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$490,000
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Property Description
Reimagined 1977 Ranch: Modern Meets Vintage Character in the Heart of Loveland. Discover the perfect blend of solid, classic construction and high-end modern living in this fully remodeled 4-bedroom, 3-bathroom ranch. Built in 1977, this home has been thoughtfully reimagined to offer a seamless open-concept floor plan while preserving the timeless charm we love-including the original exterior brickwork and a statement fireplace that anchors the living space with undeniable character.Step inside to find a home that is effectively brand new. The interior features fresh paint, plush new carpet, and modern flooring throughout. The heart of the home is the kitchen, boasting new cabinets, gleaming countertops, and a full suite of new appliances, all illuminated by a perfectly placed skylight over the island. The thoughtful layout includes a private "South Wing" primary suite, offering a true retreat with dual closets and a fully renovated bathroom bathed in natural light from its own skylight. Two additional bathrooms have also been completely modernized with high-end finishes. Practicality meets potential with a spacious two-car garage featuring extensive cabinet storage and workshop space, plus a large unfinished basement ready for your custom touch. The exterior is just as impressive, featuring a fully revamped backyard with a brand-new sprinkler system and new sod. Located in an unbeatable Loveland location, you are just 5 minutes from Loveland High School and the renowned Benson Sculpture Park, and only 100 yards from the Woodmere Park access point. This is a rare opportunity to own a "like-new" home with the soul of a classic.
Full Property Details
Full Property Details for 4020 Cottonwood Dr
General
- Sold For: $490,000
- Taxes: $1,828 (2024)
- Status: Closed
- Type: Single Family
- Source: IRES
- MLS ID: 1047614
- Added to Site: 114 day(s) ago
Interior
- Interior Features: Eat-In Kitchen, Open Floorplan, Pantry, Washer/Dryer Hookup, Kitchen Island
- Fireplace: Yes
- Fireplace(s): Gas
- Appliances: Electric Range, Dishwasher, Refrigerator, Fire Alarm
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Main Floor Baths: 2
Bedrooms
- Total Bedrooms: 4
Additional Information
- Security/Safety: Fire Alarm
Exterior
- Exterior Features: Sprinkler System
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Attached
- Garage Description: Attached
Location
- Area: Loveland
- County: Larimer
- Subdivision: Woodmere
School Information
- School District: Thompson R2-J
- Elementary School: Lincoln
- Middle School: Erwin, Lucile
- High School: Loveland
Heating & Cooling
- Heating Type: Forced Air
Utilities
- Gas: Yes
- Gas: Xcel Energy
- Water: City
- Utility Description: Natural Gas Available, Electricity Available
Structural Information
- Construction: Frame
- Exterior Const.: Frame
- Basement: Yes
- Basement Desc.: Full, Unfinished
- Roof: Composition
- Square Feet: 2,701
- Sq. Ft. Source: Other
- Living Area: 1,682 Sq. Ft.
- Year Built: 1977
Lot Features
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 7,887
- Frontage: City Street
- Street/Road Desc.: Asphalt
- Fence: Yes
- Lot Features: Level, Paved, Curbs, Gutters, Sidewalks
- Potential Use: Single-Family
- Permitted Use: Single Family
- Zoning: Res
- Fencing (Description): Fenced
Financial Considerations
- Tax Amount: $1,828
- Tax Year: 2024
- Terms: Cash, Conventional, FHA, VA
Disclosures and Reports
- Special Conditions: Private Owner
- Exclusions: All Staging Items, Seller's Personal Property
- Property ID: R0348287
Listed by Group Harmony (970) 229-0700
Sold by RE/MAX Alliance-FTC South (970) 692-9600
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Schools
Schools serving 4020 Cottonwood Dr
School District:Thompson School District R-2j
| Name | Grades | Distance |
|---|---|---|
Lincoln Elementary School, Loveland, CO 3312 North Douglas Avenue, Loveland, CO 80538 | K-5 | 0.5 mi |
Lucile Erwin Middle School 4700 Lucerne Avenue, Loveland, CO 80538 | 6-8 | 1.2 mi |
Loveland High School 920 West 29th Street, Loveland, CO 80538 | 9-12 | 1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4020 Cottonwood Dr
Date
Details
Price
Change
Source
1/30/2026
Sold
$490,000
-2%
MLS
11/20/2025
Listed
$500,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
4020 Cottonwood Dr, Loveland, CO 80538 (MLS# 1047614) is a Single Family property that was sold at $490,000 on January 30, 2026. Want to learn more about 4020 Cottonwood Dr? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

