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$429,500 New to Website
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Property Description
Charming Bungalow in Historic Downtown Loveland. Just minutes from downtown, this beautifully remodeled bungalow perfectly blends vintage character with modern comfort. Inside, an inviting open floor plan features three bedrooms, newer stainless-steel appliances, washer and dryer, hot water heater, updated cabinetry, and granite countertops that combine style and function. Custom finishes, accent walls, and upgraded fixtures make this home truly one of a kind. The outdoor spaces are just as impressive, with multiple outbuildings including a temperature-controlled building for flex space - ideal for guests, a home office, or a recreation room. The property has been completely refreshed with new landscaping and a sprinkler system designed for easy Colorado living and outdoor enjoyment. Relax in the sunroom off the oversized one-car garage, garden in the spacious backyard with alley access, or tinker in the workshop and garden shed - there's a space for every passion. A newly installed solar-powered electric gate provides secure driveway and garage access, enhancing privacy and adding an executive feel to this backyard sanctuary. The garage also features an upgraded electrical system, perfect for hobbies or toys. Mature apple trees and colorful flower beds add to the charm of this generous lot, offering the perfect blend of downtown convenience and relaxed neighborhood living. This home is a must-see!
Full Property Details
Full Property Details for 631 E 12th St
General
- Price: $429,500
- Taxes: $1,978 (2025)
- Status: Active
- Type: Single Family
- Source: IRES
- MLS ID: 1049769
- Updated: Today (1/16/2026)
- Added to Site: Today
Interior
- Interior Features: Open Floorplan, Workshop, Walk-In Closet(s), Washer/Dryer Hookup
- Appliances: Gas Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave
- Flooring: Wood
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
- Main Floor Baths: 1
Bedrooms
- Total Bedrooms: 3
Exterior
- Exterior Features: Oversized Garage
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking Features: RV Access/Parking
- Garage Description: Detached
Location
- Area: Loveland
- County: Larimer
- Subdivision: Highland Park
School Information
- School District: Thompson R2-J
- Elementary School: Truscott
- Middle School: Bill Reed
- High School: Thompson Valley
Heating & Cooling
- Cooling Type: Evaporative Cooling
- Heating Type: Forced Air
Utilities
- Gas: Yes
- Gas: Xcel
- Sewer: Public Sewer
- Water: City
- Utility Description: Natural Gas Available, Electricity Available
Structural Information
- Architectural Style: Cottage
- Construction: Frame
- Exterior Const.: Frame
- Basement Desc.: None
- Roof: Composition
- Square Feet: 935
- Sq. Ft. Source: Assessor
- Living Area: 935 Sq. Ft.
- Year Built: 1920
Additional Structures
- Other Structures: Storage
Lot Features
- Lot Size (Acres): 0.15
- Lot Size (Sq. Ft.): 6,534
- Frontage: City Street
- Street/Road Desc.: Asphalt
- Fence: Yes
- Lot Features: Level, Paved, Curbs, Gutters, Sidewalks, Street Light
- Potential Use: Single-Family
- Zoning: Res
- Fencing (Description): Fenced, Wood
Financial Considerations
- Tax Amount: $1,978
- Tax Year: 2025
- Terms: Cash, Conventional, VA
Disclosures and Reports
- Special Conditions: Private Owner
- Exclusions: Personal Property
- Property ID: R0382248
Listed by Group Mulberry (970) 221-0700
Get Pre-Approved Today
Schools
Schools serving 631 E 12th St
School District:Thompson School District R-2j
| Name | Grades | Distance |
|---|---|---|
Truscott Elementary School 211 West 6th Street, Loveland, CO 80537 | K-5 | 0.7 mi |
Bill Reed Middle School 370 West 4th Street, Loveland, CO 80537 | 6-8 | 0.9 mi |
Thompson Valley High School 1669 Eagle Drive, Loveland, CO 80537 | 9-12 | 2.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 631 E 12th St
Date
Details
Price
Change
Source
1/16/2026
Listed
$429,500
29.17%
MLS
7/23/2019
Sold
$332,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 631 E 12th St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,780
4%
$25,989
—
2023
$1,717
6%
$25,989
27%
2021
$1,626
3%
$20,464
3%
2022
$1,583
-3%
$19,891
24%
2021
$1,626
29%
$16,067
—
2019
$1,256
24%
$16,067
31%
2018
$1,011
16%
$12,283
—
2017
$870
24%
$12,283
28%
2016
$702
1%
$9,575
—
2015
$696
20%
$9,575
24%
2014
$581
—
$7,720
—
2013
$581
—
$7,720
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 631 E 12th St
631 E 12th St, Loveland, CO 80537 (MLS# 1049769) is a Single Family property with 3 bedrooms and 1 full bathroom. 631 E 12th St is currently listed for $429,500 and was received on January 16, 2026. Want to learn more about 631 E 12th St? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

