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$1,250,000
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Property Description
Exceptional investment opportunity in the heart of Downtown Loveland! This unique property consists of five income-producing rental units on one lot, including a charming updated house and two duplex buildings, one detached garage with 2 separate spaces, yard space with grass. Recent street improvements along E. 4th Street have been completed, enhancing accessibility and curb appeal. The front house, originally built in 1905, has been updated with improvements including kitchen upgrades, appliances, & electrical systems. The house and the duplex fronting 4th Street have previously been utilized as office spaces, offering flexibility for a variety of future uses. Duplex units feature a living area, Kitchen, bed room, full bath, mudroom entries, and dedicated space for tenant washers & dryers. The Washington Street duplex offers wood flooring in one unit and carpet in the other. Water is billed back to tenants. Strategically located within Downtown (DT) Zoning and multiple development incentive districts, including the Enterprise Zone, Downtown Urban Renewal Area (URA), General Improvement District #1, Historic Downtown Loveland (CEF Exempt Area), Historic Loveland BID, and Loveland DDA. Just blocks from the Civic Center, Library, restaurants, shopping, and vibrant downtown events. Positioned in the Downtown Development Authority (DDA) area, buyers may benefit from available redevelopment and improvement programs, including Tax Increment Financing (TIF), Fa ade Improvement Grants, Small Grant Programs, Fire Suppression Assistance, Restaurant Conversion Programs, and Efficiency Works rebates.An outstanding opportunity for investors seeking cash flow today with long-term value-add and redevelopment potential in one of Northern Colorado's most desirable downtown districts.
Full Property Details
Full Property Details for 446 E 4th St
General
- Price: $1,250,000
- Taxes: $4,116 (2025)
- Status: Active
- Type: Multi-Family
- Source: IRES
- MLS ID: 1060558
- Updated: 6/1/2026
- Added to Site: 28 day(s) ago
Interior
- Interior Features: Washer/Dryer Hookup
- Appliances: No Units Furnished
Exterior
- Exterior Features: Sprinkler System
- Porch/Patio/Deck: Patio
Parking
- Total Spaces: 2
Location
- Area: Loveland
- County: Larimer
- Subdivision: Lov
- Driving Directions: Southwest corner of East 4th and Washington
School Information
- School District: Thompson R2-J
- Elementary School: Truscott
- Middle School: Bill Reed
- High School: Thompson Valley
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Forced Air
Utilities
- Gas: Yes
- Gas: Xcel
- Sewer: Public Sewer
- Water: City
- Utility Description: Natural Gas Available, Electricity Available
Structural Information
- Architectural Style: Contemporary
- Construction: Block, Stucco
- Exterior Const.: Block, Stucco
- Basement: Yes
- Basement Desc.: Unfinished
- Roof: Composition
- Square Feet: 4,210
- Sq. Ft. Source: Other
- Year Built: 1905
Lot Features
- Lot Size (Acres): 0.24
- Lot Size (Sq. Ft.): 10,500
- Frontage: City Street
- Street/Road Desc.: Asphalt
- Fence: Yes
- Lot Features: Corner Lot, House Faces North, House Faces East, Paved, Curbs, Sidewalks, Alley, Fire Hydrant within 500 Feet
- Potential Use: Multi-Family
- Zoning: DT
- Fencing (Description): Partial
Financial Considerations
- Operating Expenses: $12,616
- Tax Amount: $4,116
- Tax Year: 2025
- Terms: Cash, Conventional, 1031 Exchange
- Tenant Pays: Deposit, Gas, Electricity, Water
Disclosures and Reports
- Special Conditions: Licensed Owner
- Exclusions: Tenants personal property
- Property ID: R0446238
Listed by Real (720) 807-2890
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Schools
Schools serving 446 E 4th St
School District:Thompson School District R-2j
| Name | Grades | Distance |
|---|---|---|
Truscott Elementary School 211 West 6th Street, Loveland, CO 80537 | K-5 | 0.4 mi |
Bill Reed Middle School 370 West 4th Street, Loveland, CO 80537 | 6-8 | 0.5 mi |
Thompson Valley High School 1669 Eagle Drive, Loveland, CO 80537 | 9-12 | 1.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 446 E 4th St
Date
Details
Price
Change
Source
5/26/2026
Listed
$1,250,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 446 E 4th St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,116
13%
$46,744
-3%
2024
$3,644
3%
$48,093
—
2023
$3,537
19%
$48,093
33%
2021
$2,980
3%
$36,265
3%
2022
$2,899
-3%
$35,250
-5%
2021
$2,980
-1%
$37,180
—
2019
$3,006
11%
$37,180
17%
2018
$2,704
13%
$31,853
1%
2016
$2,395
1%
$31,506
—
2015
$2,376
5%
$31,506
8%
2014
$2,261
-33%
$29,060
—
2013
$3,387
—
$29,060
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 446 E 4th St
446 E 4th St, Loveland, CO 80537 (MLS# 1060558) is a Multi-Family property with 5 units containing 0 bedrooms and 0 full bathrooms. 446 E 4th St is currently listed for $1,250,000 and was received on May 26, 2026. Want to learn more about 446 E 4th St? Do you have questions about finding other Multi-Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

