1316 NE 20th St, Cape Coral, FL 33909 - Photo 1

1/1

$560,000

Sold
Closed
Single Family
4 Beds
2 Full Baths
1 Partial Bath
2,689 Sq. Ft.

1/1

Property Description

A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced Triple Lot-Safely Located Outside the Flood Zone with NO Flood Insurance Required! ON THE MARKET AT A DETONATED PRICE-APPRAISED SIGNIFICANTLY HIGHER! Why settle for a cramped, cookie-cutter house on a tiny lot? Welcome to 1316 NE 20th Street, a custom-built waterfront fortress situated on a rare, sprawling 0.34-ACRE TRIPLE LOT that guarantees incredible privacy, expansive space, and a lifestyle that stands entirely on its own. The absolute crown jewel of this estate is the oversized, extra-deep 3-car garage, fully outfitted with its own independent mini-split air conditioning system! This pristine, climate-controlled space is an absolute dream layout for classic car collectors, premium workshops, or immaculate toy storage. Financial peace of mind is built right into the location: situated high and dry in a coveted X-Flood Zone, this home requires ZERO mandated flood insurance, instantly saving you thousands of dollars annually compared to high-risk coastal areas. Step inside to discover over 2,600 square feet of custom architectural luxury. A massive, wide-open great room greets you with soaring volume ceilings and panoramic views out to your private backyard resort. The chef-inspired kitchen features custom cabinetry and premium wrap-around countertops perfect for high-end entertaining. (2) NEWER A/C SYSTEMS and NEWER ROOF! Step out onto the expansive brick paver lanai to enjoy your massive saltwater pool, or walk down to your private concrete dock equipped with a protective boat canopy right on a wide, serene freshwater canal. Every inch of this property radiates structural integrity and custom scale that you simply cannot duplicate in today's rapid new-construction builds. Do not leave your equity on the table-schedule your private tour today!

Full Property Details

Full Property Details for 1316 NE 20th St

General

Sold For: $560,000
Taxes: (2025)
Status: Closed
Type: Single Family
Source: Bonita_Springs
MLS ID: 226008797
Added to Site: 187 day(s) ago

Interior

Interior Features: Central Vacuum, Split Bedrooms, Great Room, Guest Bath, Guest Room, Built-In Cabinets, Wired for Data, Coffered Ceiling(s), Pantry, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s)
Fireplace: Yes
Appliances: Gas Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Wall Oven, Warming Drawer, Washer
Furnishings: Unfurnished
Flooring: Carpet, Tile

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 2
Half Bathrooms: 1
Primary Bathroom: Dual Sinks, Multiple Shower Heads, Separate Tub And Shower

Bedrooms

Total Bedrooms: 4

Other Rooms

Kitchen: Kitchen Island, Pantry
Dining Room: Breakfast Bar, Dining - Living, Formal
Laundry: Washer/Dryer Hookup, Inside, Sink

Additional Information

Shared Amenities: None, Boating, Non-Gated
Pool: Yes
Private Pool: Yes
Pool Description: In Ground, Concrete, Custom Upgrades, Equipment Stays, Pool Bath, Salt Water, Self Cleaning
Security/Safety: Security System, Smoke Detector(s), Smoke Detectors

Exterior

Exterior Features: Boat Canopy/Cover, Dock, Boat Lift, Captain's Walk, Composite Dock, Dock Included, Elec Avail at dock, Water Avail at Dock, Outdoor Shower, Automatic Sprinkler
Porch/Patio/Deck: Open Porch/Lanai, Deck, Patio

Parking

Garage: Yes
Attached garage: Yes
Garage Spaces: 3
Covered Spaces: 3
Parking Features: 2+ Spaces, Driveway Paved, Paved, RV-Boat, Garage Door Opener, Attached

Location

Area: CC31 - Cape Coral Unit 17, 31-36,
County: Lee
Subdivision: CAPE CORAL
Building Name: CAPE CORAL
Direction Faces: North

School Information

Elementary School: SCHOOL CHOICE
Middle School: SCHOOL CHOICE
High School: SCHOOL CHOICE

Community

Assoc. Fees Include: None
Units Assoc/Comm: 1
Pets Allowed: Yes
Management Type: None

Heating & Cooling

Air Conditioning: Yes
Cooling Type: Ceiling Fan(s), Central Electric, Zoned
Heating Type: Central Electric, Zoned, Fireplace(s)

Utilities

Gas: Propane
Sewer: Assessment Unpaid, Central
Water: Assessment Unpaid, Central
Cable Available: Yes
Utility Description: Propane, Cable Available

Structural Information

Description/Design: Single Family Residence
Exterior Const.: Concrete Block, Stucco
Roof: Shingle
Windows: Impact Resistant, Sliding, Impact Resistant Windows, Shutters Electric, Window Coverings
Doors: Impact Resistant Doors
Entry Floor Number: 1
Stories/Levels: 1
Stories in Building: 1
Square Feet: 2,689
Sq. Ft. Source: Property Appraiser Office
Living Area: 2,689 Sq. Ft.
Year Built: 2014

