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$615,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,924 Sq. Ft.
  • 2 Car Garage
  • Updated 3 days ago
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(2 HOMES ON ONE LOT!) Quiet, close to town, and sitting on an acre -- 823 4th St SE offers a rare combination of space, privacy, and flexibility. The fully remodeled 2-bedroom, 1-bath main home features fresh finishes and multiple living spaces that make the layout feel larger than expected. Out back, a detached (1 bed 1 bath) 600-square-foot ADU / cottage / mother-in-law adds valuable space for guests, a home office, studio, or potential rental use. Add in the expansive yard, peaceful street, and no HOA, and this property delivers elbow room without giving up convenience and access to downtown and HWY 287. Updated, versatile, and anything but ordinary.

Full Property Details for 823 4th St SE

General

  • Price: $615,000
  • Taxes: $2,212 (2025)
  • Status: Active
  • Type: Single Family
  • Source: IRES
  • MLS ID: 1066412
  • Updated: 8/18/2026
  • Added to Site: 9 day(s) ago

Interior

  • Interior Features: Eat-In Kitchen, Separate Dining Room, Washer/Dryer Hookup
  • Appliances: Electric Range, Dishwasher, Refrigerator, Microwave, Disposal, Fire Alarm

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1
  • Main Floor Baths: 1

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Porch/Patio/Deck: Patio

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Carport
  • Garage Description: Carport

Location

  • Area: Loveland
  • County: Larimer
  • Subdivision: Ballard Place
  • Driving Directions: Heading south on Hwy 287 to N Cleveland Avenue, turn left onto E 1st Street. Then turn right onto S St Louis Avenue. then left onto 4th St., SE. The property is on the right.

School Information

  • School District: Thompson R2-J
  • Elementary School: Winona
  • Middle School: Bill Reed
  • High School: Mountain View

Heating & Cooling

  • Cooling Type: Wall/Window Unit(s), Ceiling Fan(s)
  • Heating Type: Forced Air

Utilities

  • Gas: Yes
  • Sewer: Septic Tank
  • Water: City
  • Utility Description: Natural Gas Available, Electricity Available, High-Speed Internet Available

Structural Information

  • Construction: Frame
  • Exterior Const.: Frame
  • Basement: Yes
  • Basement Desc.: Partial, Partially Finished
  • Roof: Composition
  • Square Feet: 1,924
  • Sq. Ft. Source: Assessor
  • Living Area: 1,284 Sq. Ft.
  • Year Built: 1946

Additional Structures

  • Other Structures: Storage

Lot Features

  • Lot Size (Acres): 0.96
  • Lot Size (Sq. Ft.): 41,666
  • Frontage: County Road
  • Street/Road Desc.: Asphalt
  • Fence: Yes
  • Lot Features: Deciduous Trees, Native Grass, Level, Paved, Mineral Rights Excluded
  • Potential Use: Single-Family, Multi-Family
  • Zoning: FA
  • Fencing (Description): Partial, Chain Link

Financial Considerations

  • Tax Amount: $2,212
  • Tax Year: 2025
  • Terms: Cash, Conventional, FHA, VA

Disclosures and Reports

  • Special Conditions: Private Owner
  • Exclusions: Sellers personal property, and all staging items
  • Property ID: R0442941

Listed by Roots Real Estate (970) 225-2002

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Listing agent

— 823 4th St SE —

  • Roots Real Estate

    970-225-2002

9704127786

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 823 4th St SE

School District:Thompson School District R-2j
NameGradesDistance
Winona Elementary School
201 South Boise Avenue, Loveland, CO 80537
PK-50.6 mi
Bill Reed Middle School
370 West 4th Street, Loveland, CO 80537
6-80.9 mi
Mountain View High School
3500 Mountain Lion Drive, Loveland, CO 80537
9-122.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 823 4th St SE Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/13/2026
Listed
$615,000
52.04%
MLS
3/17/2026
Sold
$404,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 823 4th St SE

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,212
13%
$32,600
-5%
2024
$1,956
4%
$34,405
—
2023
$1,888
27%
$34,405
32%
2021
$1,486
3%
$26,047
3%
2022
$1,448
-3%
$25,319
37%
2021
$1,486
9%
$18,483
10%
2018
$1,368
16%
$16,783
—
2017
$1,177
11%
$16,783
14%
2016
$1,065
1%
$14,686
—
2015
$1,056
-26%
$14,686
-21%
2019
$1,429
52%
$18,483
46%
2014
$939
—
$12,630
—
2013
$941
—
$12,630
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 823 4th St SE

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Roots Real Estate (970) 225-2002

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823 4th St SE, Loveland, CO 80537 (MLS# 1066412) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 823 4th St SE is currently listed for $615,000 and was received on August 13, 2026. Want to learn more about 823 4th St SE? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

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