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$675,500 -$8,000 (-1.17%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,921 Sq. Ft.
  • Updated 1 day ago

Next open house:

Open House: 11:30 AM - 2:30 PM

Saturday 2/21 11:30 AM - 2:30 PM

109 SE 40th Ter,Cape Coral, FL 33904

109 SE 40th TerCape CoralFL33904

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Welcome to your Gulf access getaway in the heart of Cape Coral! This updated 3-bedroom, 2-bathroom pool home with spa is situated on a canal with boating access to the river-just a short 23-minute ride with only one bridge out. Inside, you'll find an open and spacious floor plan perfect for both everyday living and entertaining. The living and dining areas are filled with natural light, and the updated kitchen offers ample storage, modern finishes, and a casual bar seating area. The split-bedroom layout ensures privacy, with a relaxing primary suite featuring an en-suite bath. Two guest bedrooms and an additional full bath provide plenty of space for family or visitors. Step outside to your screened lanai with a sparkling pool and spa, surrounded by tropical landscaping and a peaceful waterfront setting-ideal for lounging, dining al fresco, or simply enjoying the Southwest Florida lifestyle. Pool new in 2022, with Jandy I-aqualink pool automation. New Samsung bespoke appliances, drawer microwave new 2022. Conveniently located near shopping, dining,this home is a perfect opportunity to live the waterfront dream in a great location!

Full Property Details for 109 SE 40th Terrace

General

  • Price: $675,500
  • Taxes: (2024)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2026003990
  • Updated: 2/19/2026
  • Added to Site: 28 day(s) ago

Interior

  • Interior Features: Split Bedrooms, Closet Cabinets
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self-Cleaning Oven
  • Furnished: Yes
  • Furnishings: Furnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Bidet, Dual Sinks, Shower Only

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Kitchen: Kitchen Island
  • Dining Room: Breakfast Bar, Dining - Living, Eat-in Kitchen, Formal

Additional Information

  • Shared Amenities: None, No Subdivision
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Concrete, Electric Heat
  • Spa: Yes
  • Spa Description: In Ground, Concrete

Exterior

  • Exterior Features: Boat Canopy/Cover, Dock, Boat Lift, Boat Slip, Captain's Walk, Dock Included, Elec Avail at dock, Automatic Sprinkler
  • Porch/Patio/Deck: Screened Porch, Screened Lanai/Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Garage Door Opener, Attached

Location

  • Area: CC12 - Cape Coral Unit 7-15
  • County: Lee
  • Subdivision: CAPE CORAL
  • Building Name: CAPE CORAL
  • Driving Directions: Santa Barbara to SE 40th Terrace.
  • Direction Faces: South

Community

  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric
  • Heating Type: Central Electric
  • Ceiling Fan(s): 5

Utilities

  • Sewer: Assessment Paid, Central
  • Water: Assessment Paid, Central
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Shingle
  • Windows: Single Hung, Impact Resistant Windows, Window Coverings
  • Entry Floor Number: 1
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 1,921
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 1,921 Sq. Ft.
  • Year Built: 1974

Additional Structures

  • Other Structures: Guest House

Lot Features

  • Property View: Canal, Water
  • Lot Size (Acres): 0.23
  • Lot Size (Sq. Ft.): 10,018
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 92 x 92 x 120 x 120
  • Frontage: Public Road
  • Frontage Feet: 92
  • Street/Road Desc.: Paved
  • Road Maintenance: City Maintained
  • Fence: Yes
  • Irrigation System: Assessment Paid, Reclaimed
  • Lot Features: Regular
  • Zoning: R1
  • Lot Description: Regular
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Canal Front
  • Canal Width: Canal Width 81-120

Financial Considerations

  • Tax Year: 2024
  • Terms: Buyer Finance/Cash

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: CAPE CORAL UNIT 10 BLK 241 PB 13 PG 31 LOTS 5 + 6
  • Property ID: 12-45-23-C1-00241.0050
  • Section: 12
  • Block: 241
  • Lot Number: 5

Listed by Re/Max Sunshine

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Listing agent

— 109 SE 40th Terrace —

  • Re/Max Sunshine

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 SE 40th Terrace

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Pelican Elementary School
3525 Southwest 3rd Avenue, Cape Coral, FL 33914
K-50.7 mi
Cape Elementary School
4519 Vincennes Boulevard, Cape Coral, FL 33904
K-51.7 mi
Gulf Elementary School
3400 Southwest 17th Place, Cape Coral, FL 33914
K-52.7 mi
Gulf Middle School, Cape Coral, FL
1809 Southwest 36th Terrace, Cape Coral, FL 33914
6-82.5 mi
Trafalgar Middle School
2120 Trafalgar Parkway, Cape Coral, FL 33991
6-84.1 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-122.2 mi
Ida S. Baker High School
3500 Agualinda Boulevard, Cape Coral, FL 33914
9-122.8 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-126.4 mi
North Fort Myers High School
5000 Orange Grove Boulevard, North Fort Myers, FL 33903
9-127.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 SE 40th Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/19/2026
Price Reduced
$675,500
-1.17%
MLS
1/24/2026
Listed
$683,500
29.97%
MLS
1/25/2022
Sold
$525,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 SE 40th Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,453
-8%
$461,453
6%
2024
$7,045
3%
$435,449
3%
2023
$6,866
158%
$422,766
50%
2021
$2,657
1%
$281,280
70%
2022
$2,631
-1%
$165,589
4%
2021
$2,657
7%
$158,546
8%
2018
$2,478
2%
$146,395
2%
2017
$2,431
2%
$143,384
2%
2016
$2,385
-8%
$140,435
-9%
2019
$2,600
9%
$154,981
-20%
2015
$2,389
1%
$193,810
16%
2014
$2,365
-39%
$167,699
-5%
2013
$3,899
—
$175,697
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Re/Max Sunshine

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109 SE 40th Ter, Cape Coral, FL 33904 (MLS# 2026003990) is a Single Family property with 3 bedrooms and 2 full bathrooms. 109 SE 40th Ter is currently listed for $675,500 and was received on January 24, 2026. Want to learn more about 109 SE 40th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

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