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$275,000

  • Sold
  • Closed
  • Single Family
  • 3 Beds
  • 2 Full Baths
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2.75% interest rate assumable va loan. seller is willing to cover up to $5000 in closing cost with an acceptable offer. Welcome to 177 Osprey Lake Road, a beautifully maintained residence offering the perfect blend of comfort, privacy, and coastal convenience in the heart of Panama City Beach. Ideally situated in a desirable setting, this home features a functional and inviting layout designed for both everyday living and effortless entertaining. Spacious living areas are complemented by abundant natural light, creating a warm and welcoming atmosphere throughout. The kitchen is thoughtfully designed with ample cabinetry and workspace, seamlessly connecting to the main living and dining areas--perfect for hosting family and guests. The bedrooms are generously sized, including a well-appointed primary suite that offers a relaxing retreat. Step outside to enjoy a private outdoor space ideal for enjoying Florida's year-round sunshine. Whether you're looking to relax, entertain, or simply unwind, the property provides the flexibility to suit a variety of lifestyles. Located just minutes from the white sand beaches of Panama City Beach, as well as shopping, dining, and entertainment, this home offers both convenience and a highly desirable coastal lifestyle. Whether you are searching for a primary residence, second home, or investment opportunity, 177 Osprey Lake Road presents an exceptional opportunity to own in one of the Gulf Coast's most sought-after markets.

Full Property Details for 177 Osprey Lake Rd

General

  • Sold For: $275,000
  • HOA FEE: $95/month
  • HOA FEE FREQ.: Quarterly
  • Status: Closed
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 788174
  • Added to Site: 142 day(s) ago

Interior

  • Number of Rooms: 3
  • Interior Features: Main Level Primary, Shower Only, Walk-In Closet(s)
  • Appliances: Electric Cooktop, Electric Oven, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Pool Description: Community

Exterior

  • Porch/Patio/Deck: Covered, Patio

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • County: Bay
  • Subdivision: Bridge Harbor
  • Driving Directions: Head south on N Tyndall Pkwy until you reach Boat Race RD. Take a left on Boat Race Rd and proceed to Bridge Harbor Dr. Make a right on Bridge Harbor and then take your first left onto Osprey Lake Road.

School Information

  • Elementary School: Parker
  • Middle School: Rutherford Middle
  • High School: Rutherford

Community

  • Community Name: 02 - Bay County - Central
  • Association: Yes
  • Assoc. Fees Include: Association Management, Legal/Accounting, Pool(s)

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Craftsman
  • Construction: Vinyl Siding, Wood Frame
  • Roof: Shingle
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 2019

Lot Features

  • Lot Size (Acres): 0.13
  • Lot Size (Sq. Ft.): 5,793
  • Lot Size: .13
  • Lot Dimensions: 50 x 116
  • Lot Features: Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Full, Fenced

Financial Considerations

  • Association Fee: $285
  • Assoc Fee Freq.: Quarterly

Disclosures and Reports

  • Legal Description: GROVE AT BRIDGE HARBOR LOT 19 ORB 4122 P 2307
  • Property ID: 07379-875-095

Listed by Watersound Real Estate
Sold by CENTURY 21 Commander Realty

Listing agent

— 177 Osprey Lake Rd —

  • Watersound Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 177 Osprey Lake Rd

School District:Bay County School District
NameGradesDistance
Parker Elementary School
640 South Highway 22 A, Panama City, FL 32404
PK-52.1 mi
Rutherford High School
1000 School Avenue, Panama City, FL 32401
6-83.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 177 Osprey Lake Rd

Date
Details
Price
Change
Source
8/17/2026
Sold
$275,000
-1.79%
MLS
6/22/2026
Price Reduced
$280,000
-3.45%
MLS
5/28/2026
Price Reduced
$290,000
-3.01%
MLS
4/27/2026
Price Reduced
$299,000
-3.55%
MLS
4/13/2026
Listed
$310,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by Watersound Real Estate
Sold by CENTURY 21 Commander Realty

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177 Osprey Lake Road, Callaway, FL 32404 (MLS# 788174) is a Single Family property that was sold at $275,000 on August 17, 2026. Want to learn more about 177 Osprey Lake Road? Do you have questions about finding other Single Family real estate for sale in Callaway? You can browse all Callaway real estate or contact a Coldwell Banker agent to request more information.