1813 SE 21st Terrace Cape Coral, FL 33990

Breathtaking Custom Gulf Access Pool Home - Flood Insurance Only $700/Year! (GRANDFATHERED IN & TRANSFERABLE) This is not your average waterfront property-it's a rare opportunity to own a custom-built Gulf access home that blends style, sophistication, and peace of mind. Ideally located just 10 minutes to open water, this home sits in the heart of it all-close to shopping, Eco Park, Veterans Bridge, and minutes from the scenic Caloosahatchee River. And unlike most waterfront homes, this property comes with a grandfathered flood insurance policy of just $700 per year, transferable to the new owner! Designed with a split floor plan, the home offers 3 spacious bedrooms plus a den, 2.5 baths, and an oversized 3-car garage. One of the guest bedrooms even has direct pool access and doubles as a pool bath, creating the perfect setup for visitors. The luxurious primary suite offers two walk-in closets, a spa-worthy walk-through shower with 4 shower heads, and an oversized jetted tub for the ultimate retreat. The chef's kitchen is a showstopper-equipped with a gas cooktop and oven, soft-close dovetail cabinetry, endless storage, gleaming granite counters, and a striking Mother of Pearl backsplash that sets the tone for entertaining or everyday meals. Granite surfaces continue throughout the home, including in the indoor laundry room with a convenient wash sink, tying the design together beautifully. Throughout the home, details impress-crown molding, 8-foot solid core doors, soaring 14-foot coffered ceilings with LED lighting, and impact windows and doors. Expansive 8-foot pocketing sliders seamlessly blend indoor and outdoor living, enhanced by electric remote-control shades for privacy and comfort. Step onto the lanai and experience a true paradise: an expansive layout with both a covered lounge area and a massive open space-the possibilities here are endless. A spectacular infinity pool wrapped in glass tile, with waterfalls, four fountains, and an oversized 8-person Jacuzzi, becomes the centerpiece. With the Pentair Wi-Fi system, you can control every detail of the pool and spa from your phone. Outdoors, this property was designed for the waterfront lifestyle. A seawall and captain's dock are already in place, and with a blank slate ready for your future custom dock and lift, you can design it exactly the way you want. Launch kayaks, fish right from your backyard, or relax with a cocktail as the sun sets. This home is packed with thoughtful extras, including a whole-home reverse osmosis water system, a 500-gallon buried propane tank that powers the whole-house generator, gas stove, water heater, and even the poolside grill. Whether you're entertaining or enjoying quiet evenings, you'll be treated to unforgettable sunrises and sunsets from your lanai or dock. This property is truly one-of-a-kind-a stunning Gulf access retreat where luxury, lifestyle, and affordability meet. Don't miss your chance to make it yours!