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$425,000

  • For Sale
  • Active
  • Townhouse
  • 3 Beds
  • 1 Full Bath
  • 2 Partial Baths
  • 1,550 Sq. Ft.
  • 1 Car Garage
  • Updated 6 days ago
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Fixed 30-year rate at just 3.0% for income-qualified buyers through the AHIF First Mortgage program (up to 120% AMI, up to $400,000 loan amount)! No Metro Tax. Low HOA Fee. Dog-Friendly Fenced Yards. Incredible value just one mile from vibrant downtown Loveland! These 4th Street townhomes offer a rare opportunity for qualified owner-occupant buyers - plus, eligible buyers may also access down payment assistance up to 15% of the purchase price through local programs, with options requiring no monthly payments on the assistance loan. Paired with No Metro Tax and no mortgage insurance, this rate can mean dramatically lower, more predictable monthly payments - turning "someday" into "now" for buyers who thought ownership near downtown Loveland was out of reach. In today's rate environment, this kind of long-term payment stability is hard to find, and for many households currently renting, it can pencil out as the smarter monthly move. Income limits and owner-occupancy required; homebuyer education class required. Inside, this home features stylish, high-quality finishes including honed black granite countertops, tile backsplash, luxury vinyl plank flooring, and a smart, functional layout. The upper level includes three bedrooms, two full bathrooms, and upstairs laundry, while the main level offers an open living area, half bath, and attached 1-car garage. All-electric construction helps keep monthly costs manageable, with the option to add a PV solar system for even greater long-term savings. Enjoy easy access to downtown Loveland restaurants, shops, breweries, parks, trails, and community amenities. Owner-occupants only; not available to investors.

Full Property Details for 1331 E 4th St #100

General

  • Price: $425,000
  • HOA FEE: $180/month
  • Taxes: $959 (2025)
  • Status: Active
  • Type: Townhouse
  • Source: IRES
  • MLS ID: 1057482
  • Updated: 9/29/2026
  • Added to Site: 165 day(s) ago

Interior

  • Interior Features: Eat-In Kitchen, Open Floorplan, Walk-In Closet(s), Washer/Dryer Hookup
  • Appliances: Electric Range, Dishwasher, Refrigerator, Microwave, Disposal, Fire Alarm

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Exterior Features: Sprinkler System
  • Porch/Patio/Deck: Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Parking Features: Garage Door Opener, Attached
  • Garage Description: Attached

Location

  • Area: Loveland
  • County: Larimer
  • Subdivision: Webster
  • Driving Directions: Hwy 34 & Madison, South on Madison, east onto 4th St & immediately located on the Left side. Please park on the street and walk down the shared driveway and turn right - 1331 are the rear east side units.

School Information

  • School District: Thompson R2-J
  • Elementary School: Winona
  • Middle School: Bill Reed
  • High School: Mountain View

Community

  • Association: Yes
  • Assoc. Name: Harper HOA
  • Assoc. Fees Include: Common Amenities, Snow Removal, Management, Water, Insurance, Sewer
  • Pets Allowed: Yes

Heating & Cooling

  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Heat Pump

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Available, Individual Electric Meter

Structural Information

  • Structure Type: Townhouse, End Unit
  • Builder: Impact Development Bldrs
  • Construction: Frame, Stone
  • Exterior Const.: Frame, Stone
  • Basement: Yes
  • Basement Desc.: None, Crawl Space, Built-In Radon, Radon Test Available
  • Roof: Composition
  • Windows: Window Coverings
  • Square Feet: 1,550
  • Sq. Ft. Source: Licensee
  • Living Area: 1,550 Sq. Ft.
  • Year Built: 2026

Lot Features

  • Lot Size (Acres): 0.07
  • Lot Size (Sq. Ft.): 2,983
  • Fence: Yes
  • Lot Features: House Faces South
  • Zoning: RES
  • Fencing (Description): Fenced, Vinyl

Green Features

  • Energy Efficient: Windows, High Efficiency Furnace, Energy Rated

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $180
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $959
  • Tax Year: 2025
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Special Conditions: Private Owner, Builder
  • Property ID: R1682654

Listed by Group Centerra (970) 613-0700

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Listing agent

— 1331 E 4th St #100 —

  • Group Centerra

    970-613-0700

9704207235

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1331 E 4th St #100

School District:Thompson School District R-2j
NameGradesDistance
Winona Elementary School
201 South Boise Avenue, Loveland, CO 80537
PK-50.4 mi
Bill Reed Middle School
370 West 4th Street, Loveland, CO 80537
6-81.2 mi
Mountain View High School
3500 Mountain Lion Drive, Loveland, CO 80537
9-121.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1331 E 4th St #100 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/09/2026
Price Reduced
$425,000
-5.56%
MLS
4/24/2026
Listed
$450,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1331 E 4th St #100

Year
Property Taxes
Change
Tax Assessment
Change
2025
$959
840%
$11,219
780%
2024
$102
343%
$1,275
322%
2023
$23
—
$302
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1331 E 4th St #100

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Group Centerra (970) 613-0700

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1331 E 4th St #100, Loveland, CO 80537 (MLS# 1057482) is a Townhouse property with 3 bedrooms, 1 full bathroom and 2 partial bathrooms. 1331 E 4th St #100 is currently listed for $425,000 and was received on April 24, 2026. Want to learn more about 1331 E 4th St #100? Do you have questions about finding other Townhouse real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

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