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$519,000

  • For Sale
  • Under Contract
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 2,852 Sq. Ft.
  • 2 Car Garage
  • Updated 11 days ago
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Impressively situated on a quiet street in Loveland's convenient and well-established neighborhood, 4076 Divide Drive is a beautifully updated home that offers thoughtful living spaces, modern finishes, and flexible square-footage for every stage of life, presenting five bedrooms and three bathrooms in a layout designed for both daily routines and lively entertaining. Step inside to find a warm foyer that leads into an open main level where LVP floors flow through a bright living room anchored by oversized windows that draw in natural light and showcase tasteful trim and neutral paint tones; the living area transitions seamlessly to a remodeled kitchen that is truly the heart of the home-featuring quartz countertops, stainless steel appliances including an electric range, and under-cabinet lighting. The primary bedroom is a private retreat with an ensuite bathroom appointed with dual vanities and a tiled shower and soaking tub, while the additional bedrooms are well-sized and versatile for use as guest rooms, offices or hobby spaces and are served by full baths finished with contemporary fixtures and tile work. A standout feature is the walk-out basement that expands the home's living footprint with a large unfinished family/media room, 2 additional bedrooms and full bathroom-ideal for multi-generational living or a dedicated recreation area-plus abundant storage and direct access to the backyard patio and yard. Practical systems and comfortable amenities round out the interior, including a main-level laundry, attached garage, and energy-efficient windows and HVAC components. Outside, the landscaped yard with a private patio and mature trees creates a wonderful backdrop for outdoor dining, gardening, and play. Plenty of room to build equity by fully finishing the basement.

Full Property Details for 4076 Divide Dr

General

  • Price: $519,000
  • HOA FEE: $49/month
  • HOA FEE FREQ.: Annually
  • Taxes: $2,633 (2024)
  • Status: Under Contract
  • Type: Single Family
  • Source: IRES
  • MLS ID: 1048119
  • Updated: 1/4/2026
  • Added to Site: 43 day(s) ago

Interior

  • Interior Features: Cathedral Ceiling(s), Open Floorplan, Pantry, Walk-In Closet(s), Washer/Dryer Hookup
  • Appliances: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Basement Baths: 1

Bedrooms

  • Total Bedrooms: 5

Exterior

  • Exterior Features: Sprinkler System
  • Porch/Patio/Deck: Deck

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Garage Description: Attached

Location

  • Area: Loveland
  • County: Larimer
  • Subdivision: Buck 2nd Sub

School Information

  • School District: Thompson R2-J
  • Elementary School: Ponderosa
  • Middle School: Erwin, Lucile
  • High School: Loveland

Community

  • Association: Yes
  • Assoc. Name: Buckhorn Village
  • Assoc. Fees Include: Common Amenities, Management, Utilities

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Forced Air

Utilities

  • Gas: Yes
  • Gas: Xcel
  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Natural Gas Available, Electricity Available, Cable Available, High-Speed Internet Available

Structural Information

  • Architectural Style: Legal Conforming
  • Construction: Frame, Brick
  • Exterior Const.: Frame, Brick
  • Basement: Yes
  • Basement Desc.: Full, Partially Finished, Walk-Out Access
  • Roof: Composition
  • Windows: Window Coverings
  • Square Feet: 2,852
  • Sq. Ft. Source: Assessor
  • Living Area: 1,799 Sq. Ft.
  • Year Built: 2003

Lot Features

  • Lot Size (Acres): 0.16
  • Lot Size (Sq. Ft.): 7,070
  • Frontage: City Street
  • Fence: Yes
  • Lot Features: Paved, Curbs, Gutters, Sidewalks, Street Light
  • Potential Use: Single-Family
  • Zoning: P-40
  • Fencing (Description): Fenced, Wood

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $584
  • Assoc Fee Freq.: Annually
  • Tax Amount: $2,633
  • Tax Year: 2024
  • Terms: Cash, Conventional, FHA, VA

Disclosures and Reports

  • Special Conditions: Private Owner
  • Exclusions: Sellers personal property
  • Property ID: R1619096

Listed by At Home Realty (970) 999-5599

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Listing agent

— 4076 Divide Dr —

  • At Home Realty

    970-999-5599

9704816293

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4076 Divide Dr

School District:Thompson School District R-2j
NameGradesDistance
Ponderosa Elementary School, Loveland, CO
4550 Florence Avenue, Loveland, CO 80538
PK-50.4 mi
Lucile Erwin Middle School
4700 Lucerne Avenue, Loveland, CO 80538
6-80.9 mi
Loveland High School
920 West 29th Street, Loveland, CO 80538
9-122.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4076 Divide Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/04/2025
Listed
$519,000
138.62%
MLS
1/07/2013
Sold
$217,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4076 Divide Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,633
4%
$36,676
—
2023
$2,539
12%
$36,676
29%
2021
$2,257
3%
$28,400
3%
2022
$2,197
-3%
$27,605
2%
2021
$2,257
21%
$26,984
19%
2018
$1,868
16%
$22,702
—
2017
$1,609
-24%
$22,702
-16%
2019
$2,109
44%
$26,984
35%
2016
$1,465
1%
$19,972
—
2015
$1,453
21%
$19,972
25%
2014
$1,199
—
$15,940
—
2013
$1,200
—
$15,940
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by At Home Realty (970) 999-5599

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4076 Divide Dr, Loveland, CO 80538 (MLS# 1048119) is a Single Family property with 5 bedrooms and 3 full bathrooms. 4076 Divide Dr is currently listed for $519,000 and was received on December 04, 2025. Want to learn more about 4076 Divide Dr? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

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