Date
Details
Price
Change
Source
7/15/2026
Listed
$499,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/27
$499,000 New to Website
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1/27
Property Description
Offered for the first time since it was built, this well-maintained, one-owner 4-bedroom, 2-bath ranch home is located in a highly desirable neighborhood close to schools. Thoughtfully updated over the years, the home combines classic charm with modern improvements. A spacious addition completed in 1985 expanded the home to include a dining/flex room, pantry, office, and laundry room, while durable steel siding was also installed. Additional updates include new windows (2003), an open-concept kitchen remodel with wood flooring and a beautifully finished basement (2005), LeafFilter gutter protection (2017), an active radon mitigation system, and a low-maintenance xeriscape front yard completed in 2025. The functional floor plan offers comfortable living on both levels, with the fourth bedroom featuring a walk-in closet in the finished basement, along with generous recreation and family room space. Outside, you'll find a fully fenced backyard, an attached 2-car garage, and two storage sheds for all your tools and equipment. The extra-wide driveway provides ample RV parking, making this home as practical as it is inviting. With its exceptional care, numerous updates, and sought-after location, this is a rare opportunity to own a home that has been lovingly maintained by its original owner.
Full Property Details
Full Property Details for 3954 Cottonwood Dr
General
- Price: $499,000
- Taxes: $1,988 (2025)
- Status: Active
- Type: Single Family
- Source: IRES
- MLS ID: 1064213
- Updated: 7/15/2026
- Added to Site: 2 day(s) ago
Interior
- Interior Features: Eat-In Kitchen, Separate Dining Room, Kitchen Island
- Appliances: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave
- Flooring: Wood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- 3/4 Bathrooms: 1
- Main Floor Baths: 1
Bedrooms
- Total Bedrooms: 4
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: RV Access/Parking, Attached
- Garage Description: Attached
Location
- Area: Loveland
- County: Larimer
- Subdivision: Woodmere
- Driving Directions: From Hwy 287/N Garfield go West on 37th St to Right/ North on Duffield, Left on Cottonwood
School Information
- School District: Thompson R2-J
- Elementary School: Lincoln
- Middle School: Erwin, Lucile
- High School: Loveland
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Forced Air
Utilities
- Gas: Yes
- Gas: Xcel Energy
- Sewer: Public Sewer
- Water: City
- Utility Description: Natural Gas Available, Electricity Available
Structural Information
- Construction: Frame, Metal Siding
- Exterior Const.: Frame, Metal Siding
- Basement: Yes
- Basement Desc.: Full, Partially Finished
- Roof: Composition
- Windows: Window Coverings
- Square Feet: 2,383
- Sq. Ft. Source: Other
- Living Area: 2,320 Sq. Ft.
- Year Built: 1976
Additional Structures
- Other Structures: Storage
Lot Features
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 7,969
- Fence: Yes
- Potential Use: Single-Family
- Zoning: R1
- Fencing (Description): Fenced, Wood
Financial Considerations
- Tax Amount: $1,988
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA
Disclosures and Reports
- Special Conditions: Private Owner
- Exclusions: Personal Property
- Property ID: R0348244
Listed by Group Centerra (970) 613-0700
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 3954 Cottonwood Dr —
Group Centerra
970-613-0700
9702220340
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 3954 Cottonwood Dr
School District:Thompson School District R-2j
| Name | Grades | Distance |
|---|---|---|
Lincoln Elementary School, Loveland, CO 3312 North Douglas Avenue, Loveland, CO 80538 | K-5 | 0.5 mi |
Lucile Erwin Middle School 4700 Lucerne Avenue, Loveland, CO 80538 | 6-8 | 1.2 mi |
Loveland High School 920 West 29th Street, Loveland, CO 80538 | 9-12 | 1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3954 Cottonwood Dr
Tax History
Tax History for 3954 Cottonwood Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,988
9%
$29,500
-11%
2024
$1,830
4%
$33,312
—
2023
$1,765
16%
$33,312
27%
2021
$1,516
3%
$26,219
3%
2022
$1,475
-3%
$25,486
—
2021
$1,516
26%
$25,433
17%
2018
$1,202
16%
$21,809
—
2017
$1,035
29%
$21,809
15%
2016
$802
1%
$18,897
—
2015
$796
-44%
$18,897
-26%
2019
$1,429
140%
$25,433
60%
2014
$596
-50%
$15,860
—
2013
$1,194
—
$15,860
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3954 Cottonwood Dr
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Sold by RE/MAX Alliance-FTC South
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Sold by Brokers Guild Homes
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Sold by Non-IRES
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Sold by Tyler Wright
Sold by Tyler Wright
3954 Cottonwood Dr, Loveland, CO 80538 (MLS# 1064213) is a Single Family property with 4 bedrooms, 1 full bathroom and 1 partial bathroom. 3954 Cottonwood Dr is currently listed for $499,000 and was received on July 15, 2026. Want to learn more about 3954 Cottonwood Dr? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.