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$1,175,000 New to Website
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Property Description
Lakefront living with space, privacy, and views. This expansive 4-bedroom + office ranch offers approximately 4,300 square feet of thoughtfully designed living space with a walk-out basement and a setting that takes full advantage of the lake just beyond the backyard. Inside, real hardwood floors and generous living spaces create a warm, timeless feel, while large windows bring the lake views into the home. The main-floor primary suite is a standout, featuring a spacious 5-piece bath, dual walk-in closets, and direct access to the deck-perfect for enjoying morning coffee or an evening glass of wine overlooking the water. An additional main-floor office provides dedicated work-from-home space without sacrificing a bedroom. The walk-out basement significantly expands the home's living and entertaining options, with plenty of room for guests, recreation, hobbies, or movie nights. Outside, the elevated deck and lower-level access make it easy to enjoy the waterfront setting from multiple levels of the home. And this isn't simply a home with a water view-the lake is part of the lifestyle, with opportunities for boating, fishing, paddleboarding, and spending long Colorado days on the water. With four bedrooms, a dedicated office, more than 4,000 square feet, main-floor primary living, and direct connection to the lake, this home offers a combination that's increasingly difficult to find. Come for the house. Stay for the view-and the lifestyle that comes with living on the water
Full Property Details
Full Property Details for 636 Cove Ct
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General
- Price: $1,175,000
- HOA FEE: $42/month
- HOA FEE FREQ.: Annually
- Taxes: $4,020 (2025)
- Status: Active
- Type: Single Family
- Source: MetroList_Colorado
- MLS ID: 7027702
- Updated: 9/17/2026
- Added to Site: 4 day(s) ago
Interior
- Interior Features: Eat-in Kitchen, Five Piece Bath, High Ceilings, Open Floorplan, Pantry, Primary Suite, Smoke Free, Walk-In Closet(s)
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Basement, Basement, Basement
- Appliances: Bar Fridge, Dishwasher, Disposal, Microwave, Oven, Refrigerator
- Flooring: Carpet, Wood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 2
- 3/4 Bathrooms: 1
- Half Bathrooms: 1
- Main Floor Baths: 3
- Basement Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Main: 3
Other Rooms
- Laundry: Sink
Additional Information
- Shared Amenities: Trail(s)
Exterior
- Exterior Features: Balcony, Private Yard
- Porch/Patio/Deck: Deck, Patio
Parking
- Garage: Yes
- Garage Spaces: 3
- Total Spaces: 3
Location
- County: Larimer
- Subdivision: Mariana Cove PUD
School Information
- Elem School District: Thompson R2-J
- Midd School District: Thompson R2-J
- High School District: Thompson R2-J
- Elementary School: Namaqua
- Middle School: Walt Clark
- High School: Thompson Valley
Community
- Association: Yes
- Assoc. Name: Mariana Cove
- Assoc. Fees Include: Reserves
- Pets Allowed: Yes
- Management Type: Professionally Managed
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Structure Type: House
- Construction: Concrete, Frame
- Basement: Yes
- Basement Desc.: Finished, Full, Walk-Out Access
- Roof: Composition
- Square Feet: 4,368
- Sq. Ft. Source: Public Records
- Living Area: 4,268 Sq. Ft.
- Year Built: 1997
- Property Condition: Updated/Remodeled
Lot Features
- Lot Size (Acres): 0.2
- Lot Size (Sq. Ft.): 8,676
- Fence: Yes
- Lot Features: Irrigated, Level, Sprinklers In Front, Sprinklers In Rear
- Zoning: P-2
- Fencing (Description): Full
Water Features
- Water Front Desc.: Lake Front
Financial Considerations
- Association Fee: Yes
- Association Fee: $500
- Assoc Fee Freq.: Annually
- Assoc Fee /Annual: $500
- Tax Amount: $4,020
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Ownership: Corporation/Trust
- Special Conditions: None
- Legal Description: LOT 7, BLK 8, MARIANA COVE PUD SUB, LOV
- Exclusions: Staging furniture
- Property ID: R1415565
Listed by The Kennedy Home Group
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 636 Cove Ct —
The Kennedy Home Group
rachel@thekennedyhomegroup.com,303-547-8775
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 636 Cove Ct
School District:Thompson School District R-2j
| Name | Grades | Distance |
|---|---|---|
Namaqua Elementary School 209 North County Road 19e, Loveland, CO 80537 | K-5 | 1.4 mi |
Walt Clark Middle School 2605 Carlisle Drive, Loveland, CO 80537 | 6-8 | 2 mi |
Thompson Valley High School 1669 Eagle Drive, Loveland, CO 80537 | 9-12 | 2.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Estimate the Cost
Estimate the Cost for 636 Cove Ct
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636 Cove Court, Loveland, CO 80537 (MLS# 7027702) is a Single Family property with 4 bedrooms, 2 full bathrooms and 2 partial bathrooms. 636 Cove Court is currently listed for $1,175,000 and was received on September 14, 2026. Want to learn more about 636 Cove Court? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.