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$640,000 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,904 Sq. Ft.
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Gulf Access - Boater's Paradise! This exceptional Cape Coral home offers direct Gulf access and sits on a rare oversized 143 ft deep lot with desirable southern exposure. Enjoy true waterfront living with a 12,000 lb boat lift, wrap-around dock, and a Tiki Hut on a cantilever deck - the perfect place to relax by the water. Beautifully tiled throughout, the home features a spacious primary suite with walk-in shower, dual sinks, and large walk-in closet. The primary bedroom offers private access to the lanai and outdoor spa, while the guest bath also opens to the lanai for poolside convenience. Bedroom 3 includes a generous walk-in closet for extra storage. You'll love the outdoor kitchen complete with electric cooktop, vented exhaust fan, stainless sink, and mini refrigerator, perfect for entertaining. The pool and spa area feature upgraded color-changing lighting, a recently resealed pool deck (2025), and a new pool pump (2024). Enjoy peace of mind with fully hurricane-protected windows and doors, accordion shutters for the sliders, and impact-rated front and garage doors. The home sits at approximately 13 ft elevation, has been replumbed, includes upgraded attic insulation, and a new A/C (2022) with recent service. Additional upgrades include epoxy garage floor, new gutters (2023), reinforced pool cage, aluminum privacy fence, and a 2024 irrigation control unit. The FURNITURE is negotiable. Every upgrade has been thoughtfully maintained-offering comfort, functionality, and the ultimate Florida waterfront lifestyle!

Full Property Details for 1438 SE 20th St

General

  • Price: $640,000
  • Taxes: (2024)
  • Status: Pending
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2025018881
  • Updated: 12/23/2025
  • Added to Site: 73 day(s) ago

Interior

  • Interior Features: Split Bedrooms, Florida Room, Bar, Wired for Data, Cathedral Ceiling(s), Entrance Foyer, Vaulted Ceiling(s), Volume Ceiling
  • Fireplace: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Furnishings: Negotiable
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Dual Sinks, Shower Only

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Dining Room: Formal
  • Laundry: Inside, Sink

Additional Information

  • Shared Amenities: None, Boating, Non-Gated
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground
  • Spa: Yes
  • Spa Description: In Ground, Heated (Electric)

Exterior

  • Exterior Features: Boat Canopy/Cover, Dock, Boat Lift, Boat Slip, Composite Dock, Concrete Dock, Dock Deeded, Dock Included, Elec Avail at dock, Water Avail at Dock, Outdoor Grill, Outdoor Kitchen, Automatic Sprinkler
  • Porch/Patio/Deck: Screened Lanai/Porch, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Garage Door Opener, Attached

Location

  • Area: CC13 - Cape Coral Unit 19-21, 25, 26, 89
  • County: Lee
  • Subdivision: CAPE CORAL
  • Building Name: CAPE CORAL
  • Direction Faces: North

Community

  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Central Electric
  • Heating Type: Central Electric, Fireplace(s)

Utilities

  • Sewer: Assessment Paid, Central
  • Water: Assessment Paid, Central
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Shingle
  • Windows: Impact Resistant, Skylight(s), Impact Resistant Windows, Shutters - Manual
  • Doors: Impact Resistant Doors
  • Entry Floor Number: 1
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 1,904
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 1,904 Sq. Ft.
  • Year Built: 1986

Lot Features

  • Property View: Canal, Landscaped Area
  • Lot Size (Acres): 0.266
  • Lot Size (Sq. Ft.): 11,586
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 80 x 80 x 146 x 146
  • Frontage Feet: 80
  • Street/Road Desc.: Paved
  • Fence: Yes
  • Irrigation System: Assessment Paid, Reclaimed
  • Lot Features: Oversize
  • Trees/Vegetation: Fruit Trees
  • Zoning: R1-W
  • Lot Description: Oversize
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Canal Front, Navigable Water, Seawall
  • Canal Width: Canal Width 81-120
  • Boat Dock Slip: Yes

Financial Considerations

  • Tax Year: 2024
  • Terms: Buyer Finance/Cash

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: CAPE CORAL UNIT 21 BLK.698 PB 13 PG 170 LOTS 17 + 18
  • Property ID: 30-44-24-C3-00698.0170
  • Section: 30
  • Block: 698
  • Lot Number: 17

Listed by EXIT Gulf Coast Realty

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Listing agents

— 1438 SE 20th St —

  • EXIT Gulf Coast Realty

  • EXIT Gulf Coast Realty

Get Pre-Approved Today

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 1438 SE 20th St

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Caloosa Elementary School
620 Del Prado Boulevard South, Cape Coral, FL 33990
K-51.8 mi
Skyline Elementary School
620 Southwest 19th Street, Cape Coral, FL 33991
K-52.8 mi
Patriot Elementary School
711 Southwest 18th Street, Cape Coral, FL 33991
K-52.8 mi
Caloosa Middle School
610 Del Prado Boulevard South, Cape Coral, FL 33990
6-82 mi
Challenger Middle School, Cape Coral, FL
624 Trafalgar Parkway, Cape Coral, FL 33991
6-82.8 mi
Trafalgar Middle School
2120 Trafalgar Parkway, Cape Coral, FL 33991
6-84.5 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-122.2 mi
North Fort Myers High School
5000 Orange Grove Boulevard, North Fort Myers, FL 33903
9-123.9 mi
Ida S. Baker High School
3500 Agualinda Boulevard, Cape Coral, FL 33914
9-124.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1438 SE 20th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/06/2025
Listed
$640,000
82.86%
MLS
5/12/2016
Sold
$350,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1438 SE 20th St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,148
-17%
$311,542
3%
2024
$4,996
3%
$302,762
3%
2023
$4,835
3%
$293,944
-13%
2021
$4,701
3%
$339,507
19%
2022
$4,557
-3%
$285,383
4%
2021
$4,701
3%
$273,246
7%
2018
$4,544
—
$256,271
-2%
2019
$4,544
7%
$261,140
11%
2017
$4,234
-18%
$235,218
-3%
2016
$5,175
7%
$243,581
10%
2015
$4,856
-2%
$222,104
2%
2014
$4,975
6%
$217,900
-2%
2013
$4,712
—
$221,300
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by EXIT Gulf Coast Realty

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1438 SE 20th St, Cape Coral, FL 33990 (MLS# 2025018881) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1438 SE 20th St is currently listed for $640,000 and was received on November 06, 2025. Want to learn more about 1438 SE 20th St? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

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