Date
Details
Price
Change
Source
2/10/2026
Listed
$499,999
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$499,999
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Property Description
**RARE LAKEFRONT POOL HOME in Cape Coral's desirable SHAMROCK LAKES-FIRST TIME EVER OFFERED ON OPEN MARKET!** This 3-bedroom, 2-bath residence is being sold by the **ORIGINAL FAMILY** and offers a versatile, spacious layout with a Living Room **plus** a separate Family Room, a dedicated Dining Room, and a Dinette-ideal for both everyday living and entertaining. Outdoor living shines here. Enjoy a **HEATED 15' x 25' POOL with attached SPA**, all overlooking a **peaceful, private lake** with a **CONCRETE DOCK**-perfect for relaxing, fishing, or taking in serene water views. The rear of the home is designed for comfort and protection, featuring **huge sliding glass doors from the Family Room and Dinette**, opening to a covered lanai area that allows you to **leave outdoor furniture in place year-round**, thanks to **ELECTRIC ROLL-DOWN HURRICANE SHUTTERS** enclosing the entire rear living space. The home is on **PUBLIC WATER AND PUBLIC SEWER** and is located in an **X FLOOD ZONE-NO FLOOD INSURANCE REQUIRED**, offering both convenience and peace of mind. **MAJOR UPDATES INCLUDE:** "¢ **NEW ROOF (2025)** "¢ **Whole-home interior plumbing REPIPE (2023)** "¢ **HVAC replaced (2018)** "¢ **Garage door replaced (2018)** "¢ **HURRICANE SHUTTERS**, including electric rear enclosure Shamrock Lakes is an established, tucked-away neighborhood known for its **single entrance/exit**, providing a quiet residential setting while remaining close to shopping, dining, and major Cape Coral roadways. A lovingly maintained **TIME CAPSULE** with excellent bones, major systems already updated, and **OVER 2,000 SQUARE FEET of living space**-this is a rare opportunity to own a lakefront pool home with spa, dock, public utilities, no flood insurance required, and first-time-on-the-market pedigree. **Schedule your private showing today.**
Full Property Details
Full Property Details for 1120 SE 1st Terrace
General
- Price: $499,999
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026006951
- Updated: 2/10/2026
- Added to Site: 12 day(s) ago
Interior
- Number of Rooms: 10
- Interior Features: Split Bedrooms, Family Room, Built-In Cabinets, Cathedral Ceiling(s), Entrance Foyer, Walk-In Closet(s)
- Appliances: Electric Cooktop, Dishwasher, Dryer, Refrigerator/Freezer, Washer
- Furnishings: Partially
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Dual Sinks, Jetted Tub, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Kitchen: Built-In Desk
- Dining Room: Breakfast Bar, Breakfast Room, Formal
- Laundry: Inside
Additional Information
- Shared Amenities: None, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Electric Heat, Screen Enclosure
- Spa: Yes
- Spa Description: In Ground, Concrete, Heated (Electric), Integrated with Pool, Screened
Exterior
- Exterior Features: Concrete Dock, Dock Deeded, Dock Included, Outdoor Kitchen
- Porch/Patio/Deck: Screened Lanai/Porch, Deck
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener, Attached
Location
- Area: CC14 - Cape Coral Unit 16, 18, 22-
- County: Lee
- Subdivision: SHAMROCK LAKES
- Building Name: SHAMROCK LAKES
- Driving Directions: Take Del Prado Blvd S, turn West on Handcock Bridge Pkwy, turn South on SE 12th Ave., turn West on SE First Terrace, property on left.
- Direction Faces: South
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Electric
- Heating Type: Central Electric
- Ceiling Fan(s): 7
Utilities
- Sewer: Assessment Paid, Central
- Water: Assessment Paid
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Arched, Double Hung, Shutters, Shutters Electric, Window Coverings
- Doors: French Doors
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 2,057
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 2,057 Sq. Ft.
- Year Built: 1989
Lot Features
- Property View: Lake
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,018
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 80 x 80 x 125 x 125
- Frontage Feet: 80
- Irrigation System: Well
- Lot Features: Oversize
- Zoning: R1
- Lot Description: Oversize
Water Features
- Water Front: Yes
- Water Front Desc.: Lake Front, Seawall
- Lake Front: Yes
Financial Considerations
- Tax Year: 2025
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 16 BLK 1476 PB 13 PG 87 LOTS 27 + 28
- Property ID: 18-44-24-C1-01476.0270
- Section: 18
- Block: 1476
- Lot Number: 27
Listed by RE/MAX Palm Realty
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— 1120 SE 1st Terrace —
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Schools
Schools serving 1120 SE 1st Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Caloosa Elementary School 620 Del Prado Boulevard South, Cape Coral, FL 33990 | K-5 | 0.8 mi |
Tropic Isles Elementary School 5145 Orange Grove Boulevard, North Fort Myers, FL 33903 | K-5 | 2.4 mi |
Diplomat Elementary School 1115 Northeast 16th Terrace, Cape Coral, FL 33909 | K-5 | 2.5 mi |
Caloosa Middle School 610 Del Prado Boulevard South, Cape Coral, FL 33990 | 6-8 | 0.6 mi |
Diplomat Middle School 1039 Northeast 16th Terrace, Cape Coral, FL 33909 | 6-8 | 2.5 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 2.8 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 3.2 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 3.5 mi |
Hancock Creek Elementary School 1601 Skyline Drive, North Fort Myers, FL 33903 | K-5 | 3.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1120 SE 1st Terrace
Tax History
Tax History for 1120 SE 1st Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,006
-31%
$182,297
3%
2024
$2,909
5%
$177,159
3%
2023
$2,762
6%
$171,999
-43%
2021
$2,618
—
$300,132
80%
2022
$2,607
—
$166,989
4%
2021
$2,618
4%
$159,887
4%
2018
$2,528
1%
$153,378
2%
2017
$2,501
-2%
$150,223
-4%
2019
$2,549
5%
$156,292
6%
2016
$2,432
—
$147,133
-39%
2015
$2,437
1%
$241,410
11%
2014
$2,401
6%
$216,893
13%
2013
$2,255
—
$191,295
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1120 SE 1st Terrace
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1120 SE 1st Ter, Cape Coral, FL 33990 (MLS# 2026006951) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1120 SE 1st Ter is currently listed for $499,999 and was received on February 10, 2026. Want to learn more about 1120 SE 1st Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.