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$450,000 Just Listed
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Property Description
Exceptional value for a GULF ACCESS home in Cape Coral in FLOOD ZONE X and direct waterfront living at a price reflective of minor cosmetic needs. This spacious 3-bedroom, 3-bath residence provides over 1,700 square feet of living area with a desirable split floor plan designed for privacy and flexibility. The home features both a formal living room and family room, along with dedicated dining area, creating ample space for everyday living and entertaining. The kitchen has been partially updated and offers functional workspace with opportunity for further personalization. Recent major improvements include a newer roof, A/C system, and hot water heater, providing peace of mind for the next owner. Flooring throughout consists of laminate and tile, offering durability and easy maintenance. Outdoor living is a highlight, with a screened, tiled lanai under truss, below-ground pool, and concrete dock offering quick Gulf access-ideal for boating and waterfront enjoyment. Hurricane shutters provide added storm protection. Tallest bridge in area to open waterway! The third bedroom and bath feature a private entrance from the garage, making it ideal for guests, in-laws, or a home office setup. Additional features include double entry doors, city water and sewer, and no assessments. While the property requires some cosmetic updates, the price reflects the opportunity, making this one of the best values currently available for a Gulf access home in the area.
Full Property Details
Full Property Details for 1421 SE 28th Terrace
General
- Price: $450,000
- Taxes: (2024)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 226002285
- Updated: 1/14/2026
- Added to Site: 4 day(s) ago
Interior
- Interior Features: Split Bedrooms, Family Room, Guest Bath, Guest Room, Wired for Data, Pantry, Walk-In Closet(s)
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Primary Bathroom: Shower Only
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Kitchen: Pantry
- Dining Room: Dining - Living
- Laundry: In Garage
Additional Information
- Shared Amenities: None, Boating, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Screen Enclosure
Exterior
- Exterior Features: Concrete Dock
- Porch/Patio/Deck: Screened Lanai/Porch, Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway Paved, Paved, Garage Door Opener, Attached
Location
- Area: CC13 - Cape Coral Unit 19-21, 25, 26, 89
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Driving Directions: Del Prado to SE 28th Terrace by Circle K.
- Direction Faces: South
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Central
- Water: Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Sliding, Shutters - Manual, Window Coverings
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,737
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,737 Sq. Ft.
- Year Built: 1981
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.266
- Lot Size (Sq. Ft.): 11,586
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 80 x 80 x 146 x 146
- Frontage: Public Road
- Frontage Feet: 80
- Street/Road Desc.: Paved
- Road Maintenance: City Maintained
- Irrigation System: Reclaimed
- Lot Features: Regular
- Zoning: R1
- Lot Description: Regular
Water Features
- Water Front: Yes
- Gulf Access: Yes
- Water Front Desc.: Canal Front, Navigable Water
- Canal Width: Canal Width 81-120
- Boat Dock Slip: Yes
Financial Considerations
- Tax Year: 2024
- Terms: Buyer Finance/Cash
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 21 BLK.601 PB 13 PG 155 LOTS 27 + 28
- Property ID: 31-44-24-C3-00601.0270
- Section: 31
- Block: 601
- Lot Number: 27&28
Listed by Keller Williams Elite Realty
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Schools
Schools serving 1421 SE 28th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Cape Elementary School 4519 Vincennes Boulevard, Cape Coral, FL 33904 | K-5 | 2.2 mi |
Pelican Elementary School 3525 Southwest 3rd Avenue, Cape Coral, FL 33914 | K-5 | 2.4 mi |
Gulf Elementary School 3400 Southwest 17th Place, Cape Coral, FL 33914 | K-5 | 4.3 mi |
Gulf Middle School, Cape Coral, FL 1809 Southwest 36th Terrace, Cape Coral, FL 33914 | 6-8 | 4.3 mi |
Trafalgar Middle School 2120 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 4.7 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 2.2 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 4.5 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 4.8 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 5.9 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1421 SE 28th Terrace
Date
Details
Price
Change
Source
1/14/2026
Listed
$450,000
150%
MLS
12/08/2010
Sold
$180,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1421 SE 28th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,958
-22%
$234,192
3%
2024
$3,806
4%
$227,592
3%
2023
$3,660
5%
$220,963
-30%
2021
$3,491
2%
$314,610
47%
2022
$3,421
-2%
$214,527
4%
2021
$3,491
2%
$205,403
4%
2018
$3,421
1%
$197,041
2%
2017
$3,402
2%
$192,988
2%
2016
$3,331
—
$189,019
-19%
2015
$3,344
—
$232,311
18%
2014
$3,353
-2%
$197,507
-2%
2019
$3,432
7%
$200,785
-1%
2013
$3,218
—
$202,411
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1421 SE 28th Terrace
1421 SE 28th Ter, Cape Coral, FL 33904 (MLS# 226002285) is a Single Family property with 3 bedrooms and 3 full bathrooms. 1421 SE 28th Ter is currently listed for $450,000 and was received on January 14, 2026. Want to learn more about 1421 SE 28th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

