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$550,000 New to Website

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2 Partial Baths
  • 2,186 Sq. Ft.
  • 3 Car Garage
  • Updated 5 days ago
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Ideally located in North Loveland, this thoughtfully maintained residence offers an exceptional combination of comfort, convenience, and everyday ease. With quick access to Fort Collins, Greeley, I-25, and Estes Park, the home is perfectly positioned for commuting, recreation, and enjoying all that Northern Colorado has to offer.Designed for both comfortable living and effortless entertaining, the home features 4 bedrooms, 4 bathrooms, soaring ceilings, and an inviting open layout filled with natural light. Updated flooring on the main level and newer carpet provide a fresh, modern feel throughout.The finished basement expands the living space, offering flexibility for a media room, recreation area, home office, fitness space, or guest accommodations. A spacious three-car garage provides abundant room for vehicles, storage, and hobbies.Outside, the professionally maintained yard is designed for easy living with an automatic sprinkler system and low-maintenance landscaping, allowing more time to enjoy the Colorado lifestyle. Just five minutes from Boyd Lake and nearby bike paths, outdoor recreation is always within easy reach.With low HOA fees, an outstanding location, and a well-appointed floor plan, this North Loveland home presents an exceptional opportunity to enjoy comfort, convenience, and lasting value.

Full Property Details for 3654 Harding Dr

General

  • Price: $550,000
  • HOA FEE: $32/month
  • HOA FEE FREQ.: Annually
  • Taxes: $2,599 (2025)
  • Status: Active
  • Type: Single Family
  • Source: IRES
  • MLS ID: 1063124
  • Updated: 7/1/2026
  • Added to Site: 5 day(s) ago

Interior

  • Interior Features: Eat-In Kitchen, Cathedral Ceiling(s), Walk-In Closet(s)
  • Fireplace: Yes
  • Fireplace(s): Gas, Gas Log, Living Room, One
  • Appliances: Self Cleaning Oven, Dishwasher, Refrigerator, Microwave, Disposal, Fire Alarm

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • 3/4 Bathrooms: 1
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Exterior Features: Sprinkler System
  • Porch/Patio/Deck: Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Parking Features: Attached
  • Garage Description: Attached

Location

  • Area: Loveland
  • County: Larimer
  • Subdivision: Shadow Hills

School Information

  • School District: Thompson R2-J
  • Elementary School: Mary Blair
  • Middle School: Ball (Conrad)
  • High School: Mountain View

Community

  • Association: Yes
  • Assoc. Name: Shadow Hills HOA

Heating & Cooling

  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Forced Air

Utilities

  • Gas: Yes
  • Gas: Xcel
  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Natural Gas Available, Electricity Available, Cable Available

Structural Information

  • Construction: Brick, Wood Siding
  • Exterior Const.: Brick, Wood Siding
  • Basement: Yes
  • Basement Desc.: Full, Partially Finished
  • Roof: Composition
  • Square Feet: 2,186
  • Sq. Ft. Source: Assessor
  • Living Area: 2,186 Sq. Ft.
  • Year Built: 1997

Lot Features

  • Property View: Mountain(s)
  • Mountain views: Yes
  • Lot Size (Acres): 0.16
  • Lot Size (Sq. Ft.): 7,070
  • Fence: Yes
  • Lot Features: House/Lot Faces NW, Gutters
  • Potential Use: Single-Family
  • Zoning: R3
  • Fencing (Description): Fenced

Green Features

  • Energy Efficient: Solar Hot Water, Windows, High Efficiency Furnace, Thermostat

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $385
  • Assoc Fee Freq.: Annually
  • Tax Amount: $2,599
  • Tax Year: 2025
  • Terms: Cash, Conventional, FHA, VA

Disclosures and Reports

  • Special Conditions: Private Owner
  • Exclusions: Sellers personal belongings and Staged Items
  • Property ID: R1465325

Listed by LIV Sotheby's Intl Realty (303) 443-6161

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Listing agent

— 3654 Harding Dr —

  • LIV Sotheby's Intl Realty

    303-443-6161

3034436161

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3654 Harding Dr

School District:Thompson School District R-2j
NameGradesDistance
Mountain View High School
3500 Mountain Lion Drive, Loveland, CO 80537
9-123.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3654 Harding Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/01/2026
Listed
$550,000
4.36%
MLS
5/28/2024
Sold
$527,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3654 Harding Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,599
17%
$30,388
-4%
2024
$2,228
4%
$31,604
—
2023
$2,149
1%
$31,604
18%
2021
$2,136
3%
$26,877
3%
2022
$2,079
-3%
$26,125
9%
2021
$2,136
18%
$24,002
9%
2018
$1,810
16%
$21,996
—
2017
$1,559
9%
$21,996
13%
2016
$1,429
1%
$19,478
—
2015
$1,417
-24%
$19,478
-19%
2019
$1,876
51%
$24,002
45%
2014
$1,242
—
$16,520
—
2013
$1,244
—
$16,520
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by LIV Sotheby's Intl Realty (303) 443-6161

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3654 Harding Dr, Loveland, CO 80538 (MLS# 1063124) is a Single Family property with 4 bedrooms, 2 full bathrooms and 2 partial bathrooms. 3654 Harding Dr is currently listed for $550,000 and was received on July 01, 2026. Want to learn more about 3654 Harding Dr? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

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