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$424,000
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Property Description
Tucked just minutes from historic downtown Loveland, this charming bungalow feels like a hidden retreat in the heart of the city. From the moment you step inside, the home welcomes you with a perfect blend of vintage character and modern comfort. An open floor plan connects three inviting bedrooms with a beautifully updated kitchen, featuring granite countertops, updated cabinetry, and newer stainless-steel appliances. Every detail has been thoughtfully refreshed-from accent walls and custom finishes to upgraded fixtures-creating a home that feels uniquely yours.Step outside and the story continues. Multiple outbuildings, including a temperature-controlled space, offer endless possibilities for guests, a home office, or a recreation room. The oversized one-car garage flows into a sunroom that captures warm afternoon light, while the backyard, complete with alley access, mature apple trees, and colorful flower beds, invites gardening, entertaining, or quiet relaxation. A newly installed solar-powered electric gate adds privacy and an executive touch, while the garage's upgraded electrical system accommodates hobbies, toys, or creative projects.Designed for easy Colorado living, the property's refreshed landscaping and sprinkler system keep outdoor spaces vibrant year-round. Whether you're tending the garden, tinkering in the workshop, or simply enjoying the backyard sanctuary, every corner of this home has a purpose. This Loveland bungalow combines downtown convenience, historic charm, and modern amenities to create a truly one-of-a-kind home-you'll want to see it for yourself.
Full Property Details
Full Property Details for 631 E 12th St
General
- Price: $424,000
- Taxes: $1,978 (2025)
- Status: Under Contract
- Type: Single Family
- Source: IRES
- MLS ID: 1049769
- Updated: 3/14/2026
- Added to Site: 94 day(s) ago
Interior
- Interior Features: Open Floorplan, Workshop, Walk-In Closet(s), Washer/Dryer Hookup
- Appliances: Gas Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave
- Flooring: Wood
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
- Main Floor Baths: 1
Bedrooms
- Total Bedrooms: 3
Exterior
- Exterior Features: Oversized Garage
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking Features: RV Access/Parking, Detached
- Garage Description: Detached
Location
- Area: Loveland
- County: Larimer
- Subdivision: Highland Park
School Information
- School District: Thompson R2-J
- Elementary School: Truscott
- Middle School: Bill Reed
- High School: Thompson Valley
Heating & Cooling
- Cooling Type: Evaporative Cooling
- Heating Type: Forced Air
Utilities
- Gas: Yes
- Gas: Xcel
- Sewer: Public Sewer
- Water: City
- Utility Description: Natural Gas Available, Electricity Available
Structural Information
- Architectural Style: Cottage
- Construction: Frame
- Exterior Const.: Frame
- Basement Desc.: None
- Roof: Composition
- Square Feet: 908
- Sq. Ft. Source: Assessor
- Living Area: 908 Sq. Ft.
- Year Built: 1920
Additional Structures
- Other Structures: Storage
Lot Features
- Lot Size (Acres): 0.15
- Lot Size (Sq. Ft.): 6,534
- Frontage: City Street
- Street/Road Desc.: Asphalt
- Fence: Yes
- Lot Features: Level, Paved, Curbs, Gutters, Sidewalks, Street Light
- Potential Use: Single-Family
- Zoning: Res
- Fencing (Description): Fenced, Wood
Financial Considerations
- Tax Amount: $1,978
- Tax Year: 2025
- Terms: Cash, Conventional, VA
Disclosures and Reports
- Special Conditions: Private Owner
- Exclusions: Personal Property
- Property ID: R0382248
Listed by Group Mulberry (970) 221-0700
Get Pre-Approved Today
Schools
Schools serving 631 E 12th St
School District:Thompson School District R-2j
| Name | Grades | Distance |
|---|---|---|
Truscott Elementary School 211 West 6th Street, Loveland, CO 80537 | K-5 | 0.7 mi |
Bill Reed Middle School 370 West 4th Street, Loveland, CO 80537 | 6-8 | 0.9 mi |
Thompson Valley High School 1669 Eagle Drive, Loveland, CO 80537 | 9-12 | 2.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 631 E 12th St
Date
Details
Price
Change
Source
2/12/2026
Price Reduced
$424,000
-1.28%
MLS
1/16/2026
Listed
$429,500
29.17%
MLS
7/23/2019
Sold
$332,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 631 E 12th St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,978
11%
$23,126
-11%
2024
$1,780
4%
$25,989
—
2023
$1,717
6%
$25,989
27%
2021
$1,626
3%
$20,464
3%
2022
$1,583
-3%
$19,891
24%
2021
$1,626
29%
$16,067
—
2019
$1,256
24%
$16,067
31%
2018
$1,011
16%
$12,283
—
2017
$870
24%
$12,283
28%
2016
$702
1%
$9,575
—
2015
$696
20%
$9,575
24%
2014
$581
—
$7,720
—
2013
$581
—
$7,720
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 631 E 12th St
631 E 12th St, Loveland, CO 80537 (MLS# 1049769) is a Single Family property with 3 bedrooms and 1 full bathroom. 631 E 12th St is currently listed for $424,000 and was received on January 16, 2026. Want to learn more about 631 E 12th St? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

