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$1,270,000

  • Sold
  • Closed
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,508 Sq. Ft.
  • Updated 6 days ago
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Homes offering this level of detail, space & modern construction are a rare find in the Lower Keys. Built in 2023 in desirable Pine Channel Estates, this exceptional waterfront home offers 75' of dockage on a deep, wide canal with quick access to Pine Channel. Tucked in far enough to avoid traffic noise, yet moments from open water, the location delivers the best of the Lower Keys lifestyle. Bonus-Low insurance costs! Designed with both luxury & functionality in mind, this split floorplan home showcases extensive upgrades & designer finishes throughout including crown custom built-ins, crown moulding, recessed LED lighting, upgraded designer fixtures, impact windows & doors, & durable Hardie board siding. The stunning kitchen serves as the centerpiece of the home with quartzite countertops, custom cabinetry, premium finishes & abundant space to gather and entertain, while quartzite carries through the bathrooms for a cohesive upscale feel. The expansive upstairs screened lanai creates an ideal indoor/outdoor living space with designer details throughout and plenty of room to relax, dine & entertain year-round. Downstairs offers expansive covered entertaining areas, outdoor shower, hot tub & 300 sq ft enclosure perfect for storage, tackle room, gym, workshop or additional flex space. True laundry/utility room adds practicality rarely found in Keys homes. Custom closet built-ins throughout. Additional features include a cistern (not currently in use), exceptional indoor & outdoor living space, & a beautifully designed waterfront setting built for boating, entertaining & enjoying the Keys lifestyle. The clear canal water here is a standout rarely found elsewhere. Double framed dock for boat lift. Homeowners/Windstorm=$2,645. Flood=$2,164

Full Property Details for 29663 Saratoga Ave

General

  • Sold For: $1,270,000
  • Taxes: $8,440 (2025)
  • Status: Closed
  • Type: Single Family
  • Source: 927
  • MLS ID: 620002
  • Added to Site: 143 day(s) ago

Interior

  • Interior Features: Workshop, Utility Room, Walk-in Closet(s), Built-in Cabinets, Pantry, Quartz Countertops, Security System, Smoke Alarms, Split Bedroom, Storage, Window Treatments
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Wood, Laminate

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Laundry Room

Exterior

  • Exterior Features: Hot Tub, Lanai, Privacy Wall/Fence, Storage
  • Deck/Patio: Screened Patio, Screened
  • Porch/Patio/Deck: Screened Patio, Screened

Parking

  • Parking Features: Guest, Off Street, Covered

Location

  • Area: 11 - Big Pine Key, No Name Key
  • County: Monroe
  • Subdivision: Pine Channel Estates (29.5)
  • Driving Directions: Overseas Highway to Ships Way, Left on Saratoga, 3rd house on Left

Community

  • Assoc. Fees Include: None
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Water: Cistern

Structural Information

  • Architectural Style: Above Flood
  • Construction Status: Updated/Remodeled
  • Construction: Hardi Board Siding, Modular
  • Roof: Metal
  • Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window
  • Square Feet: 1,508
  • Sq. Ft. Source: Tax Records
  • Year Built: 2023
  • Property Condition: Updated/Remodeled

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.17
  • Lot Size (Sq. Ft.): 7,500
  • Lot Size Source: Tax Records
  • Lot Dimensions: 75 x 100
  • Zoning: IS - Improved Subivision District

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Canal Front

Financial Considerations

  • Tax Amount: $8,440.48
  • Tax Year: 2025
  • Terms: Cash, VA Loan, FHA

Disclosures and Reports

  • Legal Description: BK 7 LT 49 PINE CHANNEL EST SEC TWO BIG PINE KEY PB6-2 OR812-642 OR812-644 OR816-234 OR869-1273 OR870-393 OR870-2392 OR2
  • Flood Zone: AE
  • APN: 00250280-000000

Listed by LoKation Real Estate, Brian Kruszewski (954) 591-6290
Sold by Berkshire Hathaway HomeServices Knight & Gardner Realty, Dean Warden

Listing agent

— 29663 Saratoga Ave —

  • Brian Kruszewski

    LoKation Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 29663 Saratoga Ave

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Sugarloaf School
255 Crane Boulevard, Summerland Key, FL 33042
PK-810.1 mi
Key West High School
2100 Flagler Avenue, Key West, FL 33040
9-1227 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 29663 Saratoga Ave

Date
Details
Price
Change
Source
10/05/2026
Sold
$1,270,000
-1.93%
MLS
6/08/2026
Price Reduced
$1,295,000
-4.07%
MLS
5/22/2026
Listed
$1,350,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by LoKation Real Estate, Brian Kruszewski (954) 591-6290
Sold by Berkshire Hathaway HomeServices Knight & Gardner Realty, Dean Warden

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29663 Saratoga Avenue, Big Pine Key, FL 33043 (MLS# 620002) is a Single Family property that was sold at $1,270,000 on October 05, 2026. Want to learn more about 29663 Saratoga Avenue? Do you have questions about finding other Single Family real estate for sale in Big Pine Key? You can browse all Big Pine Key real estate or contact a Coldwell Banker agent to request more information.