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$639,000
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Property Description
Welcome to this beautifully maintained freshwater waterfront home located in a quiet and established neighborhood of Southwest Cape Coral. Built in 2016 and thoughtfully cared for by its owner, this four-bedroom, three-bath residence offers a perfect balance of comfort, functionality, and Florida waterfront living. Situated on a spacious .23-acre lot with southern rear exposure, this home features 2,137 square feet of living space and a desirable split-bedroom floor plan designed for both everyday living and entertaining. From the moment you arrive, the home's curb appeal is evident with mature landscaping, a decorative driveway, and a clean stucco exterior that reflects pride of ownership throughout. Inside, the great room layout welcomes you with volume and tray ceilings, abundant natural light, and tranquil water views that immediately draw your attention to the canal beyond. The living spaces flow seamlessly into the dining and kitchen areas, creating an open and inviting atmosphere. Flooring throughout the home includes a combination of tile, laminate, and carpet, offering durability and comfort in all the right places. The kitchen is well-appointed with ample cabinetry, a breakfast bar, and quality appliances including a range, microwave, dishwasher, and refrigerator/freezer. Whether preparing daily meals or hosting guests, this space is both practical and welcoming. The primary suite, located on the ground level for convenience, serves as a private retreat. The en-suite bathroom features dual sinks, a jetted soaking tub, and a separate walk-in shower, providing a spa-like experience at home. Additional bedrooms are generously sized, deal for guests, family members, or flexible use such as a home office or hobby room. Step outside to enjoy true Florida waterfront living. The below-ground concrete pool overlooks a peaceful freshwater canal with an existing seawall and private oversized composite dock, perfect for kayaking, paddleboarding, fishing, or simply enjoying the calming water views. The southern exposure allows for abundant sunlight throughout the day, making the outdoor space ideal for relaxation or entertaining. This home also offers valuable peace of mind with impact-resistant windows and doors, along with manual shutters for added storm protection. Additional features include a two-car attached garage, automatic irrigation system, laundry room with tub, and assessments paid for water, sewer, and irrigation. Located in a non-gated community with no HOA fees, this property is close to shopping, dining, schools, and major roadways, while still offering a quiet residential setting. The owner has maintained the home meticulously, making it truly move-in ready for the next homeowner. Whether you're seeking a full-time residence, a seasonal retreat, or a waterfront lifestyle without the complexity of Gulf access, 1426 SW 12th Terrace offers an exceptional opportunity to own a quality home on freshwater in Southwest Cape Coral.
Full Property Details
Full Property Details for 1426 SW 12th Terrace
General
- Price: $639,000
- Taxes: $4,420 (2024)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2025024887
- Updated: 1/6/2026
- Added to Site: 12 day(s) ago
Interior
- Interior Features: Split Bedrooms, Great Room, Den - Study, Tray Ceiling(s), Volume Ceiling
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
- Furnishings: Negotiable
- Flooring: Carpet, Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Primary Bathroom: Dual Sinks, Jetted Tub, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Master BR Ground
Other Rooms
- Dining Room: Breakfast Bar, Dining - Family, Eat-in Kitchen
- Laundry: Washer/Dryer Hookup, Inside, Sink
Additional Information
- Shared Amenities: None, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Equipment Stays
- Security/Safety: Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Dock, Composite Dock, Automatic Sprinkler
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener, Attached
Location
- Area: CC23 - Cape Coral Unit 28, 29, 45, 62, 63, 66, 68
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Driving Directions: Head southwest on FL-78 W toward SW 14th Ave Turn left onto Chiquita Blvd Turn left onto SW 10th St Turn right onto SW 15th Ave SW 15th Ave turns left and becomes SW 12th Terrace
- Direction Faces: North
Community
- Assoc. Fees Include: None
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid
- Water: Assessment Paid
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Impact Resistant, Single Hung, Impact Resistant Windows, Shutters - Manual
- Doors: Impact Resistant Doors
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 2,137
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 2,137 Sq. Ft.
- Year Built: 2016
Lot Features
- Property View: Canal, Water
- Lot Size (Acres): 0.229
- Lot Size (Sq. Ft.): 9,975
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 80 x 80 x 125 x 125
- Frontage: Public Road
- Frontage Feet: 80
- Street/Road Desc.: Paved
- Fence: Yes
- Irrigation System: Assessment Paid
- Lot Features: Regular
- Zoning: R1
- Lot Description: Regular
- Fencing (Description): Fenced
Water Features
- Water Front: Yes
- Water Front Desc.: Canal Front, Freshwater, Seawall
- Canal Width: Canal Width 31-80
Financial Considerations
- Tax Amount: $4,420
- Tax Year: 2024
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 63 BLK 4353 PB 21 PG 69 LOTS 29 + 30
- Property ID: 22-44-23-C4-04353.0290
- Section: 22
- Block: 4353
- Lot Number: 29
Listed by SellState Excelsior Realty
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Schools
Schools serving 1426 SW 12th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Trafalgar Elementary School 1850 Southwest 20th Avenue, Cape Coral, FL 33991 | K-5 | 1 mi |
Patriot Elementary School 711 Southwest 18th Street, Cape Coral, FL 33991 | K-5 | 1.1 mi |
Skyline Elementary School 620 Southwest 19th Street, Cape Coral, FL 33991 | K-5 | 1.3 mi |
Challenger Middle School, Cape Coral, FL 624 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 1.1 mi |
Mariner Middle School 425 Chiquita Boulevard North, Cape Coral, FL 33993 | 6-8 | 2.2 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 2.1 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 2.5 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 3 mi |
Hector A. Cafferata Jr Elementary School 250 Santa Barbara Boulevard North, Cape Coral, FL 33993 | K-5 | 2.6 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1426 SW 12th Terrace
Date
Details
Price
Change
Source
1/06/2026
Listed
$639,000
77.01%
MLS
7/18/2017
Sold
$361,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1426 SW 12th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,465
-18%
$347,156
3%
2024
$5,441
3%
$337,372
3%
2023
$5,269
2%
$327,546
-5%
2021
$5,170
3%
$346,463
9%
2022
$5,030
-3%
$318,006
5%
2021
$5,170
1%
$303,048
2%
2019
$5,112
—
$296,235
2%
2018
$5,112
-32%
$290,711
7%
2017
$7,532
201%
$272,138
1993%
2016
$2,501
-1%
$13,000
24%
2015
$2,519
—
$10,500
6%
2014
$2,513
664%
$9,900
1%
2013
$329
—
$9,800
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1426 SW 12th Terrace
1426 SW 12th Ter, Cape Coral, FL 33991 (MLS# 2025024887) is a Single Family property with 3 bedrooms and 3 full bathrooms. 1426 SW 12th Ter is currently listed for $639,000 and was received on January 06, 2026. Want to learn more about 1426 SW 12th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

