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$400,000 Just Listed
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Property Description
LOCATION, LOCATION, LOCATION! Welcome to this versatile centrally located 3-bedroom+Den, 3-bath pool home offering nearly 2,200 square feet of living space in one of Cape Coral's most convenient locations. Just minutes from Veterans Parkway and the Midpoint Bridge, you'll enjoy quick access to Fort Myers while being surrounded by everyday conveniences including Publix, Aldi, Starbucks, Walmart, HomeGoods, Ulta, LA Fitness, a movie theater, bowling, restaurants, shopping and so much more. Designed with flexibility in mind, this home features a unique private suite that separates two bedrooms and a spacious full bathroom with dual vanities from the main living area, complete with its own private entrance. Whether you're accommodating extended family, welcoming long-term guests, creating a private home office, or simply looking for additional privacy, this versatile space offers endless possibilities. Prefer a more traditional layout? The seller is willing to reopen the connecting wall at the seller's expense, seamlessly incorporating the suite back into the main living area prior to closing. Step outside and discover your own tropical backyard retreat. The meticulously manicured landscape is complemented by mature palms creating a natural privacy wall, vibrant flowers, fresh herbs, and producing mango trees that yield approximately 200 mangoes each season. Relax by the pool, enjoy your favorite movie on the lanai's projection screen, or unwind under the custom outdoor lighting that creates the perfect Florida evening atmosphere. Recent updates provide peace of mind, including a BRAND NEW pool cage/lanai enclosure, 2023 roof, 2023 A/C, 2025 pool pump, fresh interior and exterior paint, and a new impact-resistant window in the primary bedroom. Whether you're searching for a full-time residence, seasonal retreat, or home with flexible living arrangements, this exceptional property offers the perfect combination of location, functionality, and Florida lifestyle. Schedule your private showing today and experience everything this Cape Coral gem has to offer. **Remember** the new property tax reduction requirements call for homeowners to be a resident by December 31st 2026!
Full Property Details
Full Property Details for 1631 SE 20th St
General
- Price: $400,000
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026031101
- Updated: 7/23/2026
- Added to Site: 3 day(s) ago
Interior
- Interior Features: Split Bedrooms, Attached Apartment, Den - Study, Home Office, Wired for Data, Entrance Foyer
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
- Furnishings: Negotiable
- Flooring: Laminate, Tile, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Primary Bathroom: Dual Sinks, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Dining Room: Breakfast Bar, Dining - Family, Dining - Living
Additional Information
- Shared Amenities: None, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground
- Security/Safety: Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Courtyard, Privacy Wall, Automatic Sprinkler
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener, Attached
Location
- Area: CC13 - Cape Coral Unit 19-21, 25, 26, 89
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Direction Faces: South
Community
- Assoc. Fees Include: None
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid
- Water: Assessment Paid
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Double Hung, Shutters
- Doors: French Doors
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 2,189
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 2,189 Sq. Ft.
- Year Built: 1980
Lot Features
- Property View: Landscaped Area, Privacy Wall
- Lot Size (Acres): 0.244
- Lot Size (Sq. Ft.): 10,628
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 85 x 85 x 125 x 125
- Frontage Feet: 85
- Road Maintenance: City Maintained
- Irrigation System: Assessment Paid
- Lot Features: Regular
- Trees/Vegetation: Fruit Trees
- Zoning: R1
- Lot Description: Regular
Water Features
- Water Front Desc.: None
- Canal Width: None
Financial Considerations
- Tax Year: 2025
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 89 BLK 5391 PB 23 PG 158 LOTS 32 + 33
- Property ID: 29-44-24-C1-05391.0320
- Section: 29
- Block: 5391
- Lot Number: 32
Listed by John R. Wood Properties
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Schools
Schools serving 1631 SE 20th St
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Caloosa Elementary School 620 Del Prado Boulevard South, Cape Coral, FL 33990 | K-5 | 1.8 mi |
Hancock Creek Elementary School 1601 Skyline Drive, North Fort Myers, FL 33903 | K-5 | 3.3 mi |
Tropic Isles Elementary School 5145 Orange Grove Boulevard, North Fort Myers, FL 33903 | K-5 | 3.6 mi |
Caloosa Middle School 610 Del Prado Boulevard South, Cape Coral, FL 33990 | 6-8 | 1.9 mi |
Diplomat Middle School 1039 Northeast 16th Terrace, Cape Coral, FL 33909 | 6-8 | 4.9 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 2.5 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 3.7 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 5.2 mi |
Diplomat Elementary School 1115 Northeast 16th Terrace, Cape Coral, FL 33909 | K-5 | 4.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1631 SE 20th St
Date
Details
Price
Change
Source
7/22/2026
Listed
$400,000
28%
MLS
5/06/2024
Sold
$312,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1631 SE 20th St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,056
14%
$429,463
8%
2024
$6,215
5%
$398,641
2%
2023
$5,891
27%
$391,066
68%
2021
$4,640
-10%
$232,846
-30%
2022
$5,168
11%
$334,218
58%
2021
$4,640
11%
$211,572
5%
2019
$4,197
-2%
$201,079
-1%
2018
$4,303
-5%
$202,681
-4%
2017
$4,519
8%
$211,556
11%
2016
$4,178
66%
$191,042
16%
2015
$2,512
-3%
$165,397
1%
2014
$2,590
11%
$164,299
17%
2013
$2,331
—
$140,603
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1631 SE 20th St
1631 SE 20th St, Cape Coral, FL 33990 (MLS# 2026031101) is a Single Family property with 3 bedrooms and 3 full bathrooms. 1631 SE 20th St is currently listed for $400,000 and was received on July 22, 2026. Want to learn more about 1631 SE 20th St? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