Additional Structures

Other Structures: Extra Building

Lot Features

Property View: Canal, Intersecting Canal, Water
Lot Size (Acres): 0.344
Lot Size (Sq. Ft.): 14,984
Lot Size Source: Property Appraiser Office
Lot Dimensions: 120 x 120 x 125 x 125
Frontage: Public Road
Frontage Feet: 120
Street/Road Desc.: Paved
Road Maintenance: City Maintained
Fence: Yes
Irrigation System: Well
Lot Features: 3 Lots, Oversize
Zoning: R1
Lot Description: 3 Lots, Oversize
Fencing (Description): Fenced

Water Features

Water Front: Yes
Water Front Desc.: Canal Front, Freshwater, Intersecting Canal, Navigable Water, Seawall
Canal Width: Canal Width 81-120
Boat Dock Slip: Yes

Financial Considerations

Tax Year: 2025
Terms: Buyer Finance/Cash

Disclosures and Reports

Ownership: Single Family
Multiple Parcels: Yes
Legal Description: CAPE CORAL UNIT 32 BLK 2139 PB 16 PG 10 LOTS 54 THRU 56
Property ID: 31-43-24-C2-02139.0540
Section: 31
Block: 2139
Lot Number: 54-56

Listed and Sold by Keller Williams Elite Realty

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— 1316 NE 20th St —

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Schools

Schools serving 1316 NE 20th St

School District:Lee County School District, Fort Myers, FL

Name	Grades	Distance
Diplomat Elementary School 1115 Northeast 16th Terrace, Cape Coral, FL 33909	K-5	0.3 mi
Dr Carrie D Robinson Littleton Elementary School 700 Hutto Road, North Fort Myers, FL 33903	K-5	2 mi
Tropic Isles Elementary School 5145 Orange Grove Boulevard, North Fort Myers, FL 33903	K-5	2.5 mi
Diplomat Middle School 1039 Northeast 16th Terrace, Cape Coral, FL 33909	6-8	0.4 mi
Caloosa Middle School 610 Del Prado Boulevard South, Cape Coral, FL 33990	6-8	3.2 mi
Island Coast High School 2125 De Navarra Parkway, Cape Coral, FL 33909	9-12	2.8 mi
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903	9-12	3 mi
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993	9-12	4 mi
Caloosa Elementary School 620 Del Prado Boulevard South, Cape Coral, FL 33990	K-5	3.3 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1316 NE 20th St

Date

Details

Price

Change

Source

7/10/2026

Sold

$560,000

-2.61%

MLS

5/31/2026

Price Reduced

$575,000

-8%

MLS

5/13/2026

Price Reduced

$625,000

-3.85%

MLS

4/16/2026

Price Reduced

$650,000

-5.39%

MLS

4/04/2026

Price Reduced

$687,000

-1.84%

MLS

2/25/2026

Listed

$699,900

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Beds
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Updated 1 day ago

3
Beds
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Just Listed

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4
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$599,900

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Active
Updated 12 hours ago

4
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Total Baths
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Price Reduced

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$347,700

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Active
Updated 3 days ago

3
Beds
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Price Reduced

-$50,000 (-16.72%)

$249,000

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Single Family
Active
Updated 1 day ago

2
Beds
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Total Baths
1,508
Sq. Ft.

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Price Reduced

-$10,000 (-2.33%)

$419,000

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Single Family
Active
Updated 10 hours ago

4
Beds
3
Total Baths
2,317
Sq. Ft.

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12481 McGregor Blvd, Fort Myers, FL 33919 - Photo 1

Price Reduced

-$10,000 (-5.88%)

$159,999

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Single Family
Active
Updated 2 days ago

2
Beds
2
Total Baths
1,080
Sq. Ft.

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1803 NE 17th Terrace, Cape Coral, FL 33909 - Photo 1

Sold

$500,000

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Single Family
Closed
Updated 2 days ago

4
Beds
3
Total Baths
1,825
Sq. Ft.

1117 NE 15th St, Cape Coral, FL 33909 - Photo 1

Sold

$479,900

1117 NE 15th St Cape Coral, FL 33909

Single Family
Closed

3
Beds
3
Total Baths
2,009
Sq. Ft.

1125 NE 14th Terrace, Cape Coral, FL 33909 - Photo 1

Sold

$574,999

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Single Family
Closed

4
Beds
3
Total Baths
2,170
Sq. Ft.

1009/1011 NE 15th Ln, Cape Coral, FL 33909 - Photo 1

Sold

$534,900

1009/1011 NE 15th Ln Cape Coral, FL 33909

Duplex
Closed

2,498
Sq. Ft.

Listed and Sold by Invest Ready Realty

1316 NE 20th St, Cape Coral, FL 33909 (MLS# 226008797) is a Single Family property that was sold at $560,000 on July 10, 2026. Want to learn more about 1316 NE 20th St? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

1316 NE 20th St Cape Coral, FL 33909

Full Property Details for 1316 NE 20th St

General

Interior

Rooms

Bathrooms

Bedrooms

Other Rooms

Additional Information

Exterior

Parking

Location

School Information

Community

Heating & Cooling

Utilities

Structural Information

Additional Structures

Lot Features

Water Features

Financial Considerations

Disclosures and Reports

Listing agent

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Be ready to buy your new home!

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Schools serving 1316 NE 20th St

Price & Sales History for 1316 NE 20th St

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