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$645,000 -$5,000 (-0.77%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 2,504 Sq. Ft.
  • 2 Car Garage
  • Updated 5 days ago
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This well-maintained, move-in ready home blends classic character with thoughtful upgrades, all in a prime location just steps from downtown! Featuring numerous improvements throughout, including durable James Hardie fiber cement siding, this two-story gem ensures long-term value and peace of mind. Inside, the main level features well-defined living areas that connect seamlessly, creating a comfortable and functional everyday layout. The kitchen includes modern appliances, ample prep space, and generous storage that make cooking and hosting simple. Two bedrooms on the main floor provide convenient options for guests, a home office, or hobbies. The entire upstairs has been freshly updated with new paint, flooring, and trim, along with a fully renovated bathroom showcasing new tile, shower door, and modern fixtures. A newer stacked washer and dryer and an in-wall evaporative cooler also enhance daily comfort. This level offers a spacious bedroom area with a large walk-in closet and a loft, making it ideal as a private primary suite. Outside, the fenced backyard includes a concrete patio, alley access, and large gates, making it easy to bring in vehicles, store equipment, or create additional outdoor functionality. The 20'x40' drive-through garage provides both alley and driveway access, plus a finished bonus room above complete with electricity and a mini-split, perfect for a creative studio, workshop, or hangout retreat. Enjoy quick access to parks, local shops, dining, and all the historic charm of downtown Loveland just minutes from your front door. No HOA!

Full Property Details for 448 W 4th St

General

  • Price: $645,000
  • Taxes: $3,085 (2025)
  • Status: Active
  • Type: Single Family
  • Source: IRES
  • MLS ID: 1061691
  • Updated: 7/27/2026
  • Added to Site: 51 day(s) ago

Interior

  • Interior Features: Separate Dining Room, Natural Woodwork, Walk-In Closet(s), Washer/Dryer Hookup, High Ceilings, Crown Molding
  • Appliances: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Disposal

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Equipment: Satellite Dish

Exterior

  • Exterior Features: Heated Garage, Drive Through Garage
  • Porch/Patio/Deck: Patio

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage Door Opener, Detached
  • Garage Description: Detached

Location

  • Area: Loveland
  • County: Larimer
  • Subdivision: Ten Brook

School Information

  • School District: Thompson R2-J
  • Elementary School: Garfield
  • Middle School: Bill Reed
  • High School: Thompson Valley

Heating & Cooling

  • Cooling Type: Wall/Window Unit(s), Evaporative Cooling
  • Heating Type: Baseboard, Radiant, Wall Furnace

Utilities

  • Gas: Yes
  • Gas: Xcel Energy
  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Natural Gas Available, Electricity Available

Structural Information

  • Architectural Style: Victorian, Contemporary
  • Construction: Frame, Stone, Painted/Stained, Concrete
  • Exterior Const.: Frame, Stone, Painted/Stained, Concrete
  • Basement: Yes
  • Basement Desc.: Crawl Space
  • Roof: Composition
  • Square Feet: 2,504
  • Sq. Ft. Source: Assessor
  • Living Area: 2,504 Sq. Ft.
  • Year Built: 1906

Lot Features

  • Property View: City
  • Lot Size (Acres): 0.15
  • Lot Size (Sq. Ft.): 6,603
  • Frontage: City Street, Alley
  • Street/Road Desc.: Gravel, Concrete
  • Fence: Yes
  • Lot Features: Level, City Limits
  • Potential Use: Single-Family
  • Zoning: R3e
  • Fencing (Description): Wire, Vinyl

Financial Considerations

  • Tax Amount: $3,085
  • Tax Year: 2025
  • Terms: Cash, Conventional, FHA, VA

Disclosures and Reports

  • Special Conditions: Private Owner
  • Exclusions: Personal Property
  • Property ID: R0405850

Listed by Kittle Real Estate (970) 460-4444

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Listing agents

— 448 W 4th St —

  • Kittle Real Estate

    970-460-4444

  • Kittle Real Estate

    970-460-4444

9702189200

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 448 W 4th St

School District:Thompson School District R-2j
NameGradesDistance
Garfield Elementary School
720 North Colorado Avenue, Loveland, CO 80537
K-50.4 mi
Bill Reed Middle School
370 West 4th Street, Loveland, CO 80537
6-80.1 mi
Thompson Valley High School
1669 Eagle Drive, Loveland, CO 80537
9-121.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 448 W 4th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/27/2026
Price Reduced
$645,000
-0.77%
MLS
6/26/2026
Price Reduced
$650,000
-1.52%
MLS
6/12/2026
Listed
$660,000
1228.88%
MLS
2/25/2008
Sold
$49,666
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 448 W 4th St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,085
38%
$36,076
14%
2024
$2,230
4%
$31,624
—
2023
$2,150
-4%
$31,624
12%
2021
$2,251
3%
$28,322
3%
2022
$2,190
-3%
$27,529
-5%
2021
$2,251
-1%
$28,958
—
2019
$2,264
15%
$28,958
21%
2018
$1,973
16%
$23,976
—
2017
$1,699
30%
$23,976
35%
2016
$1,307
1%
$17,822
—
2015
$1,296
20%
$17,822
24%
2014
$1,077
—
$14,320
—
2013
$1,078
—
$14,320
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 448 W 4th St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Kittle Real Estate (970) 460-4444

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448 W 4th St, Loveland, CO 80537 (MLS# 1061691) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 448 W 4th St is currently listed for $645,000 and was received on June 12, 2026. Want to learn more about 448 W 4th St? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

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