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$1,100,000 Sale Pending
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Property Description
Welcome to 109 NE 5th Ter, Cape Coral, FL 33909, a spectacular new construction waterfront home situated on an oversized triple lot in a desirable Cape Coral neighborhood. Designed with modern elegance and Florida outdoor living in mind, this residence offers a rare combination of space, privacy, and resort-style amenities. The exterior is truly the centerpiece of the home. A negative-edge infinity pool with a heated spa creates a striking visual as it flows seamlessly toward the wide canal. Positioned next to the pool is a cozy yet luxurious outdoor fireplace and built-in gas fire pit, forming the perfect setting for relaxing evenings or entertaining guests. The panoramic screened lanai with super screen enhances the waterfront views while providing comfort, privacy, and year-round usability. This outdoor retreat is further complemented by a fully equipped outdoor kitchen, outdoor shower, elegant water features, and an automated irrigation system. Impact-resistant Low-E windows and doors help keep the home energy efficient and cooler, while also providing superior storm protection. The expansive triple lot offers ample room for a boat, RV, or future additions, making this property as functional as it is impressive. Inside, the home features four bedrooms, three bathrooms, and approximately 2,723 square feet of living space, thoughtfully designed with a split-bedroom floor plan for privacy and comfort. Italian ceramic tile flooring, tray ceilings, custom built-ins, and surround-sound prewiring elevate the interior design. The kitchen showcases high-end appliances, a large center island, pot filler, and premium finishes ideal for both daily living and entertaining. Additional highlights include a three-car garage with storage space, Pentair pool equipment with a dual pump system for optimal water circulation, a beach-style pool entry, and a sleek glass-style pool finish. Assessments are paid, and the property is connected to central water and sewer. Located in Cape Coral, this exceptional home offers convenient access to shopping, dining, schools, and major roadways, while still delivering the privacy and luxury expected from a high-end waterfront residence. This is a rare opportunity to own a brand-new luxury home on a triple lot with an infinity-edge pool, spa, and outdoor fireplace in Cape Coral, Florida.
Full Property Details
Full Property Details for 109 NE 5th Terrace
General
- Price: $1,100,000
- Taxes: (2024)
- Status: Pending
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 225084565
- Updated: 1/16/2026
- Added to Site: 26 day(s) ago
Interior
- Number of Rooms: 6
- Interior Features: Split Bedrooms, Family Room, Great Room, Guest Bath, Guest Room, Built-In Cabinets, Wired for Data, Closet Cabinets, Pantry, Wired for Sound, Tray Ceiling(s), Walk-In Closet(s)
- Fireplace: Yes
- Fireplace(s): Outside
- Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Pot Filler, Refrigerator with Icemaker, Wall Oven, Washer
- Furnishings: Unfurnished
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Primary Bathroom: Dual Sinks, Multiple Shower Heads, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Kitchen: Kitchen Island
- Dining Room: Dining - Living, Formal
- Laundry: Inside, Sink
Additional Information
- Shared Amenities: None, No Subdivision
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Electric Heat, Infinity, Pool Bath, Screen Enclosure
- Spa: Yes
- Spa Description: Heated (Electric)
- Security/Safety: Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Built-In Gas Fire Pit, Outdoor Kitchen, Outdoor Shower, Automatic Sprinkler, Water Display
- Porch/Patio/Deck: Screened Lanai/Porch, Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
- Parking Features: 2+ Spaces, Driveway Paved, Garage Door Opener, Attached
Location
- Area: CC31 - Cape Coral Unit 17, 31-36,
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Direction Faces: South
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
- Ceiling Fan(s): 6
Utilities
- Sewer: Central
- Water: Assessment Paid, Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Tile
- Windows: Impact Resistant, Impact Resistant Windows
- Doors: Impact Resistant Doors
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 2,723
- Sq. Ft. Source: Architectural Plans
- Living Area: 2,723 Sq. Ft.
- Year Built: 2026
- Property Condition: New Construction
Lot Features
- Property View: Canal, Water
- Lot Size (Acres): 0.344
- Lot Size (Sq. Ft.): 14,984
- Lot Size Source: Architectural Plans
- Lot Dimensions: 120 x 120 x 125 x 125
- Frontage: Public Road
- Frontage Feet: 120
- Fence: Yes
- Irrigation System: Central
- Lot Features: 3 Lots
- Zoning: R1-W
- Lot Description: 3 Lots
- Fencing (Description): Fenced
Water Features
- Water Front: Yes
- Water Front Desc.: Canal Front
- Canal Width: Canal Width 121-150
Financial Considerations
- Tax Year: 2024
- Terms: Buyer Finance/Cash
Disclosures and Reports
- Ownership: Single Family
- Multiple Parcels: Yes
- Legal Description: CAPE CORAL UNIT 35 BLK.2399 PB 16 PG 104 LOTS 20 THRU 22
- Property ID: 12-44-23-C1-02399.0200
- Section: 12
- Block: 2399
- Lot Number: 20
Listed by John R Wood Properties
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Schools
Schools serving 109 NE 5th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Diplomat Elementary School 1115 Northeast 16th Terrace, Cape Coral, FL 33909 | K-5 | 2.1 mi |
Caloosa Elementary School 620 Del Prado Boulevard South, Cape Coral, FL 33990 | K-5 | 2.4 mi |
Tropic Isles Elementary School 5145 Orange Grove Boulevard, North Fort Myers, FL 33903 | K-5 | 3.4 mi |
Diplomat Middle School 1039 Northeast 16th Terrace, Cape Coral, FL 33909 | 6-8 | 2.1 mi |
Caloosa Middle School 610 Del Prado Boulevard South, Cape Coral, FL 33990 | 6-8 | 2.2 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 2.1 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 3.7 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 3.9 mi |
Dr Carrie D Robinson Littleton Elementary School 700 Hutto Road, North Fort Myers, FL 33903 | K-5 | 4.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 NE 5th Terrace
Date
Details
Price
Change
Source
12/23/2025
Listed
$1,100,000
4682.61%
MLS
3/31/2022
Sold
$23,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 109 NE 5th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,001
-66%
$65,085
-11%
2024
$2,922
-32%
$73,259
-3%
2023
$4,288
21%
$75,730
100%
2022
$3,531
6%
$37,910
175%
2021
$3,343
—
$13,800
28%
2021
$3,343
-10%
$10,780
-26%
2018
$3,699
508%
$14,641
-4%
2017
$608
12%
$15,181
25%
2016
$545
6%
$12,100
-2%
2015
$515
14%
$12,320
1%
2014
$453
-88%
$12,155
-21%
2019
$3,705
923%
$15,400
60%
2013
$362
—
$9,600
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 109 NE 5th Terrace
109 NE 5th Ter, Cape Coral, FL 33909 (MLS# 225084565) is a Single Family property with 4 bedrooms and 3 full bathrooms. 109 NE 5th Ter is currently listed for $1,100,000 and was received on December 23, 2025. Want to learn more about 109 NE 5th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

