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$699,990
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Property Description
SOUTHERN EXPOSURE FOR ALL DAY SUN! Welcome to The Coral Haven Plan! An exceptional new construction waterfront residence located in the highly desirable Shamrock Lakes of Southeast Cape Coral. This area is known for its iconic four-leaf-clover-shaped freshwater lake system, classic Cape Coral lifestyle, and no HOA fees. Situated on a freshwater canal within the Seven Lakes Chain, this home offers miles of interconnected waterways ideal for boating, fishing, kayaking, paddleboarding, and jet skis, all right from your backyard. This stunning 4-bedroom, 3-bath home features a well-designed split floor plan perfect for both everyday living and entertaining. The open-concept interior showcases porcelain tile flooring throughout, soaring ceilings with crown molding, and abundant natural light. The chef-inspired kitchen includes stainless steel appliances, all-wood soft-close cabinetry, quartz countertops, a large island with breakfast bar, and a huge walk-in pantry. A 24-foot-wide sliding glass door opens to an expansive screened lanai with a heated pool and spa- perfect for enjoying sunsets, outdoor lounging, and Florida's indoor-outdoor lifestyle. Two spacious primary suites offer tray ceilings, walk-in closets, and private en-suite baths, providing flexibility and comfort for guests or multi-generational living. Additional features include impact-resistant windows, a 3-car garage, elegant finishes throughout. *NO FLOOD ZONE + IMPACT WINDOWS = LOW INSURANCE RATES Shamrock Lakes offers peaceful, family-friendly atmosphere with opportunities to connect with neighbors while enjoying waterfront recreation, scenic canals, and relaxed coastal living. This is Florida living at its finest! One or more photo(s) was virtually staged. This is the Coral Haven Plan!
Full Property Details
Full Property Details for 1220 SE 5th Terrace
General
- Price: $699,990
- Taxes: (2024)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2025024857
- Updated: 1/15/2026
- Added to Site: 33 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Split Bedrooms, Great Room, Guest Bath, Guest Room, Bar, Wired for Data, Cathedral Ceiling(s), Pantry, Tray Ceiling(s), Vaulted Ceiling(s), Volume Ceiling, Walk-In Closet(s)
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Primary Bathroom: 2 Masters, Dual Sinks, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Kitchen: Kitchen Island, Pantry, Walk-In Pantry
- Dining Room: Breakfast Bar, Dining - Family
- Laundry: Washer/Dryer Hookup, Inside
Additional Information
- Shared Amenities: Community Boat Ramp, Community Gulf Boat Access, Golf, Pickleball, Tennis Court(s), Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Electric Heat, Pool Bath, Screen Enclosure
- Spa: Yes
- Spa Description: In Ground, Concrete, Heated (Electric), Pool Bath, Screened
- Tennis: Yes
- Security/Safety: Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Dock, Concrete Dock, Automatic Sprinkler
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
- Parking Features: 2+ Spaces, Driveway Paved, Garage Door Opener, Attached
Location
- Area: CC14 - Cape Coral Unit 16, 18, 22-
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Direction Faces: North
Community
- Assoc. Fees Include: Street Lights, Street Maintenance, Trash
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
- Ceiling Fan(s): 6
Utilities
- Sewer: Assessment Paid
- Water: Assessment Paid
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Impact Resistant, Single Hung, Solar Tinted, Impact Resistant Windows
- Doors: Impact Resistant Doors
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 2,265
- Sq. Ft. Source: Architectural Plans
- Living Area: 2,265 Sq. Ft.
- Year Built: 2025
- Property Condition: New Construction
Lot Features
- Property View: Canal, Water
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,018
- Lot Size Source: Survey
- Lot Dimensions: 80 x 80 x 125 x 125
- Frontage: Public Road
- Frontage Feet: 80
- Street/Road Desc.: Paved
- Road Maintenance: City Maintained
- Irrigation System: Assessment Paid
- Lot Features: Regular
- Zoning: R1-W
- Lot Description: Regular
Water Features
- Water Front: Yes
- Water Front Desc.: Canal Front, Freshwater
- Canal Width: Canal Width 31-80
- Boat Dock Slip: Yes
Financial Considerations
- Tax Year: 2024
- Terms: Buyer Finance/Cash
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 16 BLK 1439 PB 13 PG 81 LOT 80 + 81
- Property ID: 18-44-24-C3-01439.0800
- Section: 18
- Block: 1439
- Lot Number: 800
Listed by Sunlife Homes LLC
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Schools
Schools serving 1220 SE 5th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Caloosa Elementary School 620 Del Prado Boulevard South, Cape Coral, FL 33990 | K-5 | 0.5 mi |
Hector A. Cafferata Jr Elementary School 250 Santa Barbara Boulevard North, Cape Coral, FL 33993 | K-5 | 1.9 mi |
Tropic Isles Elementary School 5145 Orange Grove Boulevard, North Fort Myers, FL 33903 | K-5 | 2.5 mi |
Caloosa Middle School 610 Del Prado Boulevard South, Cape Coral, FL 33990 | 6-8 | 0.4 mi |
Challenger Middle School, Cape Coral, FL 624 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 2.8 mi |
Diplomat Middle School 1039 Northeast 16th Terrace, Cape Coral, FL 33909 | 6-8 | 3 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 2.8 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 2.9 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 3.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1220 SE 5th Terrace
Date
Details
Price
Change
Source
12/16/2025
Listed
$699,990
508.69%
MLS
7/03/2025
Sold
$115,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1220 SE 5th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,071
-31%
$71,060
13%
2024
$1,554
2%
$62,621
-5%
2023
$1,527
56%
$65,745
93%
2021
$980
-3%
$34,000
-11%
2022
$1,008
3%
$38,318
24%
2021
$980
17%
$31,000
11%
2018
$836
7%
$28,000
8%
2017
$783
2%
$26,000
—
2016
$767
-7%
$26,000
-7%
2019
$829
—
$28,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1220 SE 5th Terrace
1220 SE 5th Ter, Cape Coral, FL 33990 (MLS# 2025024857) is a Single Family property with 4 bedrooms and 3 full bathrooms. 1220 SE 5th Ter is currently listed for $699,990 and was received on December 16, 2025. Want to learn more about 1220 SE 5th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

