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$500,000
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Property Description
Welcome to 118 21st Terrace, Cape Coral, FL 33991-a beautifully designed 3-bedroom, 2-bathroom courtyard pool home that offers the perfect balance of comfort, style, and Florida waterfront living. This well-maintained residence has been thoughtfully updated with a long list of improvements, including a NEWER metal roof (2023), NEWER A/C system, NEWER hot water heater, NEWER pool cage, and hurricane shutters on all windows and doors, providing peace of mind and long-term value. With 2,223 square feet of living space and a spacious 2-car garage, this home features a light-filled, open floor plan ideal for both entertaining and everyday living. The interior is enhanced with elegant crown molding, tray ceilings, and tile flooring throughout, creating a sense of sophistication and flow. At the heart of the home is the fully remodeled kitchen, which showcases a large granite-topped island, stainless steel appliances, custom cabinetry, and tasteful finishes that will impress even the most discerning cook. The unique courtyard design centers around a private pool area that feels like your own personal resort-perfect for sunbathing, swimming, or relaxing with friends and family in total privacy. The split-bedroom layout offers excellent separation and privacy for guests or family members, while the open-concept living and dining areas bring everyone together in comfort and style. Step through to the rear of the home and you'll find a beautiful wood dock with canal access, offering a direct connection to Cape Coral's sought-after waterfront lifestyle. Whether you enjoy boating, kayaking, paddleboarding, or simply watching the sunset over the water, this home delivers the ultimate outdoor experience right in your backyard. Perfectly located near shopping, dining, parks, and major roadways, this move-in ready property is not only a home-it's a lifestyle. With all the major upgrades already done, 118 21st Terrace is your chance to own a slice of paradise in one of Cape Coral's most desirable areas.
Full Property Details
Full Property Details for 118 SW 21st Terrace
General
- Price: $500,000
- Taxes: (2024)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2025003335
- Updated: 1/20/2026
- Added to Site: 218 day(s) ago
Interior
- Number of Rooms: 3
- Interior Features: Tray Ceiling(s), Walk-In Closet(s)
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Furnished: Yes
- Furnishings: Furnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Dual Sinks, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Kitchen: Kitchen Island
- Dining Room: Eat-in Kitchen
- Laundry: Inside
Additional Information
- Shared Amenities: None, No Subdivision, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Indoor, Screen Enclosure
Exterior
- Exterior Features: Wooden Dock, Courtyard
- Porch/Patio/Deck: Screened Lanai/Porch, Deck
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway Paved, Attached
Location
- Area: CC23 - Cape Coral Unit 28, 29, 45, 62, 63, 66, 68
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Driving Directions: Start by heading south on I-75 S toward Fort Myers. Stay on I-75 S for about 70 miles. Take Exit 136 for Colonial Boulevard (FL-884 W) and follow signs for Cape Coral. Continue on Colonial Blvd west, cross the Midpoint Memorial Bridge into Cape Coral. After the bridge, Colonial becomes Veterans Memorial Parkway. Continue on Veterans and take the exit for Santa Barbara Boulevard. Turn left (south) on Santa Barbara, then right on Nicholas Parkway W. Continue west, then turn left onto SW 21st Terrace. The destination, 118 SW 21st Terrace, will be on your right.
- Direction Faces: North
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s)
- Heating Type: Central Electric
Utilities
- Sewer: Central
- Water: Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Tile
- Windows: Impact Resistant, Shutters, Window Coverings
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 2,230
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 2,230 Sq. Ft.
- Year Built: 2004
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,018
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 80 x 80 x 125 x 125
- Frontage Feet: 80
- Street/Road Desc.: Paved
- Irrigation System: None
- Lot Features: Regular
- Zoning: R1-W
- Lot Description: Regular
Water Features
- Water Front: Yes
- Water Front Desc.: Canal Front, Freshwater
- Canal Width: Canal Width 31-80
Financial Considerations
- Tax Year: 2024
- Terms: FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 62 BLK 3052 PB 21 PG 28 LOTS 5 + 6
- Property ID: 26-44-23-C3-03052.0050
- Section: 26
- Block: 3052
- Lot Number: 5
Listed by Grant Team Real Estate, LLC
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Schools
Schools serving 118 SW 21st Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Skyline Elementary School 620 Southwest 19th Street, Cape Coral, FL 33991 | K-5 | 0.7 mi |
Patriot Elementary School 711 Southwest 18th Street, Cape Coral, FL 33991 | K-5 | 0.9 mi |
Pelican Elementary School 3525 Southwest 3rd Avenue, Cape Coral, FL 33914 | K-5 | 1.9 mi |
Challenger Middle School, Cape Coral, FL 624 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 0.9 mi |
Trafalgar Middle School 2120 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 2.5 mi |
Gulf Middle School, Cape Coral, FL 1809 Southwest 36th Terrace, Cape Coral, FL 33914 | 6-8 | 2.8 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 0.2 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 3 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 118 SW 21st Terrace
Date
Details
Price
Change
Source
1/20/2026
Price Reduced
$500,000
-2.91%
MLS
10/08/2025
Price Reduced
$515,000
-5.5%
MLS
8/11/2025
Price Reduced
$545,000
-2.68%
MLS
7/28/2025
Listed
$560,000
135.79%
MLS
5/20/2015
Sold
$237,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 118 SW 21st Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,669
-34%
$285,423
3%
2024
$5,561
2%
$277,379
3%
2023
$5,436
3%
$269,300
-8%
2021
$5,302
2%
$291,847
12%
2022
$5,174
-2%
$261,456
4%
2021
$5,302
2%
$250,336
2%
2019
$5,200
—
$244,708
2%
2018
$5,200
—
$240,145
2%
2017
$5,178
—
$235,206
2%
2016
$5,177
-3%
$230,368
10%
2015
$5,360
5%
$209,985
17%
2014
$5,087
10%
$179,309
2%
2013
$4,618
—
$175,321
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 118 SW 21st Terrace
118 SW 21st Ter, Cape Coral, FL 33991 (MLS# 2025003335) is a Single Family property with 3 bedrooms and 2 full bathrooms. 118 SW 21st Ter is currently listed for $500,000 and was received on July 28, 2025. Want to learn more about 118 SW 21st Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

