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$599,000
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Property Description
Welcome home to this beautifully maintained 4-bedroom, 4-bath ranch nestled in a quiet cul-de-sac in one of Loveland's most desirable neighborhoods-known for its strong sense of community and annual Halloween celebration. With no HOA and no metro district, you'll enjoy both freedom and value.This spacious home features a 3-car garage and a full finished basement complete with an additional bedroom and bathroom-perfect for guests or multi-generational living. Inside, you'll find a light-filled kitchen highlighted by unique glass block details, quality Maytag appliances, and custom Tharp cabinetry. Thoughtful upgrades continue throughout, including updated bathrooms, Andersen windows installed in 2021 and new carpet. The main living space showcases stunning custom built-in bookshelves with a rolling library ladder-adding both character and function. Step outside to a covered Trex deck, ideal for relaxing or entertaining year-round.Location is unbeatable-within walking distance to Centennial Elementary and Lucile Erwin Middle School, and just minutes from Lake Loveland, golf courses, and the Benson Sculpture Garden.This home combines charm, functionality, and an exceptional location-don't miss your opportunity to make it yours!
Full Property Details
Full Property Details for 3846 Cardiff Ct
General
- Price: $599,000
- Taxes: $3,029 (2025)
- Status: Active
- Type: Single Family
- Source: IRES
- MLS ID: 1059178
- Updated: 5/15/2026
- Added to Site: 48 day(s) ago
Interior
- Interior Features: Eat-In Kitchen, Separate Dining Room, Cathedral Ceiling(s), Pantry
- Fireplace: Yes
- Fireplace(s): Gas
- Appliances: Gas Range
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Main Floor Baths: 2
- Basement Baths: 1
Bedrooms
- Total Bedrooms: 4
Exterior
- Exterior Features: Sprinkler System
- Porch/Patio/Deck: Deck
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Parking Features: Attached
- Garage Description: Attached
Location
- Area: Loveland
- County: Larimer
- Subdivision: Northlands
School Information
- School District: Thompson R2-J
- Elementary School: Centennial (R2-J)
- Middle School: Erwin, Lucile
- High School: Thompson Valley
Heating & Cooling
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Forced Air
Utilities
- Gas: Yes
- Gas: Xcel
- Sewer: Public Sewer
- Water: City
- Utility Description: Natural Gas Available, Electricity Available
Structural Information
- Construction: Frame, Brick
- Exterior Const.: Frame, Brick
- Basement: Yes
- Basement Desc.: Full
- Roof: Composition
- Windows: Window Coverings
- Square Feet: 3,181
- Sq. Ft. Source: Appraiser
- Living Area: 2,966 Sq. Ft.
- Year Built: 1994
Lot Features
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 7,685
- Frontage: City Street
- Street/Road Desc.: Asphalt
- Fence: Yes
- Lot Features: House Faces West, Paved, Curbs, Gutters, Sidewalks
- Potential Use: Single-Family
- Zoning: R1
- Fencing (Description): Fenced
Financial Considerations
- Tax Amount: $3,029
- Tax Year: 2025
- Terms: Cash, Conventional
Disclosures and Reports
- Special Conditions: Private Owner
- Exclusions: Surround sound components Seller understands that if any discrepancy exists regarding Inclusions and Exclusions between this Listing Contract and the buy/sell contract accepted by Seller, the buy/sell contract will prevail.
- Property ID: R1336134
Listed by RE/MAX Alliance-FTC South (970) 226-3990
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Schools
Schools serving 3846 Cardiff Ct
School District:Thompson School District R-2j
| Name | Grades | Distance |
|---|---|---|
Centennial Elementary School, Loveland, CO 1555 West 37th Street, Loveland, CO 80538 | PK-5 | 0.4 mi |
Lucile Erwin Middle School 4700 Lucerne Avenue, Loveland, CO 80538 | 6-8 | 0.6 mi |
Loveland High School 920 West 29th Street, Loveland, CO 80538 | 9-12 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3846 Cardiff Ct
Date
Details
Price
Change
Source
5/14/2026
Listed
$599,000
4.17%
MLS
8/05/2023
Sold
$575,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3846 Cardiff Ct
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,029
4%
$35,412
-12%
2024
$2,921
14%
$40,287
9%
2023
$2,557
16%
$36,904
33%
2022
$2,211
30%
$27,786
-3%
2021
$1,704
—
$28,586
-3%
2021
$1,704
-16%
$29,466
20%
2018
$2,021
16%
$24,552
—
2017
$1,740
8%
$24,552
12%
2016
$1,611
1%
$21,970
—
2015
$1,598
-8%
$21,970
-25%
2019
$1,744
25%
$29,466
58%
2014
$1,399
—
$18,600
—
2013
$1,401
—
$18,600
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3846 Cardiff Ct
3846 Cardiff Ct, Loveland, CO 80538 (MLS# 1059178) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 3846 Cardiff Ct is currently listed for $599,000 and was received on May 14, 2026. Want to learn more about 3846 Cardiff Ct? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

