Date
Details
Price
Change
Source
3/02/2026
Listed
$515,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/21
$515,000 Just Listed
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1/21
Property Description
Immaculate, move-in-ready waterfront home with NO HOA, NO CDD, and ASSESSMENTS PAID IN FULL! This one-owner, freshly painted 3-bedroom, 2.5-bath residence offers a desirable split floor plan with 1,590 sq. ft. under air and 9'4" ceilings throughout. Seller concessions available. For added peace of mind, the home has never flooded from any storm. Enjoy Gulf-access boating from this canal-front property featuring a private dock, boat lift, and canopy, with access to the Caloosahatchee River. The oversized 14' x 28' lanai under truss is plumbed for a wet bar and ideal for outdoor entertaining. Major updates include a new roof (2022), new air handler with ionizer (2022), new water heater (2022), hurricane-rated garage door (150 mph), and new garage door motor and opener (2024). Additional upgrades include added wall insulation for sound, irrigation system in place since construction, accordion shutters, programmable exterior garage lighting, new lanai lighting and fans (2023), and new bedroom ceiling fans (2023). The property also features a 3-car garage with 3-car driveway, concrete walkway surrounding the home, and expanded patio space for additional outdoor living-making this an exceptional opportunity for a well-maintained waterfront home showcasing pride of ownership.
Full Property Details
Full Property Details for 105 SE 40th Terrace
General
- Price: $515,000
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026010522
- Updated: 3/2/2026
- Added to Site: 1 day(s) ago
Interior
- Interior Features: Split Bedrooms, Guest Bath, Built-In Cabinets, Wired for Data, Volume Ceiling, Walk-In Closet(s)
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Carpet
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Primary Bathroom: Dual Sinks, Shower Only
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Master BR Ground
Other Rooms
- Kitchen: Kitchen Island, Pantry
- Dining Room: Dining - Family, Dining - Living, Eat-in Kitchen
- Laundry: Inside, Sink
Additional Information
- Shared Amenities: Internet Access, Sidewalks, Street Lights, Boating, Non-Gated
- Security/Safety: Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Boat Canopy/Cover, Dock, Boat Lift, Dock Included, Elec Avail at dock, Water Avail at Dock, Wooden Dock, Room for Pool, Automatic Sprinkler
- Porch/Patio/Deck: Open Porch/Lanai, Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
- Parking Features: 2+ Spaces, Attached
Location
- Area: CC12 - Cape Coral Unit 7-15
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Driving Directions: From Santa Barbara Blvd, turn east onto SE 40th Ter and proceed to 105 SE 40th Ter. Property is off of Santa Barbara Blvd.
- Direction Faces: South
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid
- Water: Assessment Paid
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Structure Type: Efficiency
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Single Hung, Sliding, Shutters - Manual, Window Coverings
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,590
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,590 Sq. Ft.
- Year Built: 2002
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,018
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 87 x 87 x 115 x 115
- Frontage: Public Road
- Frontage Feet: 87
- Irrigation System: Assessment Paid
- Lot Features: Regular
- Zoning: R1
- Lot Description: Regular
Water Features
- Water Front: Yes
- Gulf Access: Yes
- Water Front Desc.: Canal Front
- Canal Width: Canal Width 31-80
- Boat Dock Slip: Yes
Financial Considerations
- Tax Year: 2025
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 10 BLK.241 PB 13 PG 31 LOTS 3 + 4
- Property ID: 12-45-23-C1-00241.0030
- Section: 12
- Block: 241
- Lot Number: 3
Listed by RE/MAX Nautical Realty
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— 105 SE 40th Terrace —
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Schools
Schools serving 105 SE 40th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Cape Elementary School 4519 Vincennes Boulevard, Cape Coral, FL 33904 | K-5 | 0.7 mi |
Pelican Elementary School 3525 Southwest 3rd Avenue, Cape Coral, FL 33914 | K-5 | 2.2 mi |
Gulf Elementary School 3400 Southwest 17th Place, Cape Coral, FL 33914 | K-5 | 4.3 mi |
Gulf Middle School, Cape Coral, FL 1809 Southwest 36th Terrace, Cape Coral, FL 33914 | 6-8 | 4.1 mi |
Trafalgar Middle School 2120 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 5.3 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 3 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 4.4 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 6.3 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 7.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 105 SE 40th Terrace
Tax History
Tax History for 105 SE 40th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,308
-21%
$345,137
-8%
2024
$6,690
-21%
$373,252
-23%
2023
$8,465
44%
$484,022
58%
2021
$5,894
-11%
$306,571
-33%
2022
$6,656
13%
$456,675
64%
2021
$5,894
12%
$278,582
9%
2018
$5,245
—
$255,170
-1%
2017
$5,262
8%
$257,604
8%
2016
$4,890
6%
$239,186
6%
2015
$4,632
11%
$225,412
21%
2014
$4,183
-24%
$185,699
-32%
2019
$5,492
38%
$274,554
51%
2013
$3,989
—
$182,405
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 105 SE 40th Terrace
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105 SE 40th Ter, Cape Coral, FL 33904 (MLS# 2026010522) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 105 SE 40th Ter is currently listed for $515,000 and was received on March 02, 2026. Want to learn more about 105 SE 40th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.