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$1,499,000
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Property Description
Delightful waterfront home on the famed North end of Anna Maria Island. This 2 bedroom 2 bathroom home offers incredible opportunities for adventure. Whether it is the sand of the Gulf beaches you seek or if enjoying the water from a boat, kayak, or paddle board is your thing the choice is yours. Another incredible benefit of this location is the proximity to Pine Ave, full of fun shopping and eateries. Generously sized lot is positioned on a cul-de-sac providing privacy due to no through traffic. Concrete block paired with a metal roof creates a formidable structure. As you enter the home you will be welcomed by a sense of coziness. The kitchen features solid wood cabinetry and exquisite Taj Mahal quartzite countertops. Entertaining is aided by the in-ceiling home speaker system. Enjoy year around serene water views from the 300 square foot screened-in lanai equipped with four ceiling fans. Single car garage for all your storage needs or get creative for a possible third bedroom. The large lot leaves ample room for a pool to the front of the house. Schedule a showing today and discover if this piece of paradise if right for you.
Full Property Details
Full Property Details for 109 Tern Dr
General
- Price: $1,499,000
- Taxes: $17,706 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: A4685406
- Updated: 3/12/2026
- Added to Site: 23 day(s) ago
Rental Information
- Min. Lease: 1-7 Days
Interior
- Number of Rooms: 5
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
- Furnishings: Negotiable
- Flooring: Carpet, Ceramic Tile, Porcelain Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: In Garage
Exterior
- Exterior Features: Private Yard, Rain Gutters, Storage
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
- Covered Spaces: 1
Location
- Area: 34216 - Anna Maria
- County: Manatee
- Development Name: 34216 - Anna Maria
- Subdivision: LUANA ISLES
- Driving Directions: North on Gulf Dr, Right on Pine Ave, Left Crescent Dr, Left Gladiolus St, Left Tern Dr, home is on the right.
- Direction Faces: South
Community
- Community Name: 34216 - Anna Maria
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Electricity Connected, Sewer Connected, Water Connected
Structural Information
- Exterior Const.: Block
- Roof: Metal
- Stories/Levels: One
- Square Feet: 1,223
- Sq. Ft. Source: Public Records
- Year Built: 1968
Lot Features
- Lot Size (Acres): 0.17
- Lot Size (Sq. Ft.): 7,500
- Lot Size: 7500
- Lot Dimensions: 75 x 100
- Street/Road Desc.: Asphalt
Water Features
- Water Front: Yes
- Water Access: Yes
- Water Access Desc: Canal - Saltwater
- Water Front Desc.: Saltwater Canal
Financial Considerations
- Tax Amount: $17,706.31
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: LOT 63 BLK D LUANA ISLES PI#69010.0000/7
- Flood Zone Info: AE
- APN: 6901000007
- Property ID: 6901000007
- Block/Lot/Section: D
Listed by Sato Real Estate Inc.
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Schools
Schools serving 109 Tern Dr
School District:Manatee County School District
| Name | Grades | Distance |
|---|---|---|
Anna Maria Elementary School 4700 Gulf Drive, Holmes Beach, FL 34217 | PK-5 | 2.8 mi |
Martha B. King Middle School 600 75th Street Northwest, Bradenton, FL 34209 | 6-8 | 6.6 mi |
Manatee High School 902 33rd Street Court West, Bradenton, FL 34205 | 9-12 | 9.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 Tern Dr
Date
Details
Price
Change
Source
3/12/2026
Listed
$1,499,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 109 Tern Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$17,439
—
$1,415,470
-6%
2024
$17,439
—
$1,509,571
—
2023
$17,409
52%
$1,515,388
111%
2021
$11,438
-13%
$719,356
-24%
2022
$13,149
15%
$946,492
43%
2021
$11,438
13%
$663,376
19%
2019
$10,106
21%
$558,131
-8%
2017
$8,355
—
$605,513
3%
2017
$8,355
4%
$585,476
4%
2016
$7,997
7%
$560,824
10%
2015
$7,465
18%
$510,685
31%
2014
$6,302
10%
$388,900
15%
2013
$5,712
—
$338,174
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 109 Tern Dr
109 Tern Drive, Anna Maria, FL 34216 (MLS# A4685406) is a Single Family property with 2 bedrooms and 2 full bathrooms. 109 Tern Drive is currently listed for $1,499,000 and was received on March 12, 2026. Want to learn more about 109 Tern Drive? Do you have questions about finding other Single Family real estate for sale in Anna Maria? You can browse all Anna Maria real estate or contact a Coldwell Banker agent to request more information.

