432 Cardinal Ave, Loveland, CO 80537 - Photo 1

1/1

$490,000

Sold
Closed
Single Family
4 Beds
2 Full Baths
1 Partial Bath
2,634 Sq. Ft.
2 Car Garage

1/1

Property Description

Move-In Ready Ranch with Finished Basement in Highly Sought-After Songbird Meadows!This rare 4-bedroom, 3-bath ranch home with a fully finished basement and 2-car attached garage checks all the boxes-and homes like this don't come up often. Lovingly maintained by the original owners, this home is packed with updates and ready for you to move right in.Step inside to an open, light-filled floor plan with gleaming hardwood floors and a spacious living area that flows seamlessly into the dining space and kitchen-perfect for entertaining or everyday living. The kitchen features newer appliances, including a refrigerator, dishwasher, and garbage disposal, plus plenty of counter and cabinet space.Enjoy true main-level living with 3 bedrooms and 2 full bathrooms on the main floor, including a comfortable primary suite. Downstairs, the fully finished basement is a standout feature-offering a massive family/game room with a built-in bar and pool table (included!), a large 4th bedroom, an additional full bath, and tons of storage.Major upgrades are already done for you, including newer furnace and central A/C, plus fresh interior and exterior paint-giving you peace of mind from day one.Outside, relax or entertain in your easy to maintain, very small private, fully fenced backyard with a deck-perfect for summer evenings, pets, or gatherings. The attached 2-car garage is fully insulated and drywalled, with convenient alley access.Located in a quiet, desirable neighborhood near parks, trails, and everyday amenities, this home offers the space, layout, and updates buyers are searching for.Homes with this layout, condition, and finished basement don't last-schedule your showing today before it's gone!

Full Property Details

Full Property Details for 432 Cardinal Ave

General

Sold For: $490,000
HOA FEE: $55/month
HOA FEE FREQ.: Quarterly
Taxes: $2,009 (2025)
Status: Closed
Type: Single Family
Source: IRES
MLS ID: 1055359
Added to Site: 100 day(s) ago

Interior

Interior Features: Separate Dining Room, Cathedral Ceiling(s), Open Floorplan, Pantry, Bay or Bow Window, Natural Woodwork, Walk-In Closet(s), Washer/Dryer Hookup
Appliances: Electric Range, Self Cleaning Oven, Dishwasher, Refrigerator, Microwave, Disposal, Fire Alarm
Flooring: Wood

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 2
3/4 Bathrooms: 1
Main Floor Baths: 2

Bedrooms

Total Bedrooms: 4

Exterior

Exterior Features: Sprinkler System
Porch/Patio/Deck: Deck

Parking

Garage: Yes
Attached garage: Yes
Garage Spaces: 2
Parking Features: Garage Door Opener, Attached
Garage Description: Attached

Location

Area: Loveland
County: Larimer
Subdivision: Winona First Sub
Driving Directions: Highway 34, Take Madison South, left on 4th Street to subdivision.

School Information

School District: Thompson R2-J
Elementary School: Winona
Middle School: Ball (Conrad)
High School: Mountain View

Community

Association: Yes
Assoc. Name: Songbird Meadows Home Owners
Assoc. Fees Include: Common Amenities, Management

Heating & Cooling

Cooling Type: Central Air, Ceiling Fan(s)
Heating Type: Forced Air

Utilities

Gas: Yes
Gas: Xcel Energy
Sewer: Public Sewer
Water: City
Utility Description: Natural Gas Available, Electricity Available

Structural Information

Architectural Style: Contemporary
Construction: Brick
Exterior Const.: Brick
Basement: Yes
Basement Desc.: Full, Partially Finished
Roof: Composition
Square Feet: 2,634
Sq. Ft. Source: Assessor
Living Area: 2,584 Sq. Ft.
Year Built: 2002

Lot Features

Lot Size (Acres): 0.13
Lot Size (Sq. Ft.): 5,724
Frontage: City Street, Alley
Street/Road Desc.: Asphalt
Fence: Yes
Lot Features: Evergreen Trees, Deciduous Trees, Level, House Faces West, Paved, Curbs, Gutters, Sidewalks, Street Light
Potential Use: Single-Family
Permitted Use: Single Family
Zoning: P-56
Fencing (Description): Fenced

Financial Considerations

Association Fee: Yes
Association Fee: $165
Assoc Fee Freq.: Quarterly
Tax Amount: $2,009
Tax Year: 2025
Terms: Cash, Conventional, FHA, VA, 1031 Exchange

Disclosures and Reports

Special Conditions: Private Owner
Exclusions: Sellers Personal Property
Property ID: R1601061

