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$745,000 -$5,000 (-0.67%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,468 Sq. Ft.
  • Updated 3 days ago
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Step inside this impressive 4-bedroom, 3-bath home and discover a spacious open layout designed for everyday living and entertaining. At the heart of the residence, the chef-inspired kitchen boasts granite countertops, a large island, and stainless finishes, seamlessly flowing into the family room for a warm, inviting atmosphere. Tile flooring throughout and beautifully updated bathrooms add to the home's refined comfort. Outdoors, the screened pool and lanai create a private retreat perfect for relaxation or hosting friends. For boating enthusiasts, the property offers unmatched Gulf access with two Weardeck docks and dual 10,000-lb lifts (installed in 2021), making days on the water effortless. Upgrades elevate this home far beyond the ordinary. A 2020 upper-level addition provides a fourth bedroom with its own private screened balcony-ideal for guests or a personal getaway. Energy efficiency shines with a fully paid whole-house solar system and backup batteries, keeping monthly electric costs around $25. A standing seam metal roof (2020) adds longevity and curb appeal, while impact windows and doors enhance security. A sophisticated smart-home system manages cameras, lighting, and even the boat lifts, and the garage features a sleek epoxy floor for a polished finish. Situated in a desirable SW Cape Coral location near top dining, shopping, schools, and entertainment, this home offers the perfect blend of lifestyle, waterfront access, and modern upgrades-an exceptional opportunity for those seeking the best of coastal living.

Full Property Details for 144 SW 38th Terrace

General

  • Price: $745,000
  • Taxes: (2024)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2025020646
  • Updated: 1/14/2026
  • Added to Site: 56 day(s) ago

Interior

  • Interior Features: Split Bedrooms, Den - Study, Family Room, Bar, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self-Cleaning Oven, Washer
  • Furnishings: Unfurnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Primary Bathroom: Shower Only

Bedrooms

  • Total Bedrooms: 4
  • Primary Bedroom: Master BR Ground

Other Rooms

  • Kitchen: Kitchen Island
  • Dining Room: Dining - Living, Eat-in Kitchen
  • Laundry: Washer/Dryer Hookup, Inside

Additional Information

  • Shared Amenities: None, Boating
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Equipment Stays, Pool Bath, Screen Enclosure
  • Security/Safety: Security System, Smoke Detector(s), Smoke Detectors

Exterior

  • Exterior Features: Dock, Boat Lift, Composite Dock, Dock Included, Elec Avail at dock, Water Avail at Dock, Screened Balcony, Automatic Sprinkler
  • Porch/Patio/Deck: Screened Lanai/Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway Paved, Garage Door Opener, Attached

Location

  • Area: CC23 - Cape Coral Unit 28, 29, 45, 62, 63, 66, 68
  • County: Lee
  • Subdivision: CAPE CORAL
  • Building Name: CAPE CORAL
  • Driving Directions: Cape Coral Pkwy to North on Santa Barbara Blvd. Turn West on 38th Terace. Home will be next to last on the left.
  • Direction Faces: North

School Information

  • Elementary School: CHOICE
  • Middle School: CHOICE
  • High School: CHOICE

Community

  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric, Zoned
  • Heating Type: Central Electric

Utilities

  • Sewer: Assessment Paid, Central
  • Water: Assessment Paid, Central
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Metal
  • Windows: Impact Resistant, Sliding, Impact Resistant Windows, Window Coverings
  • Doors: Impact Resistant Doors
  • Stories/Levels: 2
  • Stories in Building: 2
  • Square Feet: 2,468
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 2,468 Sq. Ft.
  • Year Built: 1989

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.23
  • Lot Size (Sq. Ft.): 10,018
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 80 x 80 x 125 x 125
  • Frontage: Public Road
  • Frontage Feet: 80
  • Road Maintenance: City Maintained
  • Irrigation System: Assessment Paid, Central, Reclaimed
  • Lot Features: Regular
  • Zoning: R1-W
  • Lot Description: Regular

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Canal Front, Intersecting Canal, Navigable Water, Seawall
  • Canal Width: Canal Width 81-120
  • Boat Dock Slip: Yes

Financial Considerations

  • Tax Year: 2024
  • Terms: Buyer Finance/Cash

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: CAPE CORAL UNIT 45 BLK 1815 PB 21 PG 125 LOTS 22 + 23
  • Property ID: 02-45-23-C3-01815.0220
  • Section: 2
  • Block: 1815
  • Lot Number: 22

Listed by ERA Cape Realty

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Listing agents

— 144 SW 38th Terrace —

  • ERA Cape Realty

  • ERA Cape Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 144 SW 38th Terrace

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Pelican Elementary School
3525 Southwest 3rd Avenue, Cape Coral, FL 33914
K-50.4 mi
Cape Elementary School
4519 Vincennes Boulevard, Cape Coral, FL 33904
K-52 mi
Gulf Elementary School
3400 Southwest 17th Place, Cape Coral, FL 33914
K-52.4 mi
Gulf Middle School, Cape Coral, FL
1809 Southwest 36th Terrace, Cape Coral, FL 33914
6-82.2 mi
Challenger Middle School, Cape Coral, FL
624 Trafalgar Parkway, Cape Coral, FL 33991
6-82.9 mi
Trafalgar Middle School
2120 Trafalgar Parkway, Cape Coral, FL 33991
6-83.7 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-122 mi
Ida S. Baker High School
3500 Agualinda Boulevard, Cape Coral, FL 33914
9-122.5 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-126.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 144 SW 38th Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/14/2026
Price Reduced
$745,000
-0.67%
MLS
11/23/2025
Listed
$750,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 144 SW 38th Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,940
5%
$418,362
3%
2024
$6,638
3%
$406,571
3%
2023
$6,462
22%
$394,729
-6%
2021
$5,278
-14%
$421,748
10%
2022
$6,129
16%
$383,232
51%
2021
$5,278
23%
$253,816
4%
2018
$4,298
1%
$243,483
2%
2017
$4,275
2%
$238,475
2%
2016
$4,199
-1%
$233,570
-12%
2015
$4,244
-1%
$266,296
-1%
2014
$4,276
-1%
$268,806
8%
2019
$4,299
9%
$248,109
3%
2013
$3,962
—
$240,182
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by ERA Cape Realty

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144 SW 38th Ter, Cape Coral, FL 33914 (MLS# 2025020646) is a Single Family property with 4 bedrooms and 3 full bathrooms. 144 SW 38th Ter is currently listed for $745,000 and was received on November 23, 2025. Want to learn more about 144 SW 38th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

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