunny family room, office & an upper-level loft/flex space ideal for working from home, hobbies or guests. Upstairs, the private primary retreat offers a walk-in closet, a private balcony with southwest views, a 5-piece primary bathroom with a soaking tub & new rain showerhead, a spacious loft-style sitting area-creating a peaceful place to unwind. The attached oversized workshop garage is a rare find with over 1,200 sq ft, tall ceilings, extensive shelving, bright lighting, oversized door & a dedicated bathroom with shower, utility sink & tankless water heater-ideal for car enthusiasts, contractors, hobbyists or home-based business needs. The long driveway, alley access & additional yard space provide excellent room for extra vehicles, trailers, RV or boat storage-perfect for embracing the Colorado lifestyle-plus an outdoor shed for even more storage. A newly enclosed mudroom seamlessly connects the home, garage & outdoor spaces with dual yard access & dog doors for an easy dog-run setup. A fully fenced private courtyard is accessible directly from the kitchen area-perfect for outdoor dining, BBQs, gardening or relaxing. With R3E zoning, alley access & a large lot, this property offers space, versatility & convenience in one of Loveland's most accessible locations. Enjoy the freedom of no HOA and the flexibility to truly make this property your own.
Full Property Details
Full Property Details for 1284 E 4th St
General
- Price: $538,000
- Taxes: $2,483 (2025)
- Status: Active
- Type: Single Family
- Source: IRES
- MLS ID: 1052012
- Updated: 3/4/2026
- Added to Site: 51 day(s) ago
Interior
- Interior Features: Cathedral Ceiling(s), Workshop, Walk-In Closet(s), Washer/Dryer Hookup
- Fireplace: Yes
- Fireplace(s): Living Room, Masonry, One
- Appliances: Gas Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Some Furniture, Disposal, Fire Alarm
- Flooring: Wood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main Floor Baths: 1
Bedrooms
- Total Bedrooms: 3
Exterior
- Exterior Features: Balcony, Heated Garage, Oversized Garage
- Porch/Patio/Deck: Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Garage Door Opener, RV Access/Parking, Attached
- Garage Description: Attached
Location
- Area: Loveland
- County: Larimer
- Subdivision: Kempton-Turney
- Driving Directions: From I-25, take Exit 257 for US-34/Eisenhower Blvd and head west toward Loveland. Continue west on Hwy 34 for approximately 3.5 miles, then turn left (south) onto Madison Ave. Continue south for about 1 mile, then turn right (west) onto E 4th St. The home will be on the left (south) side at 1284 E 4th St.
School Information
- School District: Thompson R2-J
- Elementary School: Winona
- Middle School: Bill Reed
- High School: Mountain View
Heating & Cooling
- Cooling Type: Wall/Window Unit(s), Ceiling Fan(s)
- Heating Type: Forced Air
Utilities
- Gas: Yes
- Gas: Xcel Energy
- Sewer: Public Sewer
- Water: City
- Utility Description: Natural Gas Available, Electricity Available, Cable Available, Satellite Available, High-Speed Internet Available
Structural Information
- Architectural Style: Farmhouse
- Construction: Frame
- Exterior Const.: Frame
- Basement: Yes
- Basement Desc.: None, Crawl Space
- Roof: Composition, Metal
- Windows: Window Coverings
- Square Feet: 1,997
- Sq. Ft. Source: Appraiser
- Living Area: 1,997 Sq. Ft.
- Year Built: 1898
Additional Structures
- Other Structures: Storage
Lot Features
- Lot Size (Acres): 0.24
- Lot Size (Sq. Ft.): 10,539
- Frontage: City Street, Alley
- Street/Road Desc.: Asphalt
- Fence: Yes
- Lot Features: Corner Lot, Evergreen Trees, Deciduous Trees, Level, Paved, Curbs, Gutters, Sidewalks, Alley, Fire Hydrant within 500 Feet
- Potential Use: Single-Family, Additional Units
- Zoning: R3E
- Fencing (Description): Fenced, Wood, Chain Link, Dog Run/Kennel
Green Features
- Energy Efficient: Windows, Doors
Financial Considerations
- Tax Amount: $2,483
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA
Disclosures and Reports
- Special Conditions: Private Owner
- Exclusions: Seller's Personal Property
- Property ID: R0391182
Listed by Better Homes and Gardens Real Estate - Neuhaus (970) 213-9394
Get Pre-Approved Today
Schools
Schools serving 1284 E 4th St
School District:Thompson School District R-2j
| Name | Grades | Distance |
|---|---|---|
Winona Elementary School 201 South Boise Avenue, Loveland, CO 80537 | PK-5 | 0.4 mi |
Bill Reed Middle School 370 West 4th Street, Loveland, CO 80537 | 6-8 | 1.1 mi |
Mountain View High School 3500 Mountain Lion Drive, Loveland, CO 80537 | 9-12 | 1.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1284 E 4th St
Date
Details
Price
Change
Source
2/20/2026
Listed
$538,000
2.5%
MLS
11/27/2024
Sold
$524,900
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1284 E 4th St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,483
14%
$29,032
-6%
2024
$2,176
4%
$30,954
—
2023
$2,099
15%
$30,954
34%
2021
$1,832
3%
$23,045
3%
2022
$1,782
-3%
$22,400
-11%
2021
$1,832
-7%
$25,183
—
2019
$1,969
20%
$25,183
26%
2018
$1,643
16%
$19,958
—
2017
$1,414
29%
$19,958
34%
2016
$1,095
1%
$14,933
—
2015
$1,086
10%
$14,933
14%
2014
$984
—
$13,080
—
2013
$985
—
$13,080
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1284 E 4th St
1284 E 4th St, Loveland, CO 80537 (MLS# 1052012) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1284 E 4th St is currently listed for $538,000 and was received on February 19, 2026. Want to learn more about 1284 E 4th St? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

