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$1,195,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 3,725 Sq. Ft.
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Welcome to a waterfront sanctuary unlike any other-perched on the shores of Lake Finisterre, Cape Coral's largest saltwater lake, offering breathtaking panoramic views and Gulf access for the ultimate Southwest Florida lifestyle! This spacious 3-bedroom, 2.5-bath home offers over 3,700 sq. ft. of indoor living, perfectly designed for those who crave water views, luxury, and functionality. Located in the highly desirable southwest, just minutes from Cape Harbour, this home offers an easy 20-minute boat ride to open water with just one bridge out-ideal for both casual cruisers and serious boaters. What truly sets this property apart are the incredible lake views that greet you from nearly every angle. Whether you're sipping coffee in the breakfast nook, entertaining from the upstairs lounge, or unwinding poolside, the expansive water vistas and vibrant skies deliver unforgettable sunrises and sunsets daily. Step inside to find an open, elegant layout with a formal sitting room, a large dining area, and a gourmet kitchen with solid-surface counters and stainless-steel appliances-all oriented to maximize lakefront sightlines. The primary suite is a true retreat with French doors leading to the pool, dual vanities, a soaking tub, walk-in closets, and a private water closet. Upstairs, an enormous bonus room/lounge offers endless possibilities: currently used as an entertainment hub complete with bar and poker table, it also features elevated panoramic views of the lake that make it the perfect space for relaxing or hosting guests. Want more? This space could easily be converted into a show-stopping master suite. Outside, enjoy the new 2023 dock with a tiki hut, perfect for fishing, lounging, or launching into the Gulf. The home has also undergone major upgrades including: "¢ New roof (2023) "¢ Fully remodeled lower level with updated plumbing and electrical "¢ New flooring throughout Whether you're looking for a full-time residence, a vacation getaway, or an income property, this one-of-a-kind lakefront stunner delivers it all-with unmatched views, Gulf access, and prime location in one of Cape Coral's most sought-after waterfront communities.

Full Property Details for 1109 SW 44th St

General

  • Price: $1,195,000
  • Taxes: (2024)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2025014355
  • Updated: 12/10/2025
  • Added to Site: 91 day(s) ago

Interior

  • Interior Features: Split Bedrooms, Loft, Media Room, Built-In Cabinets, Vaulted Ceiling(s)
  • Appliances: Disposal, Microwave, Refrigerator/Freezer
  • Furnishings: Negotiable
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Primary Bathroom: Separate Tub And Shower

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Dining Room: Dining - Living, Eat-in Kitchen

Additional Information

  • Shared Amenities: None, Boating, Non-Gated
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Concrete

Exterior

  • Exterior Features: Dock Included, Composite Dock, Concrete Dock, Automatic Sprinkler
  • Porch/Patio/Deck: Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Garage Door Opener, Attached

Location

  • Area: CC21 - Cape Coral Unit 3, 30, 44, 6
  • County: Lee
  • Subdivision: CAPE CORAL
  • Building Name: CAPE CORAL
  • Direction Faces: South

Community

  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric
  • Heating Type: Central Electric

Utilities

  • Sewer: Assessment Paid
  • Water: Assessment Paid
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Tile
  • Windows: Double Hung, Shutters Electric, Shutters - Manual
  • Doors: French Doors
  • Stories/Levels: 2
  • Stories in Building: 2
  • Square Feet: 3,725
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 3,725 Sq. Ft.
  • Year Built: 1983

Lot Features

  • Property View: Lake
  • Lot Size (Acres): 0.2423
  • Lot Size (Sq. Ft.): 10,554
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 80 x 80 x 133 x 133
  • Frontage Feet: 80
  • Irrigation System: Assessment Paid
  • Lot Features: Oversize
  • Zoning: R1-W
  • Lot Description: Oversize

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Lake Front
  • Lake Front: Yes
  • Canal Width: Canal Width 200+
  • Boat Dock Slip: Yes

Financial Considerations

  • Tax Year: 2024
  • Terms: Buyer Finance/Cash

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: CAPE CORAL UNIT 65 BLK 3338 PB 21 PG 156 LOTS 29 + 30 AND OR 1621 PG 796
  • Property ID: 10-45-23-C3-03338.0290
  • Section: 10
  • Block: 3338
  • Lot Number: 29

Listed by Royal Shell Real Estate, Inc.

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Listing agents

— 1109 SW 44th St —

  • Royal Shell Real Estate, Inc.

  • Royal Shell Real Estate, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1109 SW 44th St

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Pelican Elementary School
3525 Southwest 3rd Avenue, Cape Coral, FL 33914
K-51.5 mi
Gulf Elementary School
3400 Southwest 17th Place, Cape Coral, FL 33914
K-51.7 mi
Cape Elementary School
4519 Vincennes Boulevard, Cape Coral, FL 33904
K-53.1 mi
Gulf Middle School, Cape Coral, FL
1809 Southwest 36th Terrace, Cape Coral, FL 33914
6-81.5 mi
Challenger Middle School, Cape Coral, FL
624 Trafalgar Parkway, Cape Coral, FL 33991
6-83.6 mi
Trafalgar Middle School
2120 Trafalgar Parkway, Cape Coral, FL 33991
6-83.7 mi
Ida S. Baker High School
3500 Agualinda Boulevard, Cape Coral, FL 33914
9-121.7 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-123 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-126.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1109 SW 44th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/24/2025
Price Reduced
$1,195,000
-7.72%
MLS
11/04/2025
Price Reduced
$1,295,000
-2.26%
MLS
10/18/2025
Listed
$1,325,000
69.87%
MLS
4/09/2021
Sold
$780,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1109 SW 44th St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,701
-48%
$500,704
-43%
2024
$14,700
-16%
$883,197
-17%
2023
$17,555
51%
$1,065,271
68%
2021
$11,639
-26%
$633,351
-33%
2022
$15,788
36%
$952,062
65%
2021
$11,639
11%
$576,554
5%
2019
$10,506
83%
$548,295
72%
2018
$5,741
-1%
$317,876
1%
2017
$5,771
—
$314,801
2%
2016
$5,765
-1%
$308,326
-43%
2015
$5,840
-1%
$543,710
-7%
2014
$5,874
4%
$582,806
20%
2013
$5,642
—
$487,422
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1109 SW 44th St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Royal Shell Real Estate, Inc.

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1109 SW 44th St, Cape Coral, FL 33914 (MLS# 2025014355) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 1109 SW 44th St is currently listed for $1,195,000 and was received on October 18, 2025. Want to learn more about 1109 SW 44th St? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

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