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$649,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,468 Sq. Ft.
  • Updated 6 hours ago
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Step into this exceptional 4-bedroom, 3-bath SW Cape Coral residence, where modern luxury meets effortless waterfront living. Designed around an expansive open concept, the interior seamlessly connects daily living and entertaining spaces, anchored by the kitchen with solid-surface countertops, a generous island that opens directly into the main family room. Durable tile flooring spans the home, perfectly complementing the beautifully renovated bathrooms. Upstairs, a private 2020 addition houses a secluded fourth bedroom featuring its own screened balcony-making it an ideal setup for guests, a private sanctuary, or an executive home office. Outside, the screened lanai and pool offer a private backyard haven, but the real showstopper lies just beyond the patio for boating enthusiasts: direct Gulf access equipped with a Wear Deck dock and dual 10,000-lb boat lifts installed in 2021. Top-tier structural and technical upgrades provide complete peace of mind and unmatched energy efficiency. A fully paid-off whole-house solar system with battery storage keeps utility expenses down to roughly $25 a month. Additional highlights include a durable standing seam metal roof (2020), full impact windows, an epoxy-finished garage, and an integrated smart home setup with the capability to manage security cameras, lighting, and boat lifts. Located minutes from top SW Cape Coral dining, shopping, and schools, this home delivers the ultimate Florida coastal lifestyle.

Full Property Details for 144 SW 38th Terrace

General

  • Price: $649,000
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2026036780
  • Updated: Today (9/1/2026)
  • Added to Site: Today

Interior

  • Interior Features: Split Bedrooms, Den - Study, Family Room, Bar, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self-Cleaning Oven, Washer
  • Furnishings: Unfurnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Primary Bathroom: Shower Only

Bedrooms

  • Total Bedrooms: 4
  • Primary Bedroom: Master BR Ground

Other Rooms

  • Kitchen: Kitchen Island
  • Dining Room: Dining - Living, Eat-in Kitchen
  • Laundry: Washer/Dryer Hookup, Inside

Additional Information

  • Shared Amenities: None, Boating
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Equipment Stays, Pool Bath, Screen Enclosure
  • Security/Safety: Security System, Smoke Detector(s), Smoke Detectors

Exterior

  • Exterior Features: Dock, Boat Lift, Composite Dock, Dock Included, Elec Avail at dock, Water Avail at Dock, Screened Balcony, Automatic Sprinkler
  • Porch/Patio/Deck: Screened Lanai/Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway Paved, Garage Door Opener, Attached

Location

  • Area: CC23 - Cape Coral Unit 28, 29, 45, 62, 63, 66, 68
  • County: Lee
  • Subdivision: CAPE CORAL
  • Building Name: CAPE CORAL
  • Driving Directions: Cape Coral Pkwy to North on Santa Barbara Blvd. Turn West on 38th Terace. Home will be next to last on the left.
  • Direction Faces: North

School Information

  • Elementary School: CHOICE
  • Middle School: CHOICE
  • High School: CHOICE

Community

  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric, Zoned
  • Heating Type: Central Electric

Utilities

  • Sewer: Assessment Paid, Central
  • Water: Assessment Paid, Central
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Metal
  • Windows: Impact Resistant, Sliding, Impact Resistant Windows, Window Coverings
  • Doors: Impact Resistant Doors
  • Stories/Levels: 2
  • Stories in Building: 2
  • Square Feet: 2,468
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 2,468 Sq. Ft.
  • Year Built: 1989

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.23
  • Lot Size (Sq. Ft.): 10,018
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 80 x 80 x 125 x 125
  • Frontage: Public Road
  • Frontage Feet: 80
  • Road Maintenance: City Maintained
  • Irrigation System: Assessment Paid, Central, Reclaimed
  • Lot Features: Regular
  • Zoning: R1-W
  • Lot Description: Regular

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Bridge(s)/Water Indirect, Canal Front, Intersecting Canal, Navigable Water, Seawall
  • Canal Width: Canal Width 81-120
  • Boat Dock Slip: Yes

Financial Considerations

  • Tax Year: 2025
  • Terms: Buyer Finance/Cash

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: CAPE CORAL UNIT 45 BLK 1815 PB 21 PG 125 LOTS 22 + 23
  • Property ID: 02-45-23-C3-01815.0220
  • Section: 2
  • Block: 1815
  • Lot Number: 22

Listed by ERA Cape Realty

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Listing agents

— 144 SW 38th Terrace —

  • ERA Cape Realty

  • ERA Cape Realty

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 144 SW 38th Terrace

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Pelican Elementary School
3525 Southwest 3rd Avenue, Cape Coral, FL 33914
K-50.4 mi
Cape Elementary School
4519 Vincennes Boulevard, Cape Coral, FL 33904
K-52 mi
Gulf Elementary School
3400 Southwest 17th Place, Cape Coral, FL 33914
K-52.4 mi
Gulf Middle School, Cape Coral, FL
1809 Southwest 36th Terrace, Cape Coral, FL 33914
6-82.2 mi
Trafalgar Middle School
2120 Trafalgar Parkway, Cape Coral, FL 33991
6-83.7 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-122 mi
Ida S. Baker High School
3500 Agualinda Boulevard, Cape Coral, FL 33914
9-122.5 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-126.1 mi
North Fort Myers High School
5000 Orange Grove Boulevard, North Fort Myers, FL 33903
9-127 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 144 SW 38th Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/01/2026
Listed
$649,000
243.39%
MLS
3/15/2001
Sold
$189,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 144 SW 38th Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,940
—
$553,246
32%
2025
$6,940
5%
$418,362
3%
2024
$6,638
3%
$406,571
3%
2023
$6,462
22%
$394,729
-6%
2021
$5,278
-14%
$421,748
10%
2022
$6,129
16%
$383,232
51%
2021
$5,278
23%
$253,816
4%
2018
$4,298
1%
$243,483
2%
2017
$4,275
2%
$238,475
2%
2016
$4,199
-1%
$233,570
-12%
2015
$4,244
-1%
$266,296
-1%
2014
$4,276
-1%
$268,806
8%
2019
$4,299
9%
$248,109
3%
2013
$3,962
—
$240,182
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 144 SW 38th Terrace

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Listed by ERA Cape Realty

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144 SW 38th Ter, Cape Coral, FL 33914 (MLS# 2026036780) is a Single Family property with 4 bedrooms and 3 full bathrooms. 144 SW 38th Ter is currently listed for $649,000 and was received on September 01, 2026. Want to learn more about 144 SW 38th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

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