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$530,000
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Property Description
This home offers the rare chance to assume the seller's VA loan at an incredible 3.87% interest rate for qualified buyers. Take advantage of today's higher-rate market by locking in this below-market rate and potentially saving thousands over the life of the loan. (Buyer must meet lender qualifications for the assumption.) Welcome to The Reserves at Harbour Isles - where luxury, space, and serenity come together! This beautifully maintained 4-bedroom, 3-bath, 3-car garage home sits on a quarter-acre lot with breathtaking pond views in the highly sought-after Apollo Beach community. From the moment you arrive, you'll be impressed by the lush landscaping, supported by a cost-saving irrigation system fed by a dedicated well-a smart feature that can save you thousands on your water bill. Step inside to a spacious foyer that opens to a formal dining room on the right and a formal living area on the left-ideal for entertaining or relaxing in style. The heart of the home is the chef's kitchen, featuring: 42" wood cabinetry Granite countertops Stylish backsplash Stainless steel appliances, including a **new dishwasher (May 2025)** Wine refrigerator Oversized island with breakfast bar Walk-in pantry and generous storage Sunny breakfast nook overlooking the family room The massive primary suite offers ample room for a king-size bed and furniture. The ensuite bath includes dual granite vanities, a garden tub, and a walk-in shower. This three-way split floor planprovides excellent privacy for guests, with three additional spacious bedrooms, a shared full bath, and a separate pool bath. The laundry room includes ample cabinetry and storage space and provides direct access to the 3-car garage. Recent Updates include: All carpet replaced (April 2025) New dishwasher (May 2025) New HVAC system (2020) Updated hot water heater Whole-home water filtration and softener system Interior painted in 2022 Exterior painted in 2020 Out back, enjoy peaceful mornings and stunning sunsets from your fully screened lanai - with room to build the custom pool of your dreams. Residents of Harbour Isles enjoy top-notch amenities: Community pool Fitness center Basketball and volleyball courts Playground Walking trails Boat & RV storage All with a low annual HOA fee! Ideally located just minutes from Tampa, Sarasota, and Bradenton, plus quick access to Florida's top beaches and Orlando attractions. This home truly has it all-schedule your private showing today!
Full Property Details
Full Property Details for 347 Cockle Shell Loop
General
- Sold For: $530,000
- HOA FEE: $8/month
- HOA FEE FREQ.: Annually
- Taxes: $7,524 (2024)
- Status: Closed
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8389110
- Added to Site: 266 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 8
- Interior Features: Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener, Wine Refrigerator
- Flooring: Carpet, Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Laundry Room
Additional Information
- Shared Amenities: Clubhouse, Fitness Center, Playground, Pool, Storage
Exterior
- Exterior Features: Hurricane Shutters, Irrigation System, Private Mailbox, Sidewalk, Sliding Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
Location
- Area: 33572 - Apollo Beach / Ruskin
- County: Hillsborough
- Development Name: 33572 - Apollo Beach / Ruskin
- Subdivision: HARBOUR ISLES PH 2A/2B/2C
- Driving Directions: Exit I-75 at Exit 246 toward Big Bend Road. Turn west onto Big Bend Road (FL-672 W). Continue on Big Bend Road for approximately 2.5 miles until you reach U.S. Highway 41 (Tamiami Trail). Turn left (south) onto U.S. Highway 41 and drive for about 3.5 miles. Turn left into the Harbour Isles community, located across from MiraBay. Upon entering Harbour Isles, turn left at the stop sign. Cockle Shell Loop will be on your left; proceed to number 347
- Direction Faces: South
School Information
- Elementary School: Doby Elementary-HB
- Middle School: Shields-HB
- High School: Lennard-HB
Community
- Community Name: 33572 - Apollo Beach / Ruskin
- Community Features: Clubhouse, Deed Restrictions, Fitness Center, Park, Playground, Pool, Sidewalks
- Optional Amenities: Clubhouse, Fitness Center, Playground, Pool, Storage
- Association: Yes
- Assoc. Name: WISE PROPERTY MANAGEMENT
- Pet Restrictions: BUYER TO VERIFY WITH HOA ON ANY PET RESTRICTIONS
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Heat Pump
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable TV Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 2,563
- Sq. Ft. Source: Public Records
- Living Area: 2,563 Sq. Ft.
- Year Built: 2013
Lot Features
- Lot Size (Acres): 0.26
- Lot Size (Sq. Ft.): 11,153
- Lot Size: 11153
- Lot Dimensions: 89.22 x 125
- Street/Road Desc.: Asphalt
Financial Considerations
- Association Fee: $100
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- CDD: Yes
- Tax Amount: $7,524.73
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: HARBOUR ISLES PHASE 2A/2B/2C LOT 16 BLOCK 7
- Flood Zone Info: X500
- APN: U33311995J00000700016.0
- Property ID: U33311995J00000700016.0
- Block/Lot/Section: 7
Listed by Dalton Wade Inc
Sold by Re/Max Bayside Realty Llc
Get Pre-Approved Today
Schools
Schools serving 347 Cockle Shell Loop
School District:Hillsborough County School District
| Name | Grades | Distance |
|---|---|---|
Doby Elementary School 6720 Covington Garden Drive, Apollo Beach, FL 33572 | PK-5 | 3.6 mi |
Shields Middle School 15732 Beth Shields Way, Ruskin, FL 33573 | 6-8 | 2.4 mi |
Lennard High School 2002 East Shell Point Road, Ruskin, FL 33570 | 9-12 | 1.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 347 Cockle Shell Loop
Date
Details
Price
Change
Source
11/19/2025
Sold
$530,000
-3.64%
MLS
9/22/2025
Price Reduced
$550,000
-1.79%
MLS
9/01/2025
Price Reduced
$560,000
-1.75%
MLS
8/11/2025
Price Reduced
$570,000
-1.72%
MLS
7/22/2025
Price Reduced
$580,000
-1.69%
MLS
6/30/2025
Price Reduced
$590,000
-4.07%
MLS
5/24/2025
Listed
$615,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
347 Cockle Shell Loop, Apollo Beach, FL 33572 (MLS# TB8389110) is a Single Family property that was sold at $530,000 on November 19, 2025. Want to learn more about 347 Cockle Shell Loop? Do you have questions about finding other Single Family real estate for sale in Apollo Beach? You can browse all Apollo Beach real estate or contact a Coldwell Banker agent to request more information.

