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$474,900
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Property Description
Here is a remarkable deal on a GULF ACCESS property in a great Cape Coral location. Situated on a wide canal with only one bridge to arrive at open water (roughly 20 min boat ride). This house is on a triple/oversized lot with dock and boat lift included in sale. The big items are done including newer roof, AC/air handler, impact windows, leaf guards on gutters, etc. Inside has a nice layout, well cared for and is in move in condition while providing opportunity to the buyer to do cosmetic updates as desired. Two car garage plus extra storage area with access from the outside This area has the potential to be turned into a 3rd stall garage fairly easily. Very nice large screened lanai with pool bath access, heated swimming pool and spa with Southern exposure. BONUS- Solar panels are paid off and average electric bill is only around $100 (buyer to verify). City water and sewer with all assessments paid as well. Make this your little slice of paradise today!!
Full Property Details
Full Property Details for 102 SE 38th Terrace
General
- Price: $474,900
- Taxes: $1,154 (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026038335
- Updated: 9/13/2026
- Added to Site: 16 day(s) ago
Interior
- Interior Features: Split Bedrooms, Workshop, Walk-In Closet(s)
- Appliances: Dryer, Microwave, Range, Refrigerator/Freezer, Washer
- Furnishings: Unfurnished
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Shower Only
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Dining Room: Breakfast Bar, Dining - Living
- Laundry: Inside
Additional Information
- Shared Amenities: None, Boating, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Pool Bath, Screen Enclosure
- Spa: Yes
- Spa Description: In Ground, Concrete, Pool Bath
- Security/Safety: Security System
Exterior
- Exterior Features: Boat Lift, Composite Dock, Concrete Dock, Dock Included, Elec Avail at dock, Storage
- Porch/Patio/Deck: Screened Lanai/Porch, Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: 2+ Spaces, Driveway Paved, Garage Door Opener, Attached
Location
- Area: CC12 - Cape Coral Unit 7-15
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Direction Faces: North
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid, Central
- Water: Assessment Paid, Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Single Hung, Impact Resistant Windows
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,576
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,576 Sq. Ft.
- Year Built: 1978
Lot Features
- Property View: Canal, Water
- Lot Size (Acres): 0.37
- Lot Size (Sq. Ft.): 16,117
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 160 x 160 x 100 x 100
- Frontage: Public Road
- Frontage Feet: 160
- Street/Road Desc.: Paved
- Road Maintenance: City Maintained
- Irrigation System: Assessment Paid, Central
- Lot Features: 3 Lots, Corner Lot, Oversize
- Trees/Vegetation: Fruit Trees
- Zoning: R1
- Lot Description: 3 Lots, Corner Lot, Oversize
Water Features
- Water Front: Yes
- Gulf Access: Yes
- Water Front Desc.: Bridge(s)/Water Indirect, Canal Front, Navigable Water, Seawall
- Canal Width: Canal Width 81-120
- Boat Dock Slip: Yes
Financial Considerations
- Tax Amount: $1,154
- Tax Year: 2025
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Multiple Parcels: Yes
- Legal Description: CAPE CORAL UNIT 26 BLK 852 PB 14 PG 119 LOTS 55 + 56
- Property ID: 01-45-23-C4-00852.0550
- Section: 1
- Block: 852
- Lot Number: 55
Listed by Shore Line Realty & Associates
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Schools
Schools serving 102 SE 38th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Pelican Elementary School 3525 Southwest 3rd Avenue, Cape Coral, FL 33914 | K-5 | 0.6 mi |
Cape Elementary School 4519 Vincennes Boulevard, Cape Coral, FL 33904 | K-5 | 1.8 mi |
Gulf Elementary School 3400 Southwest 17th Place, Cape Coral, FL 33914 | K-5 | 2.6 mi |
Gulf Middle School, Cape Coral, FL 1809 Southwest 36th Terrace, Cape Coral, FL 33914 | 6-8 | 2.4 mi |
Trafalgar Middle School 2120 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 3.9 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 2 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 2.7 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 6.2 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 6.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 102 SE 38th Terrace
Date
Details
Price
Change
Source
9/10/2026
Listed
$474,900
555.03%
MLS
8/15/2001
Sold
$72,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 102 SE 38th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,146
—
$252,911
3%
2025
$1,146
15%
$246,262
3%
2024
$1,000
12%
$239,322
3%
2023
$890
39%
$232,351
-21%
2021
$641
-12%
$293,507
31%
2022
$729
14%
$224,631
4%
2021
$641
9%
$215,077
2%
2019
$588
4%
$210,241
2%
2018
$567
-84%
$206,321
2%
2017
$3,619
2%
$202,077
2%
2016
$3,537
1%
$197,921
-11%
2015
$3,514
—
$221,296
9%
2014
$3,524
4%
$202,607
—
2013
$3,387
—
$201,604
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 102 SE 38th Terrace
102 SE 38th Ter, Cape Coral, FL 33904 (MLS# 2026038335) is a Single Family property with 3 bedrooms and 2 full bathrooms. 102 SE 38th Ter is currently listed for $474,900 and was received on September 10, 2026. Want to learn more about 102 SE 38th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

