Date
Details
Price
Change
Source
9/17/2026
Listed
$439,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
**CONTEMPORARY DESIGN NEAR BAYLOR!** Built in 2023, this distinctive Waco home combines bold architectural style, smart functionality, and flexible outdoor space just minutes from Baylor University and central Waco. The striking monochromatic exterior and standing-seam metal roof make an immediate impression, while the bright, open interior delivers a clean and modern aesthetic. The main level features open living and dining spaces flowing into a thoughtfully designed kitchen with quartz countertops, sleek maple cabinetry with finger-pull drawers, built-in refrigerator, induction cooktop, concealed pop-up outlets, under-sink water filtration, and a motorized window shade. Double sliding doors bring in abundant natural light and create an easy connection to the outdoors. The private primary suite is conveniently located downstairs with an en suite bath. Upstairs are two additional bedrooms, a spacious dual-sink bathroom, and a laundry room. Outside, an electric gate opens to a privacy-fenced backyard with additional off-street parking and an EV charger. Beyond the rear fence, additional land provides even more possibilities for expanded outdoor living or future improvements. The extra space may also offer potential to explore an accessory dwelling unit, guest quarters, or other permitted use, subject to applicable City of Waco requirements and approvals. Modern, distinctive, and anything but ordinary, this property offers a rare combination of newer construction, architectural character, flexible space, and convenient access to Baylor and the heart of Waco. **Come take a look!**
Full Property Details
Full Property Details for 3520 S 4th
General
- Price: $439,900
- Taxes: $7,260
- Status: Active
- Type: Single Family
- Source: NTREIS
- MLS ID: 21389909
- Updated: 10/19/2026
- Added to Site: 34 day(s) ago
Interior
- Interior Features: Built-in Features, Decorative/Designer Lighting Fixtures, Eat-in Kitchen, Kitchen Island, Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances: Built-In Refrigerator, Convection Oven, Dryer, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Disposal, Microwave, Water Purifier, Washer
- Flooring: Concrete, Luxury Vinyl Plank, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Washer Hookup, Dryer Hookup, ElectricDryer Hookup, Laundry in Utility Room
Additional Information
- Equipment: Irrigation Equipment
Exterior
- Porch/Patio/Deck: Rear Porch, Covered, Front Porch, Patio
Parking
- Parking Features: Additional Parking, Concrete, Driveway, Electric Gate, Electric Vehicle Charging Station(s), Gated, Paved, Parking Pad, Shared Driveway
Location
- County: McLennan
- Subdivision: FRENCH QUARTER
- Driving Directions: Please use GPS.
School Information
- Elem School District: Waco ISD
- Midd School District: Waco ISD
- High School District: Waco ISD
- Elementary School: South Waco
- Middle School: Cesar Chavez
- High School: University
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Electric
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Cable Available: Yes
- Utility Description: Cable Available, Electricity Available, Sewer Available, Water Available
Structural Information
- Property Detached: Yes
- Architectural Style: Detached
- Structure Type: House
- Detached/Attached: Detached
- Roof: Metal
- Windows: Window Coverings
- Stories/Levels: 2
- Living Area: 1,381 Sq. Ft.
- Year Built: 2023
- Property Condition: Resale
Lot Features
- Lot Size (Acres): 0.33
- Lot Size (Sq. Ft.): 14,374.8
- Sidewalks: Yes
- Lot Features: Sprinkler System
- Fencing (Description): Fenced, Full, Gate, Privacy, Wood
Green Features
- Energy Efficient: Insulation
Financial Considerations
- For Sale/Rent/Lease: For Sale
- Tax Amount: $7,260
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Legal Description: FRENCH QUARTER ADDITION Lot 5 Block 1 Acres .33
- Property ID: 370691
Listed by Graceland Real Estate, Ginnie Harwood and Graceland Real Estate, Patricia Meadows
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agents
— 3520 S 4th —
Ginnie Harwood
Graceland Real Estate
Patricia Meadows
Graceland Real Estate
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 3520 S 4th
School District:Waco Independent School District
| Name | Grades | Distance |
|---|---|---|
South Waco Elementary School 2104 Gurley Lane, Waco, TX 76706 | PK-5 | 1.5 mi |
Cesar Chavez Middle School, Waco, TX 700 South 15th Street, Waco, TX 76706 | 6-8 | 2.3 mi |
University High School 3201 South New Road, Waco, TX 76706 | 9-12 | 2.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3520 S 4th
Tax History
Tax History for 3520 S 4th
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,667
-6%
$322,914
8%
2024
$4,981
38%
$298,960
2%
2023
$3,613
—
$293,850
53%
2022
$3,613
177%
$192,110
271%
2022
$1,303
80%
$51,750
85%
2021
$724
-3%
$28,000
—
2020
$744
-24%
$28,000
-20%
2018
$984
30%
$34,980
25%
2019
$759
77%
$28,000
86%
2017
$428
—
$15,060
—
2016
$429
-62%
$15,060
-62%
2015
$1,139
—
$39,820
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3520 S 4th
3520 S 4th, Waco, TX 76706 (MLS# 21389909) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3520 S 4th is currently listed for $439,900 and was received on September 17, 2026. Want to learn more about 3520 S 4th? Do you have questions about finding other Single Family real estate for sale in Waco? You can browse all Waco real estate or contact a Coldwell Banker agent to request more information.