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$399,900 New to Website

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1,280 Sq. Ft.
  • 1 Car Garage
  • Updated 19 hours ago
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Fresh and move-in ready, this charming ranch home combines classic character, thoughtful updates, and an unbeatable location on a quiet street just minutes from Downtown Loveland. Recent interior and exterior paint provide a fresh, clean feel, while beautiful hardwood floors add warmth and character throughout much of the home. The updated bathroom features a tiled tub/shower surround, and the wood-burning fireplace with its refreshed surround creates a welcoming focal point for the living area. A large 19' by 11' versatile bonus room offers valuable extra space for a home office, fitness area, pet retreat, hobby room, bike storage, or other flexible uses. Situated on a 6,274-square-foot lot with a low-maintenance xeriscaped front yard, fenced backyard, and attached one-car garage, this home combines everyday practicality with convenience. Enjoy easy access to Downtown Loveland shops, restaurants, breweries, parks, and community events while owning an affordable, move-in-ready home in an established neighborhood. --> Newer water heater (2024), roof (2020), and furnace (2016). --> No HOA or Metro District fees. --> All built-in appliances are included. --> Buyer to verify all city/county zoning laws, animal allowances, vehicle/RV parking rules, and potential for accessory structures or ADUs directly with the City of Loveland. --> Buyer to verify all measurements, square footage, and school zones. Information is deemed reliable but not guaranteed.

Full Property Details for 538 2nd St SE

General

  • Price: $399,900
  • Taxes: $2,341 (2025)
  • Status: Active
  • Type: Single Family
  • Source: IRES
  • MLS ID: 1070286
  • Updated: 10/8/2026
  • Added to Site: 2 day(s) ago

Interior

  • Interior Features: Eat-In Kitchen
  • Fireplace: Yes
  • Fireplace(s): Living Room
  • Appliances: Electric Range, Dishwasher, Refrigerator, Microwave, Disposal, Fire Alarm
  • Flooring: Wood

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Floor Baths: 1

Bedrooms

  • Total Bedrooms: 3

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Parking Features: Attached
  • Garage Description: Attached

Location

  • Area: Loveland
  • County: Larimer
  • Subdivision: Arbee

School Information

  • School District: Thompson R2-J
  • Elementary School: Winona
  • Middle School: Bill Reed
  • High School: Mountain View

Heating & Cooling

  • Heating Type: Forced Air

Utilities

  • Gas: Xcel Energy
  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Available, Cable Available, Satellite Available, High-Speed Internet Available

Structural Information

  • Construction: Frame, Brick, Composition, Painted/Stained
  • Exterior Const.: Frame, Brick, Composition, Painted/Stained
  • Basement Desc.: None
  • Roof: Composition
  • Windows: Window Coverings
  • Square Feet: 1,280
  • Sq. Ft. Source: Assessor
  • Living Area: 1,280 Sq. Ft.
  • Year Built: 1969

Lot Features

  • Lot Size (Acres): 0.14
  • Lot Size (Sq. Ft.): 6,274
  • Frontage: City Street
  • Fence: Yes
  • Lot Features: City Limits, Xeriscape
  • Potential Use: Single-Family
  • Zoning: FA
  • Fencing (Description): Fenced, Wood

Financial Considerations

  • Tax Amount: $2,341
  • Tax Year: 2025
  • Terms: Cash, Conventional, FHA, VA

Disclosures and Reports

  • Special Conditions: Private Owner
  • Property ID: R0415596

Listed by Doberstein Lemburg Commercial (970) 221-1965

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Listing agent

— 538 2nd St SE —

  • Doberstein Lemburg Commercial

    970-221-1965

9702211965

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 538 2nd St SE

School District:Thompson School District R-2j
NameGradesDistance
Winona Elementary School
201 South Boise Avenue, Loveland, CO 80537
PK-50.8 mi
Bill Reed Middle School
370 West 4th Street, Loveland, CO 80537
6-80.6 mi
Mountain View High School
3500 Mountain Lion Drive, Loveland, CO 80537
9-122.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 538 2nd St SE Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/07/2026
Listed
$399,900
140.9%
MLS
3/14/2005
Sold
$166,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 538 2nd St SE

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,341
16%
$27,375
-5%
2024
$2,017
4%
$28,957
—
2023
$1,945
13%
$28,957
34%
2021
$1,717
3%
$21,607
3%
2022
$1,671
-3%
$21,003
-1%
2021
$1,717
20%
$21,236
22%
2018
$1,429
16%
$17,366
—
2017
$1,231
-26%
$17,366
-18%
2019
$1,660
47%
$21,236
38%
2016
$1,126
1%
$15,346
—
2015
$1,116
49%
$15,346
55%
2014
$747
—
$9,930
—
2013
$748
—
$9,930
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 538 2nd St SE

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Doberstein Lemburg Commercial (970) 221-1965

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538 2nd St SE, Loveland, CO 80537 (MLS# 1070286) is a Single Family property with 3 bedrooms and 1 full bathroom. 538 2nd St SE is currently listed for $399,900 and was received on October 07, 2026. Want to learn more about 538 2nd St SE? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

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