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$579,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2 Partial Baths
  • 2,634 Sq. Ft.
  • 2 Car Garage
  • Updated 4 days ago
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Welcome to this beautifully maintained ranch-style home in the highly desirable Songbird Meadows neighborhood - lovingly cared for by the original owners! This charming residence offers the perfect blend of comfort, function, and style with thoughtful updates throughout. Enjoy peace of mind with recent exterior paint, recent interior paint, a newer furnace and A/C, and gleaming hardwood floors on the main level. The inviting open floor plan features a spacious living room, dining area, and a large kitchen equipped with a newer dishwasher, refrigerator, and garbage disposal - perfect for everyday living and entertaining.The home offers 4 generous bedrooms and 3 beautifully finished bathrooms, with three bedrooms conveniently located on the main floor. The fully finished basement is a true showstopper - boasting a massive family room with warm white aspen wood finishes, a built-in bar, and a pool table both included in the sale. You'll also find a massive bedroom and additional bath and abundant storage throughout the lower level. Step outside to your private backyard retreat featuring a deck, full fencing, and alley access to a 2-car attached garage that's fully drywalled and insulated. Additional highlights include an active radon mitigation system and incredible privacy. This is a rare opportunity to own a well-loved, beautifully maintained home in a peaceful community - move-in ready and waiting for its next chapter. Don't miss it!

Full Property Details for 432 Cardinal Ave

General

  • Price: $579,000
  • HOA FEE: $47/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $1,829 (2024)
  • Status: Active
  • Type: Single Family
  • Source: IRES
  • MLS ID: 1044908
  • Updated: 1/12/2026
  • Added to Site: 107 day(s) ago

Interior

  • Interior Features: Separate Dining Room, Cathedral Ceiling(s), Open Floorplan, Pantry, Bay or Bow Window, Natural Woodwork, Walk-In Closet(s), Washer/Dryer Hookup
  • Appliances: Electric Range, Self Cleaning Oven, Dishwasher, Refrigerator, Microwave, Some Furniture, Disposal, Fire Alarm
  • Flooring: Wood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • 3/4 Bathrooms: 2
  • Main Floor Baths: 2

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Exterior Features: Sprinkler System
  • Porch/Patio/Deck: Deck

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage Door Opener
  • Garage Description: Attached

Location

  • Area: Loveland
  • County: Larimer
  • Subdivision: Winona First Sub
  • Driving Directions: Highway 34, Take Madison South, left on 4th Street to subdivision.

School Information

  • School District: Thompson R2-J
  • Elementary School: Winona
  • Middle School: Ball (Conrad)
  • High School: Mountain View

Community

  • Association: Yes
  • Assoc. Name: Songbird Meadows Home Owners
  • Assoc. Fees Include: Common Amenities, Management

Heating & Cooling

  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Forced Air

Utilities

  • Gas: Yes
  • Gas: Xcel Energy
  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Natural Gas Available, Electricity Available

Structural Information

  • Architectural Style: Contemporary
  • Construction: Brick
  • Exterior Const.: Brick
  • Basement: Yes
  • Basement Desc.: Full, Unfinished
  • Roof: Composition
  • Square Feet: 2,634
  • Sq. Ft. Source: Assessor
  • Living Area: 2,584 Sq. Ft.
  • Year Built: 2002

Lot Features

  • Lot Size (Acres): 0.13
  • Lot Size (Sq. Ft.): 5,724
  • Frontage: City Street, Alley
  • Street/Road Desc.: Asphalt
  • Fence: Yes
  • Lot Features: Evergreen Trees, Deciduous Trees, Level, House Faces West, Paved, Curbs, Gutters, Sidewalks, Street Light
  • Potential Use: Single-Family
  • Zoning: P-56
  • Fencing (Description): Fenced

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $140
  • Assoc Fee Freq.: Quarterly
  • Tax Amount: $1,829
  • Tax Year: 2024
  • Terms: Cash, Conventional, FHA, VA, 1031 Exchange

Disclosures and Reports

  • Special Conditions: Private Owner
  • Exclusions: Sellers Personal Property
  • Property ID: R1601061

Listed by Patridge Realty (303) 601-1330

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Listing agent

— 432 Cardinal Ave —

  • Patridge Realty

    303-601-1330

3036011330

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 432 Cardinal Ave

School District:Thompson School District R-2j
NameGradesDistance
Winona Elementary School
201 South Boise Avenue, Loveland, CO 80537
PK-50.1 mi
Conrad Ball Middle School
2660 North Monroe Avenue, Loveland, CO 80538
PK-82.2 mi
Mountain View High School
3500 Mountain Lion Drive, Loveland, CO 80537
9-121.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 432 Cardinal Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/31/2025
Price Reduced
$579,000
-1.7%
MLS
10/02/2025
Listed
$589,000
203.61%
MLS
11/17/2003
Sold
$194,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 432 Cardinal Ave

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,829
4%
$33,299
—
2023
$1,764
8%
$33,299
20%
2021
$1,632
3%
$27,685
3%
2022
$1,588
-3%
$26,911
6%
2021
$1,632
37%
$25,447
18%
2018
$1,188
16%
$21,629
—
2017
$1,023
-28%
$21,629
-15%
2019
$1,430
82%
$25,447
36%
2016
$784
1%
$18,650
—
2015
$778
37%
$18,650
24%
2014
$566
-50%
$15,060
—
2013
$1,134
—
$15,060
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 432 Cardinal Ave

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NMLS#: 1598647

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Listed by Patridge Realty (303) 601-1330

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432 Cardinal Ave, Loveland, CO 80537 (MLS# 1044908) is a Single Family property with 4 bedrooms, 2 full bathrooms and 2 partial bathrooms. 432 Cardinal Ave is currently listed for $579,000 and was received on October 02, 2025. Want to learn more about 432 Cardinal Ave? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

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