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$748,000 New to Website

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Partial Baths
  • 3,291 Sq. Ft.
  • 2 Car Garage
  • Updated 1 hour ago

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Location, Location, Location!!! Discover this 1896 Victorian brick home in the vibrant heart of downtown Loveland. Within walking distance to dining, craft breweries, & boutique shops, this property offers the ultimate downtown lifestyle. With three seamlessly updated living spaces, the possibilities for instant rental income or a sprawling multi-generational family dwelling are endless. Renovated in 2019, the main home features an inviting open floor plan, a gourmet kitchen with custom wood countertops, & a stunning granite island. The primary suite includes an attached bath with a clawfoot tub & two large walk-in closets, while the guest bath offers a custom tile shower & radiant heat floors for ultimate comfort. Historic character shines through the original woodwork, mantel, & surround paired with modern touches of an electric fireplace & a cozy projector screen setup. Step outside to enjoy beautiful Colorado sunrises & sunsets from the expansive wraparound deck. The attached self-contained studio, remodeled in 2023, boasts a private access deck, a 3/4 bathroom, & a curated kitchenette, with direct access to the lush grounds- perfect for hosting a BBQ or relaxing around the fire pit. Upper-level suite, completed in 2024, is a modern retreat with open-concept living, dining, & kitchen areas complete with a coffee+cocktail bar, wood countertops, & an electric fireplace. The bedroom highlights a spa soaking tub & a second fireplace, while the bath includes a luxurious steam shower. A private upper deck offers beautiful treetop views. The spectacular, fully fenced xeriscaped grounds feature mature trees, fruit trees, grapevines, lilacs, irises, & a garden- all on a drip irrigation system, planted and ready for summer. The detached two-car garage, finished in 2019 & currently used as an artist studio, includes a mini-split AC/heat unit, a wood-burning stove, & can be wired for 220V power. Convenient alley access offers extra backyard space to park your RV or toys.

Full Property Details for 220 W 4th St

General

  • Price: $748,000
  • Taxes: $3,364 (2025)
  • Status: Active
  • Type: Single Family
  • Source: IRES
  • MLS ID: 1060354
  • Updated: Today (5/29/2026)
  • Added to Site: Today

Interior

  • Interior Features: Eat-In Kitchen, Cathedral Ceiling(s), Open Floorplan, Pantry, Wood Windows, Bay or Bow Window, Natural Woodwork, Walk-In Closet(s), Washer/Dryer Hookup, Skylights, Kitchen Island, Crown Molding
  • Fireplace: Yes
  • Fireplace(s): Insert, Two or More, Electric, Living Room, Bedroom, Kitchen
  • Appliances: Electric Range, Down Draft, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Microwave, Disposal, Fire Alarm

Rooms

Bathrooms

  • Total Bathrooms: 4
  • 3/4 Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Exterior Features: Sprinkler System, Hot Tub, Heated Garage
  • Porch/Patio/Deck: Patio, Deck

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage Door Opener, RV Access/Parking, Detached
  • Garage Description: Detached

Location

  • Area: Loveland
  • County: Larimer
  • Subdivision: Rists
  • Driving Directions: From US-34 Turn South on N. Garfield Ave. Turn West on W. 4th Street. Home is the 3rd property on the left.

School Information

  • School District: Thompson R2-J
  • Elementary School: Truscott
  • Middle School: Bill Reed
  • High School: Thompson Valley

Heating & Cooling

  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Forced Air, Hot Water, Zoned, Radiant

Utilities

  • Gas: Yes
  • Gas: XCEL
  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Natural Gas Available, Electricity Available, High-Speed Internet Available, Underground Utilities

Structural Information

  • Architectural Style: Victorian, Includes Rental Unit
  • Construction: Frame, Brick
  • Exterior Const.: Frame, Brick
  • Basement: Yes
  • Basement Desc.: Partial, Unfinished, Radon Test Available
  • Roof: Composition
  • Windows: Skylight(s), Window Coverings
  • Square Feet: 3,291
  • Sq. Ft. Source: Other
  • Living Area: 2,890 Sq. Ft.
  • Year Built: 1896

Lot Features

  • Lot Size (Acres): 0.15
  • Lot Size (Sq. Ft.): 6,500
  • Frontage: City Street, Alley
  • Street/Road Desc.: Asphalt
  • Fence: Yes
  • Lot Features: Deciduous Trees, Level, House Faces North, City Limits, Paved, Curbs, Gutters, Sidewalks, Alley, Fire Hydrant within 500 Feet
  • Potential Use: Single-Family, Multi-Family
  • Zoning: R3E
  • Fencing (Description): Fenced, Wood

Green Features

  • Energy Efficient: Windows, Thermostat

Financial Considerations

  • Tax Amount: $3,364
  • Tax Year: 2025
  • Terms: Cash, Conventional, FHA, VA, Portfolio Loan

Disclosures and Reports

  • Special Conditions: Private Owner
  • Exclusions: Tenant's Personal Property and Seller's Personal Property.
  • Property ID: R0405973

Listed by Kentwood RE Northern Prop Llc (970) 300-1985

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Listing agent

— 220 W 4th St —

  • Kentwood RE Northern Prop Llc

    970-300-1985

9703001985

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 220 W 4th St

School District:Thompson School District R-2j
NameGradesDistance
Truscott Elementary School
211 West 6th Street, Loveland, CO 80537
K-50.2 mi
Bill Reed Middle School
370 West 4th Street, Loveland, CO 80537
6-80.1 mi
Thompson Valley High School
1669 Eagle Drive, Loveland, CO 80537
9-121.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 220 W 4th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/29/2026
Listed
$748,000
172%
MLS
1/18/2018
Sold
$275,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 220 W 4th St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,364
75%
$39,332
42%
2024
$1,918
4%
$27,718
—
2023
$1,850
6%
$27,718
26%
2021
$1,744
3%
$21,944
3%
2022
$1,697
-3%
$21,330
—
2021
$1,744
12%
$21,300
12%
2018
$1,561
-6%
$18,972
-11%
2019
$1,665
24%
$21,300
12%
2017
$1,345
21%
$18,972
25%
2016
$1,113
1%
$15,172
—
2015
$1,104
3%
$15,172
7%
2014
$1,069
—
$14,220
—
2013
$1,071
—
$14,220
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 220 W 4th St

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NMLS#: 1598647

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Listed by Kentwood RE Northern Prop Llc (970) 300-1985

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220 W 4th St, Loveland, CO 80537 (MLS# 1060354) is a Single Family property with 4 bedrooms, 0 full bathrooms and 4 partial bathrooms. 220 W 4th St is currently listed for $748,000 and was received on May 29, 2026. Want to learn more about 220 W 4th St? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

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