Listed by Patridge Realty (303) 601-1330
Sold by (303) 601-1330

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Listing agent

— 432 Cardinal Ave —

Patridge Realty

303-601-1330

3036011330

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Schools

Schools serving 432 Cardinal Ave

School District:Thompson School District R-2j

Name	Grades	Distance
Winona Elementary School 201 South Boise Avenue, Loveland, CO 80537	PK-5	0.1 mi
Bill Reed Middle School 370 West 4th Street, Loveland, CO 80537	6-8	1.5 mi
Mountain View High School 3500 Mountain Lion Drive, Loveland, CO 80537	9-12	1.8 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 432 Cardinal Ave

Date

Details

Price

Change

Source

6/05/2026

Sold

$490,000

0.2%

MLS

5/03/2026

Price Reduced

$489,000

-2%

MLS

4/02/2026

Listed

$499,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Price Reduced

-$10,000 (-2.17%)

$450,000

833 Windchime Ct Berthoud, CO 80513

Duplex
Active
Updated 1 day ago

3
Beds
3
Total Baths
2,003
Sq. Ft.
MLS # 1063465

Listed by Catherine Mosciski

1212 Glenview Dr, Berthoud, CO 80513 - Photo 1

New to Website

$1,200,000

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Single Family
Active
Updated 4 days ago

4
Beds
3
Total Baths
2,488
Sq. Ft.
MLS # 1063442

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New to Website

$359,000

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Townhouse
Active
Updated 4 days ago

3
Beds
2
Total Baths
1,260
Sq. Ft.
MLS # 1063395

Listed by JPAR Modern Real Estate

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New to Website

$570,000

800 Galloway Dr Johnstown, CO 80534

Single Family
Active
Updated 4 days ago

4
Beds
4
Total Baths
3,038
Sq. Ft.
MLS # 1063447

Listed by Reba Tipton (970) 215-6768

4251 Malibu Dr, Berthoud, CO 80513 - Photo 1

Price Reduced

-$50,000 (-4.26%)

$1,125,000

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Single Family
Active
Updated 3 days ago

4
Beds
3
Total Baths
5,288
Sq. Ft.
MLS # 1054424

Listed by RE/MAX Alliance-Longmont

3000 Martingale Dr, Berthoud, CO 80513 - Photo 1

Price Reduced

-$25,000 (-2.56%)

$950,000

3000 Martingale Dr Berthoud, CO 80513

Single Family
Active
Updated 1 day ago

4
Beds
4
Total Baths
3,072
Sq. Ft.
MLS # 1062521

Listed by RE/MAX of Boulder, Inc

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565 Pyramid Peak St Berthoud, CO 80513

Single Family
Active
Updated 1 day ago

3
Beds
2
Total Baths
2,806
Sq. Ft.
MLS # 1059644

Listed by St Vrain Realty LLC

6502 & 6200 Kiva Ridge Dr, Berthoud, CO 80513 - Photo 1

Price Reduced

-$400,000 (-10.26%)

$3,500,000

6502 & 6200 Kiva Ridge Dr Berthoud, CO 80513

Single Family
Active
Updated 4 days ago

3
Beds
4
Total Baths
7,772
Sq. Ft.
MLS # 2154403

Listed by Engel & Volkers Denver

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Sold

$515,000

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Single Family
Closed

4
Beds
3
Total Baths
2,624
Sq. Ft.
MLS # 1055651

Listed by Group Harmony

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Sold

$535,000

421 Wrybill Ct Loveland, CO 80537

Single Family
Closed

3
Beds
3
Total Baths
2,464
Sq. Ft.
MLS # 1053949

Listed by Mariah Jeffery
Sold by Your Castle Real Estate LLC

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Sold

$465,000

386 Blue Azurite Ave Loveland, CO 80537

Single Family
Closed

3
Beds
3
Total Baths
2,324
Sq. Ft.
MLS # 1047560

Listed by Black Bear Real Estate

1342 4th St SE, Loveland, CO 80537 - Photo 1

Sold

$520,000

1342 4th St SE Loveland, CO 80537

Single Family
Closed

4
Beds
3
Total Baths
2,464
Sq. Ft.
MLS # 1055297

Listed by MB/Brazelton Realty Inc
Sold by Venture 727 Real Estate LLC

432 Cardinal Ave, Loveland, CO 80537 (MLS# 1055359) is a Single Family property that was sold at $490,000 on June 05, 2026. Want to learn more about 432 Cardinal Ave? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

432 Cardinal Ave Loveland, CO 80537