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$299,000 -$23,400 (-7.26%) Price Reduced
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Property Description
Waterfront Value Opportunity in Cape Coral Welcome to easy Florida living on a peaceful freshwater canal. This move-in ready waterfront home offers a rare combination of location, lifestyle, and value - perfect for full-time residents, snowbirds, or savvy investors. Inside, you'll find a freshly updated interior featuring new paint inside and out, new carpet, and refreshed cabinetry, giving the home a clean, modern feel with no immediate projects needed. The open, light-filled layout flows effortlessly, making everyday living and entertaining a breeze. Step outside and enjoy tranquil canal views from your backyard - ideal for fishing, kayaking, or relaxing with your morning coffee. This freshwater canal means lower maintenance and costs while still delivering the waterfront lifestyle Cape Coral is known for. ? Move-in ready ? Waterfront living without the gulf-access price tag ? Ideal for primary home, seasonal use, or investment .
Full Property Details
Full Property Details for 109 NE 20th Ct
General
- Price: $299,000
- Taxes: (2024)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2025016919
- Updated: 1/13/2026
- Added to Site: 85 day(s) ago
Interior
- Interior Features: Split Bedrooms, Great Room, Closet Cabinets
- Appliances: Dishwasher, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Carpet, Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Shower Only
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Kitchen: Kitchen Island
- Dining Room: Dining - Family
- Laundry: Washer/Dryer Hookup
Additional Information
- Shared Amenities: None, Non-Gated
Exterior
- Porch/Patio/Deck: Open Porch/Lanai, Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway Paved, Attached
Location
- Area: CC31 - Cape Coral Unit 17, 31-36,
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Driving Directions: Del Prado to East on Hancock Bridge PKwy then north on NE 20th home is on the righ
- Direction Faces: Southwest
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid
- Water: Assessment Paid
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Other
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,440
- Sq. Ft. Source: Survey
- Living Area: 1,440 Sq. Ft.
- Year Built: 1988
Lot Features
- Property View: Canal, Intersecting Canal, Water
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,018
- Lot Size Source: Survey
- Lot Dimensions: 80 x 80 x 125 x 125
- Frontage Feet: 80
- Road Maintenance: City Maintained
- Fence: Yes
- Irrigation System: None
- Zoning: R1-W
- Fencing (Description): Fenced
Water Features
- Water Front: Yes
- Water Front Desc.: Canal Front, Freshwater, Intersecting Canal
- Canal Width: Canal Width 31-80
Financial Considerations
- Tax Year: 2024
- Terms: FHA, None/Other, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 17 BLK.1509 PB 14 PG 27 LOTS 96 + 97
- Property ID: 08-44-24-C3-01509.0960
- Section: 8
- Block: 1509
- Lot Number: 96
Listed by EXP Realty LLC
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Schools
Schools serving 109 NE 20th Ct
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Tropic Isles Elementary School 5145 Orange Grove Boulevard, North Fort Myers, FL 33903 | K-5 | 1.1 mi |
Caloosa Elementary School 620 Del Prado Boulevard South, Cape Coral, FL 33990 | K-5 | 1.1 mi |
Hancock Creek Elementary School 1601 Skyline Drive, North Fort Myers, FL 33903 | K-5 | 1.8 mi |
Caloosa Middle School 610 Del Prado Boulevard South, Cape Coral, FL 33990 | 6-8 | 1.1 mi |
Diplomat Middle School 1039 Northeast 16th Terrace, Cape Coral, FL 33909 | 6-8 | 2.4 mi |
Challenger Middle School, Cape Coral, FL 624 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 4.2 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 1.4 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 4.3 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 4.6 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 NE 20th Ct
Date
Details
Price
Change
Source
1/13/2026
Price Reduced
$299,000
-7.26%
MLS
12/29/2025
Price Reduced
$322,400
-2.27%
MLS
12/15/2025
Price Reduced
$329,900
-2.94%
MLS
12/01/2025
Price Reduced
$339,900
-1.19%
MLS
11/17/2025
Price Reduced
$344,000
-3.1%
MLS
11/04/2025
Price Reduced
$355,000
-2.71%
MLS
10/24/2025
Listed
$364,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 109 NE 20th Ct
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,999
-14%
$276,895
1%
2024
$4,657
7%
$273,944
5%
2023
$4,344
24%
$260,516
53%
2021
$3,515
-10%
$170,408
-29%
2022
$3,896
11%
$239,517
54%
2021
$3,515
11%
$155,033
7%
2018
$3,176
—
$144,538
2%
2017
$3,163
8%
$141,310
9%
2016
$2,942
-10%
$129,760
-15%
2019
$3,285
152%
$153,427
34%
2015
$1,301
5%
$114,303
-2%
2014
$1,243
10%
$117,000
23%
2013
$1,125
—
$95,207
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 109 NE 20th Ct
109 NE 20th Ct, Cape Coral, FL 33909 (MLS# 2025016919) is a Single Family property with 3 bedrooms and 2 full bathrooms. 109 NE 20th Ct is currently listed for $299,000 and was received on October 24, 2025. Want to learn more about 109 NE 20th Ct? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

