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$625,000 Just Listed
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Property Description
Beautiful canal views, southern sunshine, and a poolside setting made for entertaining-welcome to waterfront living in Southwest Cape Coral. Built in 2016 and meticulously maintained by its original owner, this home offers 4 bedrooms, 3 full bathrooms, and 2,137 square feet of thoughtfully designed living space. Located in Flood Zone X, the home has never flooded, has no HOA, and comes with fully paid water, sewer, and irrigation assessments. Grand double entry doors welcome you into a spacious great room featuring volume and tray ceilings, abundant natural light, and inviting views of the pool and freshwater canal. Tuscan-inspired finishes bring warmth and character throughout, while the open living and dining areas create a comfortable flow for everyday living and entertaining. The large, updated kitchen keeps everyone connected with generous cabinetry, ample preparation space, and a breakfast bar for casual dining. The split-bedroom layout provides privacy for the primary suite, where peaceful water views complement an en-suite bathroom with dual vanities, a jetted soaking tub, and a separate walk-in shower. All four bedrooms feature large walk-in closets, and each of the three spacious full bathrooms showcases high-end finishes. Storage is plentiful throughout, including shelving in the attached two-car garage, while the dedicated laundry room includes a convenient utility sink. Outside, the screened pool and expansive paver patio offer room to lounge in the sunshine, dine outdoors, and host friends with the canal as your backdrop. Southern rear exposure enhances the poolside setting, while the seawall and oversized composite dock create another place to relax and enjoy the water. Spend your days fishing, kayaking, paddleboarding, or exploring the freshwater canals by boat-all from your own backyard. Careful maintenance and updates include a 2023 A/C system, all-new roof ridge caps, and a water heater approximately three years old. Additional features include impact-resistant windows and doors, manual storm shutters, and automatic irrigation. Conveniently located near shopping, dining, and everyday essentials, this beautifully cared-for home brings together generous indoor space, inviting outdoor living, and the waterfront lifestyle that makes Southwest Florida so special. Schedule your private showing and experience it for yourself. 1 Photo in this listing has been virtually staged, It's marked on the photo.
Full Property Details
Full Property Details for 1426 SW 12th Terrace
General
- Price: $625,000
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026043541
- Updated: Today (10/15/2026)
- Added to Site: Today
Interior
- Interior Features: Split Bedrooms, Great Room, Den - Study, Tray Ceiling(s), Volume Ceiling
- Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Refrigerator with Icemaker, Washer
- Furnishings: Negotiable
- Flooring: Carpet, Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Primary Bathroom: Dual Sinks, Jetted Tub, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 4
- Primary Bedroom: Master BR Ground
Other Rooms
- Kitchen: Kitchen Island, Pantry
- Dining Room: Breakfast Bar, Dining - Family, Dining - Living, Eat-in Kitchen
- Laundry: Washer/Dryer Hookup, Inside, Sink
Additional Information
- Shared Amenities: Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Equipment Stays
- Security/Safety: Security System, Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Dock, Composite Dock, Dock Included, Automatic Sprinkler
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener, Attached
Location
- Area: CC23 - Cape Coral Unit 28, 29, 45, 62, 63, 66, 68
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Driving Directions: Head southwest on FL-78 W toward SW 14th Ave Turn left onto Chiquita Blvd Turn left onto SW 10th St Turn right onto SW 15th Ave SW 15th Ave turns left and becomes SW 12th Terrace
- Direction Faces: North
School Information
- Elementary School: TRAFALGAR ELEMENTARY SCHOOL
- Middle School: CHALLENGER MIDDLE SCHOOL
- High School: CAPE CORAL HIGH SCHOOL
Community
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid, Central
- Water: Assessment Paid, Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Impact Resistant, Single Hung, Impact Resistant Windows, Shutters - Manual
- Doors: Impact Resistant Doors
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 2,137
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 2,137 Sq. Ft.
- Year Built: 2016
Lot Features
- Property View: Canal, Water
- Lot Size (Acres): 0.229
- Lot Size (Sq. Ft.): 9,975
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 125 x 125 x 80 x 80
- Frontage Feet: 125
- Fence: Yes
- Irrigation System: Assessment Paid
- Lot Features: Regular
- Trees/Vegetation: Fruit Trees
- Zoning: R1
- Lot Description: Regular
- Fencing (Description): Fenced
Water Features
- Water Front: Yes
- Water Front Desc.: Canal Front, Freshwater, Seawall
- Canal Width: Canal Width 31-80
Financial Considerations
- Tax Year: 2025
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 63 BLK 4353 PB 21 PG 69 LOTS 29 + 30
- Property ID: 22-44-23-C4-04353.0290
- Section: 22
- Block: 4353
- Lot Number: 29
Listed by Epique Realty Inc.
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Schools
Schools serving 1426 SW 12th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Trafalgar Elementary School 1850 Southwest 20th Avenue, Cape Coral, FL 33991 | K-5 | 1 mi |
Patriot Elementary School 711 Southwest 18th Street, Cape Coral, FL 33991 | K-5 | 1.1 mi |
Skyline Elementary School 620 Southwest 19th Street, Cape Coral, FL 33991 | K-5 | 1.3 mi |
Challenger Middle School, Cape Coral, FL 624 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 1.1 mi |
Mariner Middle School 425 Chiquita Boulevard North, Cape Coral, FL 33993 | 6-8 | 2.2 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 2.1 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 2.5 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 3 mi |
Hector A. Cafferata Jr Elementary School 250 Santa Barbara Boulevard North, Cape Coral, FL 33993 | K-5 | 2.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1426 SW 12th Terrace
Date
Details
Price
Change
Source
10/15/2026
Listed
$625,000
73.13%
MLS
7/18/2017
Sold
$361,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1426 SW 12th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,645
—
$356,529
7%
2025
$5,645
4%
$332,156
-2%
2024
$5,441
3%
$337,372
3%
2023
$5,269
2%
$327,546
-5%
2021
$5,170
3%
$346,463
9%
2022
$5,030
-3%
$318,006
5%
2021
$5,170
1%
$303,048
2%
2019
$5,112
—
$296,235
2%
2018
$5,112
-32%
$290,711
7%
2017
$7,532
201%
$272,138
1993%
2016
$2,501
-1%
$13,000
24%
2015
$2,519
—
$10,500
6%
2014
$2,513
664%
$9,900
1%
2013
$329
—
$9,800
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1426 SW 12th Terrace
1426 SW 12th Ter, Cape Coral, FL 33991 (MLS# 2026043541) is a Single Family property with 4 bedrooms and 3 full bathrooms. 1426 SW 12th Ter is currently listed for $625,000 and was received on October 15, 2026. Want to learn more about 1426 SW 12th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

