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$295,000 Just Listed
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Property Description
Move-in ready, centrally located, and loaded with upgrades, this spacious Cape Coral home checks all the boxes. Featuring city water and sewer with ALL assessments paid, nearly 1,900 square feet of living space, modern finishes, newer major systems, and an open multi-level layout, this is the kind of home buyers wait for. From the moment you walk in, you'll notice the tall ceilings, bright natural light, and spacious open feel that make this home stand out. Designed for both everyday living and entertaining, the layout offers two separate living rooms, a loft area perfect for a home office or flex space, and an open kitchen with a breakfast bar overlooking the main living area. The split-bedroom floor plan provides privacy and functionality, with oversized guest bedrooms and a spacious primary suite featuring dual vanities, a soaking tub, and a separate walk-in shower. Every space feels open, clean, and exceptionally well maintained. This home is packed with valuable updates including brand new kitchen appliances, a newer roof, newer A/C, newer water heater, new light fixtures, and a newer garage door opener, giving buyers peace of mind and true move-in-ready convenience. Step outside to a large backyard with plenty of room for a future pool, outdoor kitchen, or entertaining area. Whether you're looking for a primary residence, seasonal Florida getaway, or investment opportunity, this property offers the space, condition, and location to fit it all. Located in the heart of Cape Coral, you're just minutes from shopping, dining, hospitals, schools, entertainment, and Sun Splash Family Waterpark. Clean, updated, spacious, and ready for its next owner, homes like this do not last long. Schedule your private showing today and see why this Cape Coral home stands out from the rest before it's gone!
Full Property Details
Full Property Details for 120 SE 4th Terrace
General
- Price: $295,000
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026020758
- Updated: 5/8/2026
- Added to Site: 1 day(s) ago
Interior
- Interior Features: Split Bedrooms, Den - Study, Family Room, Built-In Cabinets, Pantry, Volume Ceiling
- Appliances: Electric Cooktop, Dishwasher, Microwave, Refrigerator with Icemaker
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Kitchen: Kitchen Island, Pantry
- Dining Room: Breakfast Bar, Dining - Living
- Laundry: Washer/Dryer Hookup
Additional Information
- Shared Amenities: Street Lights, Non-Gated
- Security/Safety: Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Room for Pool, Automatic Sprinkler
- Porch/Patio/Deck: Open Porch/Lanai
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Paved, Garage Door Opener, Attached
Location
- Area: CC14 - Cape Coral Unit 16, 18, 22-
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Direction Faces: North
Community
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid
- Water: Assessment Paid
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Single Hung, Shutters - Manual, Window Coverings
- Doors: French Doors
- Stories/Levels: 2
- Stories in Building: 2
- Square Feet: 1,911
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,911 Sq. Ft.
- Year Built: 2006
Additional Structures
- Other Structures: Guest House
Lot Features
- Property View: None/Other
- Lot Size (Acres): 0.236
- Lot Size (Sq. Ft.): 10,280
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 82 x 82 x 125 x 125
- Frontage: Public Road
- Frontage Feet: 82
- Irrigation System: Assessment Paid
- Lot Features: Regular
- Zoning: R1
- Lot Description: Regular
Water Features
- Water Front Desc.: None
- Canal Width: None
Financial Considerations
- Tax Year: 2025
- Terms: Buyer Finance/Cash
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 23 BLK 1082 PB 14 PG 43 LOTS 45 + 46
- Property ID: 13-44-23-C4-01082.0450
- Section: 13
- Block: 1082
- Lot Number: 45
Listed by Marzucco Real Estate
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Schools
Schools serving 120 SE 4th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Caloosa Elementary School 620 Del Prado Boulevard South, Cape Coral, FL 33990 | K-5 | 2 mi |
Diplomat Elementary School 1115 Northeast 16th Terrace, Cape Coral, FL 33909 | K-5 | 3.3 mi |
Tropic Isles Elementary School 5145 Orange Grove Boulevard, North Fort Myers, FL 33903 | K-5 | 3.8 mi |
Caloosa Middle School 610 Del Prado Boulevard South, Cape Coral, FL 33990 | 6-8 | 1.8 mi |
Diplomat Middle School 1039 Northeast 16th Terrace, Cape Coral, FL 33909 | 6-8 | 3.3 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 2.3 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 2.6 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 4.2 mi |
Hancock Creek Elementary School 1601 Skyline Drive, North Fort Myers, FL 33903 | K-5 | 4.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 120 SE 4th Terrace
Date
Details
Price
Change
Source
5/08/2026
Listed
$295,000
322.03%
MLS
5/27/2005
Sold
$69,900
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 120 SE 4th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,513
-1%
$224,658
-14%
2024
$4,567
—
$262,757
-15%
2023
$4,585
—
$308,113
55%
2021
$4,565
-8%
$198,327
-26%
2022
$4,936
8%
$269,204
49%
2021
$4,565
24%
$180,070
44%
2018
$3,675
169%
$124,784
679%
2017
$1,366
-1%
$16,010
—
2016
$1,382
-65%
$16,010
-88%
2019
$3,937
198%
$137,262
955%
2015
$1,323
9%
$13,010
44%
2014
$1,215
14%
$9,034
88%
2013
$1,067
—
$4,810
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 120 SE 4th Terrace
120 SE 4th Ter, Cape Coral, FL 33990 (MLS# 2026020758) is a Single Family property with 3 bedrooms and 2 full bathrooms. 120 SE 4th Ter is currently listed for $295,000 and was received on May 08, 2026. Want to learn more about 120 SE 4th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

