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Property Description
Wake up to breathtaking sunrises and watch multiple fireworks shows light up the valley from your back deck - this 3-bed, 3-bath ranch-style home on 1.3 acres delivers the Colorado lifestyle you've been looking for. Enter through your private gate and settle into a property that has been thoughtfully updated and meticulously maintained.Inside, enjoy brand new LVP flooring and recessed lighting throughout (2024), new stainless steel kitchen appliances, as well as Anderson windows, sliders and doors allow for welcoming views from every angle. Garage doors were replaced 4 years ago and myQ motor is new. Stay comfortable year-round with mini splits added in 2015 and freshly serviced in 2025. The Class 4 hail-resistant roof with transferable warranty was completed in 2025, giving your buyer serious peace of mind. The walkout basement includes a rec room, two additional bedrooms, a newly remodeled, three-piece bath, and plenty of storage space. Outside, the property truly shines. A beautiful three-tiered retaining wall, added in 2020, has been wired for electricity and has a drip system. This home also features a gazebo, a dog run with artificial turf, and a shed with additional storage space. The 4-inch Asphalt driveway was completed in 2023 and gives the property a clean, polished look and added confidence. This property also allows horses. North Carter Lake District water. The septic system has been cleaned and inspected (April 2026) and a transfer of ownership document was completed (May 2026). There is a voluntary road maintenance fee, which keeps things simple. Just minutes from Carter Lake for fishing boat, boating, hiking and camping. Pre-inspected and move-in ready. This one checks every box.
Full Property Details
Full Property Details for 8609 Ranch Rd
General
- Price: $925,000
- Taxes: $4,689 (2025)
- Status: Active
- Type: Single Family
- Source: IRES
- MLS ID: 1058579
- Updated: 5/15/2026
- Added to Site: 4 day(s) ago
Interior
- Interior Features: Separate Dining Room, Cathedral Ceiling(s), Washer/Dryer Hookup
- Fireplace: Yes
- Fireplace(s): Two or More, Living Room, Basement
- Appliances: Electric Range, Dishwasher, Microwave
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 1
- 3/4 Bathrooms: 1
- Half Bathrooms: 1
- Basement Baths: 1
Bedrooms
- Total Bedrooms: 3
Exterior
- Exterior Features: Sprinkler System
- Porch/Patio/Deck: Patio, Deck
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Parking Features: Attached
- Garage Description: Attached
Location
- Area: Loveland
- County: Larimer
- Subdivision: none
- Driving Directions: From S. Cty Rd 31 and Rock Hill Rd., head NE on Rock Hill Rd., immediately turn onto Ranch Rd. The road will naturally curve to the right heading NE. At the fork in the road, turn right heading SE to continue on Ranch Rd. Property is at the end of the road. Gate access code needed.
School Information
- School District: Thompson R2-J
- Elementary School: Big Thompson
- Middle School: Walt Clark
- High School: Thompson Valley
Heating & Cooling
- Cooling Type: Wall/Window Unit(s)
- Heating Type: Baseboard
Utilities
- Gas: Propane
- Sewer: Septic Tank
- Water: District
- Utility Description: Electricity Available, Propane
Structural Information
- Architectural Style: Contemporary
- Construction: Frame, Stucco
- Exterior Const.: Frame, Stucco
- Basement: Yes
- Basement Desc.: Full, Partially Finished
- Roof: Composition
- Square Feet: 3,209
- Sq. Ft. Source: Other
- Living Area: 2,889 Sq. Ft.
- Year Built: 1999
Additional Structures
- Other Structures: Storage
Lot Features
- Property View: Hills
- Lot Size (Acres): 1.3
- Lot Size (Sq. Ft.): 56,628
- Street/Road Desc.: Asphalt
- Fence: Yes
- Lot Features: House/Lot Faces SW
- Potential Use: Single-Family
- Zoning: E1
- Fencing (Description): Fenced
Horse Property
- Horse Facility Desc.: Zoning Appropriate for 2 Horses
Financial Considerations
- Tax Amount: $4,689
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA
Disclosures and Reports
- Special Conditions: Private Owner
- Exclusions: Seller's Personal Property
- Property ID: R1034243
Listed by Group Centerra (970) 613-0700
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Schools
Schools serving 8609 Ranch Rd
School District:Thompson School District R-2j
| Name | Grades | Distance |
|---|---|---|
Big Thompson Elementary School 7702 West Highway 34, Loveland, CO 80538 | K-5 | 4.4 mi |
Walt Clark Middle School 2605 Carlisle Drive, Loveland, CO 80537 | 6-8 | 5.1 mi |
Thompson Valley High School 1669 Eagle Drive, Loveland, CO 80537 | 9-12 | 5.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8609 Ranch Rd
Date
Details
Price
Change
Source
5/15/2026
Listed
$925,000
152.73%
MLS
5/18/2012
Sold
$366,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 8609 Ranch Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,689
1%
$52,476
-8%
2024
$4,643
3%
$57,091
—
2023
$4,491
13%
$57,091
23%
2021
$3,969
3%
$46,282
3%
2022
$3,839
-3%
$44,987
3%
2021
$3,969
29%
$43,872
28%
2018
$3,078
15%
$34,322
—
2017
$2,681
-4%
$34,322
—
2016
$2,793
1%
$34,299
—
2015
$2,775
13%
$34,299
18%
2014
$2,458
-34%
$29,140
-34%
2019
$3,708
50%
$43,872
51%
2013
$2,467
—
$29,140
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8609 Ranch Rd
8609 Ranch Rd, Loveland, CO 80537 (MLS# 1058579) is a Single Family property with 3 bedrooms, 1 full bathroom and 2 partial bathrooms. 8609 Ranch Rd is currently listed for $925,000 and was received on May 15, 2026. Want to learn more about 8609 Ranch Rd? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

