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$489,900 Just Listed
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Property Description
Escape to your private sanctuary! Featuring 78 feet of waterfront, this beautiful retreat offers tranquil water views, a wooded backdrop, and your own heated pool for an inviting Florida lifestyle. A brand-new roof installed in September 2026 adds peace of mind. Located in sought-after Oak Trace, this three-bedroom, two-bath home captures beautiful water and nature views from nearly every room. Step onto the spacious lanai, complete with new screens, and take in panoramic views of the water and surrounding trees. Whether enjoying your morning coffee, dining outdoors, or relaxing in the heated pool with an automatic water-leveling system, this peaceful setting makes every day feel like a getaway. Inside, soaring vaulted ceilings and stylish luxury vinyl plank flooring enhance the coastal contemporary design. The thoughtfully arranged split floor plan offers privacy, while three sets of sliding glass doors connect the interior to the inviting outdoor living space. The well-appointed kitchen features solid 42-inch cabinetry, ample storage, a pantry, a convenient breakfast bar, and a charming café nook. Retreat to the spacious primary suite, featuring two walk-in closets and an en suite bath with two new sinks, a walk-in shower, a Jacuzzi soaking tub, and a private water closet. Enjoy the peaceful surroundings of Oak Trace with low HOA fees of just $51 per month and convenient access to I-75, UTC shopping and dining, Gulf beaches, and St. Petersburg. Come experience the views, unwind by the pool, and make this private sanctuary your own!
Full Property Details
Full Property Details for 3439 40th Terrace E
General
- Price: $489,900
- HOA FEE: $54/month
- Taxes: $5,530 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8563349
- Updated: 10/31/2026
- Added to Site: 1 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 4
- Interior Features: Cathedral Ceiling(s), Eating Space In Kitchen, Kitchen and Family Room Combination, Vaulted Ceiling(s)
- Appliances: Dishwasher, Disposal, Ice Maker, Microwave, Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Tile, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Gunite, Heated, Screen Enclosure
Exterior
- Exterior Features: Garden, Irrigation System, Private Yard, Rain Gutters, Sliding Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 34208 - Bradenton/Braden River
- County: Manatee
- Development Name: 34208 - Bradenton/Braden River
- Subdivision: OAK TRACE
- Driving Directions: Directions: From I-75, take Exit 217 and head west on SR-70. Turn right onto US-301 N, right onto 38th Avenue E, and right onto 33rd Street E into Oak Trace. Turn left onto 38th Terrace E, right onto 34th Street E, then left onto 40th Terrace E. The property will be on the right.
- Direction Faces: South
School Information
- Elementary School: Manatee Elementary School-MN
- Middle School: Sara Scott Harllee Middle
- High School: Braden River High
Community
- Community Name: 34208 - Bradenton/Braden River
- Association: Yes
- Assoc. Name: Oak Trace HOA
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Public, Sprinkler Recycled
Structural Information
- Exterior Const.: Block
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,813
- Sq. Ft. Source: Public Records
- Year Built: 2004
Lot Features
- Lot Size (Acres): 0.19
- Lot Size (Sq. Ft.): 8,146
- Lot Size: 8146
- Street/Road Desc.: Asphalt
Water Features
- Water Front: Yes
- Water Front Desc.: Lake Front
Financial Considerations
- Association Fee: $54
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $5,530
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: LOT 23 OAK TRACE PI#15451.1290/9
- Flood Zone Info: X
- APN: 15451.1291
- Property ID: 15451.1291
- Block/Lot/Section: 15451-1
Listed by Mark Spain Real Estate
Get Pre-Approved Today
Schools
Schools serving 3439 40th Terrace E
School District:Manatee County School District
| Name | Grades | Distance |
|---|---|---|
Samoset Elementary School 3300 19th Street East, Bradenton, FL 34208 | PK-5 | 1.5 mi |
Braden River Middle School 6215 River Club Blvd, Bradenton, FL 34202 | 6-8 | 5.7 mi |
Braden River High School 6545 Sr 70 E, Bradenton, FL 34203 | 9-12 | 2.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3439 40th Terrace E
Date
Details
Price
Change
Source
10/31/2026
Listed
$489,900
71.59%
MLS
5/15/2017
Sold
$285,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3439 40th Terrace E
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,530
—
$352,322
-1%
2024
$5,551
—
$357,163
-11%
2024
$5,551
—
$399,679
-6%
2023
$5,549
36%
$423,648
72%
2021
$4,095
-18%
$246,138
-33%
2022
$4,971
21%
$365,762
58%
2021
$4,095
7%
$231,697
2%
2019
$3,833
2%
$226,776
4%
2018
$3,743
46%
$218,958
14%
2017
$2,568
1%
$192,707
2%
2016
$2,553
23%
$188,743
21%
2015
$2,080
1%
$156,126
1%
2014
$2,068
2%
$154,887
2%
2013
$2,036
—
$152,598
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3439 40th Terrace E
3439 40th Terrace E, Bradenton, FL 34208 (MLS# TB8563349) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3439 40th Terrace E is currently listed for $489,900 and was received on October 31, 2026. Want to learn more about 3439 40th Terrace E? Do you have questions about finding other Single Family real estate for sale in Bradenton? You can browse all Bradenton real estate or contact a Coldwell Banker agent to request more information.

